Raj Mortgage Broker

19/06/2026

15/06/2026

14/06/2026

A tale of three stamp duty policies.
🏡 ACT: From 1 July, stamp duty will be abolished for first home buyers, with no property value or income limits. A first in Australia.

🏡 Tasmania: From 1 July, its first home buyer stamp duty exemption will end, with standard rates applying to all buyers.

🏡 Western Australia: Expanding support by increasing the full exemption threshold to $600,000 and offering a 75% stamp duty rebate on eligible off-the-plan purchases.

Three states. Three very different approaches to helping first home buyers.

09/06/2026

NAB: Rate Cuts Could Start in 2027

Good news for borrowers.

NAB believes the RBA has finished raising interest rates. The bank has removed its forecast for another rate hike and now expects the cash rate to stay at 4.35% before cuts begin in 2027.

Why? Australia’s economy is slowing down. Economic growth is weakening, and business activity is easing, suggesting growth may have already peaked.

However, don’t expect rate cuts anytime soon could be HOLD. Inflation is still expected to stay above the RBA’s target range of 2–3% until mid-2027, meaning the RBA is likely to remain cautious.

NAB Chief Economist Sally Auld said:

“We are more confident that the next move in rates will be down, but less certain about when it will happen.”

If NAB’s forecast is correct, the cash rate could fall to around 3.6% by the end of 2027.