Ally Property Group

Name: Ally Property Group
Address: 402/26 Charles Street, Perth, WA, 6151, AU
Telephone: +611300817060

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Your Trusted Australian Property Investment Advisor - Ally Property Group.

28/10/2026

Buying Australian property while living overseas can still make a lot of sense.

But the numbers can look very different once you become an expat.

→ Your borrowing capacity may change.
→ Rental income can still be taxed in Australia.
→ Land tax should be considered.
→ And the future CGT outcome may be different to what you expected.

Then there’s the bigger question.

How does the property fit with the rest of your financial plan?

25/10/2026

We recently reviewed an Australian property that looked like a strong investment on paper.

Good location.
Strong long-term growth.
Great owner-occupier appeal.

But once we ran the actual numbers, the cash flow simply didn’t stack up.

After interest, land tax, maintenance and other holding costs, the client would have been effectively losing around 4.5% of the property’s value each year in cash flow.

That’s a huge drag.

It doesn’t automatically mean the property is a bad asset.

But it does mean the capital growth has to work incredibly hard just to offset the annual holding cost.

And for an expat, that matters.

Because every dollar going into a property shortfall is a dollar that isn’t being invested elsewhere, held for liquidity, or used towards another goal.

A property can rise in value and still be a poor investment.

Sometimes the most important number isn’t the capital growth rate.

It’s the cash flow you’re giving up to stay invested.

24/10/2026

The number of people waiting for interest rates to fall before buying property is interesting.

As if a rate cut will suddenly signal that “now is the right time.”

But if you’re buying an investment property with a 20 or 30-year horizon, rates will change over time.

Over that period, rates will rise.
They’ll fall.
They’ll stay higher than expected.
And at some point, they’ll probably be lower than anyone expected too.

That doesn’t mean you ignore interest rates.

Cash flow matters.
Serviceability matters.

And you need enough buffer to comfortably hold the property through difficult periods.

But waiting for the perfect interest rate can keep you on the sidelines for a long time.

And how many other buyers are waiting for exactly the same thing?

When rates eventually fall and confidence returns, you may find yourself competing with everyone who was sitting on the sidelines.

The key question is this.

“Does this property make sense for me over the next 20 or 30 years, including periods of both high and low rates?”

Long-term investing isn't about picking the exact bottom.

18/10/2026

Property markets don’t move because of one statistic alone.

But population growth is one of the fundamentals we always pay attention to.

Western Australia recorded the fastest annual population growth at 2.1%, with Victoria and Queensland both at 1.6%.

Victoria added the largest number of people overall.

Why does this matter for property investors?

More people generally means more demand for homes and rental accommodation.

And when housing supply is struggling to keep pace, that often means higher rental prices, and housing demand driving up prices.

Of course, population growth alone doesn’t make an area a good investment.

You still need to look at supply, employment, infrastructure, affordability and the quality of the asset.

But when we're assessing a property market, we want to see a growing number of people wanting to live there.

15/10/2026

Is it time to be entering the property market..?

The latest Victoria Treasury data reveals that land tax revenue will be nearly $1 billion less than forecast.

The supply of rentals available in Melbourne have dropped significantly.

Rental vacancy rates across strong owner-occupier areas remain very tight.

Rental prices are rising and renters are paying the price.

With both sides announcing that they'd increase the land-tax free threshold from the current $50,000, many are searching for opportunities in the Melbourne property property.

10/10/2026

Australia’s rental market is still incredibly tight.

For property investors, that matters.

Vacancy rates remain low across key capital cities annual rents have risen strongly.

That doesn’t mean every property is a good investment.

But it does reinforce how important the fundamentals are:
→ Strong rental demand.
→ Limited supply.
→ Employment and population growth.

And buying property people actually want to live in.

In a higher-rate environment, yield and cash flow matter more than they did a few years ago.

This allows you to hold onto the property for the long-term to allow for time to work its magic.

The best property strategy isn’t just about hoping values rise.

It's about ensuring it has owner occupier appeal and cash flows that support your long-term financial goals.

25/09/2026

Your next property purchase may depend on the valuation of the one you already own.

And different lenders can value the same property very differently.

That matters because a stronger valuation can mean significantly more usable equity for:
→ Your next deposit
→ Purchase costs
→ Renovations
→ Expanding the portfolio sooner

This is where a good mortgage broker can add real value.

Not just by finding a loan.

But by testing valuations across lenders and understanding where your equity position is strongest.

Sometimes the difference between buying again now and waiting years is already in your control.

17/09/2026

Nobody rings a bell at the bottom of the property market.

And one of the hardest things about buying well is that the best opportunities rarely feel comfortable at the time.

We recently sat down with a client looking to build their Australian property portfolio.

Prices had softened.
Sentiment was weak.
Headlines were negative.

Their instinct was to wait until things felt more certain.

But when we looked back at previous periods that created strong buying opportunities in Australian property, they often had one thing in common.

They felt uncomfortable.

COVID-19.
The Global Financial Crisis.
APRA credit tightening between 2017 and 2019.
The early-1990s recession.

In each case, the opportunity was much clearer in hindsight than it was in the moment.

So we re-framed the key questions we were asking.
→ Is this a high-quality property?
→ Is it in a blue-chip location?
→ Does it have strong owner-occupier appeal?
→ Can they comfortably hold it through different market conditions?
→ Does it fit their long-term plan?

For this client, the answer was yes.

So they moved forward.

Will we know today whether this was the exact bottom of the market?
No.

We’ll know that with hindsight.

But for long-term investors, the goal isn’t to perfectly pick the bottom.

It’s to recognise when quality assets become more accessible because everyone else feels uncertain.

Sometimes the opportunity doesn’t look like an opportunity until years later.

15/09/2026

The latest Australian Budget changes haven’t changed what we look for in property.

If anything, they’ve reinforced it.

From 1 July 2027, negative gearing will be limited to new builds, with the policy deliberately aimed at directing more capital towards new housing supply.

But tax rules should never be the reason you buy a property.

The core question remains "what will the future owner-occupier want to buy as their income rises?"

That usually means:
→ Strong owner-occupier appeal
→ Limited future supply
→ Access to employment and lifestyle hubs
→ Something people will aspire to own, not just rent

Over the long-term, the same fundamentals typically apply.

The areas and properties that will typically outperform will be those that owner occupiers will compete to own.

That’s what tends to drive scarcity.

And scarcity is what can drive value.

30/08/2026

More sellers are quietly testing the market before they ever list publicly.

And in an uncertain market, that matters.

A vendor may speak to an agent, gauge buyer interest, test a price, and only decide later whether to formally list.

That creates opportunities that never appear on the major property portals.

For Australian expats trying to buy from overseas, having someone on the ground can make a real difference.

Not just to find off-market or pre-market opportunities, but to assess the property properly, understand the risks and negotiate from a stronger positions.

Our blog post looks at how a good buyer’s agent can uncover opportunities that most buyers simply never see.

https://allyproperty.com.au/2026/01/how-a-buyers-agent-finds-great-deals

Address

402/26 Charles Street
Perth, WA
6151

Telephone

+611300817060

Website

https://allyproperty.com.au/

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