11/08/2026
Excited to share this piece published in The West Australian today, co-authored with Nicholas Hart, Senior Financial Adviser at Empire Financial Group.
"The ABCs of CGT Changes" - because the Federal Government's new tax rules for property have created a lot of confusion, and investors deserve clear, honest answers.
Here is the summary:
The line in the sand is May 12, 2026. Everything you held before Budget night is grandfathered under the old rules. Everything you buy after July 1, 2027 operates under a fundamentally different tax environment - no 50% CGT discount, quarantined negative gearing losses, and a 30% minimum tax on real gains.
For Perth investors specifically, the market is normalising - not collapsing. Listings are up, days on market have doubled, and borrowing capacity has been compressed by three rate hikes. But the fundamentals are still there. Perth delivered 23.9% annual growth. The R-code subdivision changes have unlocked massive potential value for approximately 50,000 Perth homeowners. And the buying opportunity for first-home buyers and upgraders is the best it has been in years.
The key message: don't panic-sell a grandfathered asset. Don't race to beat a deadline by buying the wrong asset. And don't structure your investments around today's rules as if they are carved in granite.
Read the full article in The West Australian today. And a genuine thank you to Nicholas Hart from Empire Financial Group for the collaboration - this is exactly the kind of cross-discipline conversation investors need right now.
Follow the link for full article: https://buff.ly/ObgMzjw