Redom - Aus Property Talk

28/04/2026

I just ripped apart one of my best clients.

Told him his thinking was blocking his future at half its potential.

Because the investment lending playbook in 2026 isn’t the same as 2016.

The old playbook (splitting deposits, sequencing lenders) still works…

But it caps out fast

(Especially when rates are at their highest level in decades)

Serious investors need a different playbook.

Everytime I open up a deep portfolio, here’s how I break it down and what I see when I start👇
1. How much personal lending debt do you have?
2. What capacity is left to expand?
3. Where are the properties, how long held, what’s the PPOR debt mix?
4. If using trusts, how much debt sits in each? Is this part of approach to grow?
5. What does capacity look like at different yield levels?
6. Which entities have space, which are capped?
7. Where is the equity, and how do we release it without breaking the structure?
8. How does strategy align to income growth?

What he did next sets him up for the next few years👇
• Sold an overperforming investment to clear personal debt. It’s more than doubled in value, yield sits in the 3s and isn’t worth holding anymore (sorry Adelaide!)
• Paid down PPOR debt from the proceeds.
• Extracted equity from PPOR → enough to fund the next 3 purchases and 1 commercial asset.
• Shifted acquisition strategy to current growth and yield dynamics → subdividable dual occs in Melbourne + premium apartments (~$6k p/sqm) in A-grade suburbs
• Lifted yield from ~4.5% → ~6.5% via dual occ + room sharing
• Expanded borrowing capacity via non-banks → unlocked another ~$2m in potential assets via commercial lending.

Same client. Same income.

Different strategy.

Constantly evolving strategy, thinking differently and building strong property businesses .au & .buyersagent is what helped me to pay off a $5m+ PPOR by 35

I’m Redom, I help serious investors think smarter, act bolder and grow portfolios in ways that challenge their thinking.

15/04/2026

15 months into the biggest challenge of my life.

Building .au into Australia’s #1 independent brokerage with my partners , & .

At Ignite this week, we brought the entire team together and shared exactly how we’re getting there.

With over 5 million impressions a month, we’re investing in building a brand so strong, that people think FLINT when they think ‘mortgage broker’.

We’re building a community for those looking to enter this industry through , and creating a clear pathway from new-to-industry brokers to becoming some of the best in Australia at Flint.

Back by our wonderful Nepal support team, led by .s_, with nearly 80 staff powering $2bn in lodgements already.

Along with an all-star team driving performance.

Still at the start.

Real progress taking place.

28/01/2026

January CPI is out, and inflation is proving stickier than expected. Headline CPI rose 3.8% year-on-year, up from 3.4%, with trimmed mean inflation at 3.3%, still above the RBA’s comfort zone and keeping pressure on interest rate expectations.

Housing remains the biggest contributor to inflation. Housing costs rose 5.5%, rents are up 3.9%, and new dwelling prices continue to climb as supply constraints and elevated build costs persist across most markets.

For property investors, the message is clear: rate cuts may be delayed, not guaranteed, but the structural undersupply story hasn’t changed. This cycle isn’t about timing headlines, it’s about owning quality assets in the right locations with a long-term strategy.

01/01/2026

‘Stop thinking and just do it’

One year of this crazy experiment…

Better friendships, more connection and living closer to my potential & purpose.

2025 wrap

01/01/2026

30/12/2025

If you’d told me this a few years ago, I wouldn’t have believed you.

2025 is ending with me on the cover of Mortgage Professional Australia magazine.

Her smile reading her new favourite book featuring ‘Dad’, that’s the real win.

04/11/2025

Sharing my 20-year journey to the NSW & Australia Broker of the Year. 🏆

Sharing this with nearly 1000 of my colleagues was special.

Not because of the award, but because it’s a story about the people who made it possible.

From the early days working out of a bedroom, to building .au with an incredible team across Australia and beyond 🌏

This was a celebration of us, of growth, of grit, and of what’s possible.

Full speech now live 🎥

03/11/2025

🏆 The biggest personal achievement of my career 🏆

I was named 2025 FBAA Broker of the Year.

When my family lost our home, I promised myself I’d make it for myself, for my family.

The shame and loss my loved ones felt created a burning fire to make things better, and shaped everything that’s followed.

The pain turned into purpose.

Purpose into passion.

My life is now about helping others make better money decisions, however I can.

A full circle moment, turning that very shame into one of the proudest moments of our lives.

To the FBAA and Joanna James, thank you for an unforgettable evening and for recognising our work.

And to everyone who’s been part of this journey, my team, my family, my clients - thank you.

18/06/2025

This is my favourite moment.

The most special one.

I’m 35 now, and honestly, I don’t think anything will ever top it.

It was the moment we all met.

Nothing fancy, no big production.

Just love.

That tiny baby girl turns three today.

I love you sweetheart.

20/02/2025

I started this year with a crazy goal…

Do SCARY things.

Last week, I stood on stage for my first big presentation. I was nervous.

A week later, I presented to the biggest audience of my life.

Public speaking has always been one of my biggest fears.

But this time, something clicked.

The moment I got up there, I wasn’t scared—I was in my zone. I was having fun, sharing value, and actually enjoying it.

It made me realize: most of our fears only exist in our minds.

Today, I conquered a fear I’ve had for 34 years.

Goal accomplished.