Georgecfs

Georgecfs At George Capital Finance Solutions, we help family businesses and individuals grow through strategic debt advisory and tailored mortgages.

Built on integrity, partnership and purpose — we guide clients through every stage of their financial journey. Founded by George Frazis and driven by a team of Australia's top finance experts, George Capital Finance Solutions crafts personalised financial solutions for businesses and individuals, fostering wealth creation and strengthening client relationships. With deep-rooted expertise in both b

anking and non-bank sectors, spanning diverse segments and industries, our expert team consistently delivers exceptional funding outcomes and unparalleled debt advice. Recognising the unique and intricate funding needs of family businesses, our specialists provide a discreet, hands-on service to ensure your family gains optimal access to the right debt capital. Navigating the complexities of business funding can be daunting and time-consuming. Let George guide you through it, ensuring attractive terms and a collaborative approach.

21/08/2026

Laura found the apartment she wanted.

Then she found out a lot of lenders wouldn’t touch it.

Studio apartments sit outside standard policy for a lot of lenders - floor size, building type, resale assumptions. None of which had anything to do with whether Laura could afford it.

That’s the part first home buyers rarely get told. The question isn’t only “can I afford this?” It’s “which lender will actually look at this property properly?”

And if nobody asks the second question, the first one never gets a fair answer.

So, we asked it. Laura bought her first home.

What happened next is the part she didn’t expect.

Laura used the equity in that studio to buy a second property, which she’s renovating now.

One property that almost didn’t get financed became the foundation for the next one.

George Capital Finance Solutions is a Sydney-based mortgage broking, debt advisory and commercial finance business working across more than 33 lenders Australia-wide. If a property you love is being treated as a problem, it’s worth a conversation before you walk away from it.

(02) 9072 9288

General information only.

Not financial advice.

Laura’s outcome is her own and depends on individual circumstances.

18/06/2026

The RBA held the cash rate at 4.35% and if you’re a homeowner, a “hold” might not mean what you think it does.

We answered the four questions Australians were searching all afternoon: why they held, when rates might fall, what it means for your repayments, and whether you should just wait it out. The short version - a hold isn’t a reason to sit still. It’s the quiet window to check your loan while there’s no pressure on you.

Which of these four questions has been on your mind?

Send us a message with the word RATE, or call (02) 9072 9288.

06/06/2026

This week, Paul and George got on a plane to Darwin, in the Northern Territory - not for a boardroom, but to stand on site with the Athanasiou Group and walk the Boulter Road project together.

That’s how we’ve always believed it should be done. A real partnership isn’t a name on a contract you never hear from again. It’s built side by side, from the ground up - there for the early, unglamorous, boots-on-the-dirt stage, and there all the way through to what it becomes.

The projects that last are built on the relationships behind them. We’re proud to be standing in this one with people we trust.

And a project this size is about more than one site - it’s helping build the Northern Territory. That’s something worth showing up for.

To the team at the Athanasiou Group: thank you for having us on site, and for the trust behind this one. A project of this scale is about more than what gets built on it - it’s part of the Northern Territory’s future, and we’re proud to be building it with you.

Whether it’s a first home, a business, or a project years in the making, George Capital Finance helps first home buyers, business owners and developers across Australia get the right finance behind them.

What can we help you build?

📞 Call us - (02) 9072 9288

01/06/2026

Send this to anyone you know who's been told they need a 20% deposit.

Most first home buyers in Sydney still think they need $130,000 to buy a $650k apartment. They need $32,500.

The First Home Guarantee was rebuilt on 1 October 2025:

- No income cap (was $125k single / $200k joint)
- No waitlist (was 35,000 places per year)
- NSW capital city price cap raised to $1.5 million
- 5% deposit, no LMI - the federal government covers the gap

That's $123,000 less out of pocket than the old 20% pathway.

Most banks are still pushing the old 20% rule. Most Australians have no idea the rules changed eight months ago.

