16/06/2026
The 2025-26 concessional contribution cap is $30,000.
That number includes your employer super, your salary sacrifice, and any personal deductible contributions. Many people unintentionally hit the cap when overtime spikes their pay.
- Track all sources, not just salary sacrifice
- Carry-forward rules may let you top up unused caps from prior years
- Check the balance test before making extra contributions
The cap is one number with several moving parts.
Have questions? We're happy to help. Schedule a call with us today: https://wiproperties.com.au/consult