Mortgage Direct

Mortgage Direct Mortgage Direct are lenders and property finance experts. We've been helping clients realise their property goals for more than 20 years.

From homebuyers, investors, business owners and expats, our client are uniquely diverse.

29/05/2026

🔁 A record number of Aussies just refinanced 🔁⁣

More than 640,000 homeowners refinanced their home loan last year. ⁣

That’s 73 loans refinanced every hour. ⏱️⁣

If you haven't reviewed your home loan in a while, DM us to see if it you could potentially save with a lower rate or improved loan features. 👇⁣

To find out more, DM us or contact Mortgage on:

☎️ – 1300 360 999
💻 – [email protected]

* ABS statistics

🤝 Broker versus bot? It’s no contest  🤝⁣⁣The person-to-person support of a mortgage broker eclipses anything an AI bot c...
27/05/2026

🤝 Broker versus bot? It’s no contest 🤝⁣

The person-to-person support of a mortgage broker eclipses anything an AI bot can dish up. 🤖⁣

That’s the finding of Great Southern Bank research. 📊⁣

It confirms 7-in-10 Australians say guidance from mortgage brokers is more valuable than AI-generated advice. 📈⁣

Financial decisions like buying a home are long term and complex. 🏡⁣

That’s why we stay in touch to see how your home loan is shaping up. 📞⁣

Try saying that about a bot. 😅⁣

Talk to us for human advice on the home loan that works best for you. 👇⁣

To find out more, DM us or contact the Mortgage Direct Team on:

☎️ – 1300 360 999
💻 – [email protected]

📄 Could your home loan pre-approval be out of date? 📄⁣⁣Mortgage pre-approval can potentially be an advantageous move for...
25/05/2026

📄 Could your home loan pre-approval be out of date? 📄⁣

Mortgage pre-approval can potentially be an advantageous move for home buyers. 🏡⁣

But recent rate hikes could leave your pre-approval in need of an update. ⁣

Not only does pre-approval have a limited time span, usually 3–6 months, but it can also be impacted by rising rates. ⏱️⁣

Canstar says just one 0.25% rate cut can reduce a single home buyer’s borrowing power by $12,000. ⁣

That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. ⚠️⁣

The last thing you need is to discover you can’t finance the place you want to buy because of higher rates. ⁣

Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. 👇⁣

To find out more, DM us or contact the Mortgage Direct Team on:

☎️ – 1300 360 999
💻 – [email protected]

22/05/2026

📄 Could your home loan pre-approval be out of date? 📄⁣

Not only does pre-approval have a limited time span, usually 3–6 months, but it can be impacted by the recent rate hikes. ⁣

A couple's borrowing power could have been reduced by more than $72,000* since the three recent cash rate hikes. ⁣

DM us to find out your current borrowing power and to bring your home loan pre-approval up to date. 👇⁣

To find out more, DM us or contact Mortgage on:

☎️ – 1300 360 999
💻 – [email protected]

* Canstar research

🏡 How much do you really need to buy a first home? 🏡⁣⁣Long gone are the days when you needed to save up a full 20% depos...
18/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣

Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣

These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣

For a $700,000 first home, a 5% deposit is $35,000.⁣

Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣

Don’t forget to factor in other upfront expenses though. ⚠️⁣

Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣

Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣

To find out more, DM us or contact the Mortgage Direct Team on:

☎️ – 1300 360 999
💻 – [email protected]

15/05/2026

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣

There are no waitlists. ⁣

No income limits. ⁣

No place limits. ⁣

And you’re free to buy an established home or build a new place. ⁣

DM us to find out if you're eligible for the 5% Deposit Scheme and bring forward your home-buying plans. 👇⁣

To find out more, DM us or contact Mortgage on:

☎️ – 1300 360 999
💻 – [email protected]

🔁 A record number of Australians just refinanced their home loan 🔁Looks like Australia is in the midst of a refinancing ...
13/05/2026

🔁 A record number of Australians just refinanced their home loan 🔁

Looks like Australia is in the midst of a refinancing frenzy.

The ABS says over 640,000 homeowners refinanced their home loan last year.

That’s 73 loans refinanced every hour. ⏱️

Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan.

It’s also a cue to check in with us to see if your old loan still suits your needs.

We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇

To find out more, DM us or contact the Mortgage Direct Team on:

☎️ – 1300 360 999
💻 – [email protected]

🚩 Red flag habits that could hinder your home loan application 🚩(Not so) fun fact: Lenders assess a borrower’s ‘characte...
11/05/2026

🚩 Red flag habits that could hinder your home loan application 🚩

(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application.

It’s all about how responsibly you manage money and debts. 💳

Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check.

Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol.

Banks may comb through three months of bank statements to check out your spending habits. 🔍

What they’re looking for are spending patterns that could potentially derail your ability to make repayments.

Talk to us for tips on getting your home loan application across the line. 👇

To find out more, DM us or contact the Mortgage Direct Team on:

☎️ – 1300 360 999
💻 – [email protected]

08/05/2026

📱 Gen Zs urged to skip influencer advice 📱

Here’s a worrying stat: two-thirds of Gen Zs (18–28) are turning to social media for financial information and help.*

Trouble is, influencer ‘help’ isn’t always high quality, trustworthy or based on personal needs.

DM us today for tailored support and guidance when exploring your finance options for buying a home or car. 👇

To find out more, DM us or contact Mortgage on:

☎️ – 1300 360 999
💻 – [email protected]

* ASIC research

📱 Gen Zs urged to skip influencer advice 📱Here’s a worrying finding. Money watchdog, ASIC, says two-thirds of Gen Zs (18...
06/05/2026

📱 Gen Zs urged to skip influencer advice 📱

Here’s a worrying finding.

Money watchdog, ASIC, says two-thirds of Gen Zs (18–28) are turning to social media for financial information and help.

Trouble is, that ‘help’ isn’t always high quality or trustworthy. 😬

And ‘advice’ from influencers isn’t based on personal needs.

Let’s not even get started on social media being a hunting ground for scammers. 🕵️‍♂️

Buying a home is one of life’s most important financial steps - which makes getting tailored support pivotal.

And that's what we can offer. 🤝

Contact us to explore some home loan options that have been researched and matched for your needs. 👇

To find out more, DM us or contact the Mortgage Direct Team on:

☎️ – 1300 360 999
💻 – [email protected]

Address

Level 9, 25 Martin Place
Sydney, NSW
2000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300360999

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