With over $1.4 billion in loans arranged, we help first home buyers find the right fit.
If you're a first home buyer - save this.

If you know someone who's been saving and feeling like the goalposts keep moving - send it to them.

If you want to know if you qualify - drop us a message.

Question for the comments - were you taught you need a 20% deposit, or has anyone actually told you about the new rules?

01/06/2026

The 20% deposit rule is dead.

Most first home buyers in Sydney still think they need $130,000 to buy a $650k apartment. They need $32,500.

The First Home Guarantee was rebuilt on 1 October 2025:
- No income cap
- No waitlist
- NSW (Sydney) price cap up to $1.5M
- 5% deposit, no LMI

That’s $123,000 less out of pocket than the old 20% pathway.

With over $1.4 billion in loans arranged, we help first home buyers find the right fit.

Save this if you’re buying in the next 12 months.
Send it to anyone who’s been told to keep renting.
DM us when you’re ready.

#

24/05/2026

Single income doesn’t mean you can’t buy.

It means your application needs to be structured by someone who actually understands how to get single incomes approved — not a calculator that doesn’t know you.

We do this every single day. Different lender. Different structure. Same you. Approved.

Save this for when you’re ready. Or DM us the word ‘SOLO’ right now — we’ll run your real numbers.

19/05/2026

"I work for my uncle. People ask if that's weird."

Meet Katy. She didn't fall into this job - she chose it. And here's what working at a family-run brokerage actually means for you when you come to us:

One person handles your loan from first call to settlement. Not a queue, not a call centre, not a different name in your inbox each week.

Phones get answered after hours. Not because we're trying to impress you - because the work that matters to your family doesn't fit in business hours.

If a lender hits a wall on your application, you hear about it from us first. We tell you what's happening and what we're doing about it before you have to chase us.

Your situation stays a story we're trying to get right. Not a file getting passed around.

That's the practical difference. Not the marketing.

Drop 'FAMILY' in the comments and we'll personally reach out for a chat.

First home buyers - here’s what Help to Buy actually is, in plain English.The government co-buys the home with you. Up t...
17/05/2026

First home buyers - here’s what Help to Buy actually is, in plain English.

The government co-buys the home with you. Up to 40% of a new build, or 30% of an existing one. You only need a 2% deposit. No LMI.

Here’s the part to understand: you don’t own their share. They do. When you sell, they get that same percentage of the sale price back - not what they put in. If your home goes up in value, their share goes up too.

That’s not a bad deal. For some buyers, it’s a great one. But it’s a different kind of loan to a standard mortgage, and it pays to understand it before you sign.

Our team includes a former Big 4 Bank CEO and senior bankers who’ve spent careers inside schemes like this. We’ll walk you through it in plain English - no jargon, no pressure.

Save this - it’s the clearest explanation you’ll get of how Help to Buy actually works.

Send to anyone thinking about their first home.

Comment BUDGET below and we’ll personally walk you through what Help to Buy means for your situation.

Govt eligibility criteria apply. Subject to legislation.

15/05/2026

The 2026 Budget dropped this week. Here is the honest breakdown - what is good, what is bad, and what it actually means for your money.

The good: First home buyers - 5% deposit scheme continues, no income caps, no mortgage insurance. Foreign investors banned from buying existing homes until 2029. Business owners - $20,000 instant asset write-off is now permanent from 1 July.

The bad: Investors buying established property from this week - from July 2027 you can no longer offset your rental losses against your salary. Economists are calling it the equivalent of your mortgage rate rising by one and a half percent overnight. That is not a small number.

What to do: Already own investment property? You are protected. Buying now? New builds still get the full deduction. Get the structure right before you sign - not after.

We have arranged over $1.4 billion in loans for Australians. We know what this means in practice.

What is your biggest question about how this Budget affects you?
Drop it in the comments.

Send us a 'DM' or call us on (02) 9072 9288. We've got your back.

Address

Level 3, 219 Castlereagh Street
Sydney, NSW
2000

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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