TIA Property

TIA Property We are an Australia-wide buyers agency helping professionals secure winning properties

06/09/2026

Justin McBride shared something on the latest Lazy Equity episode that puts the whole conversation about why people invest into a different light.

He went to America on a basketball scholarship, came back with four years of drive and ambition and had to find somewhere to put it. Money felt like a scorecard he could measure himself against so that's where the drive went.

What changed was realising what money actually enables. Options. The ability to help his family. To watch his kids grow up somewhere better. To stop trading time for income and start building something that compounds over time.

Money isn't a means to an end. It's a tool to help you get there. Once you see it that way, the whole case for building wealth through property looks different.

Full episode on S3 E7 of the Lazy Equity Podcast.

03/09/2026

Justin shared two things on the latest Lazy Equity episode that every investor going through an equity extraction needs to understand.

The first is that there's approximately a 35% range between how generously different banks value properties at any given time. Which lender you approach and when makes a direct difference to how much working equity you can access from an asset. Banks that have been lending heavily pull back. Banks with capacity compete more aggressively.

The second is about broker incentives. If a refinance moves a loan to a new lender within 12 months of the original placement, the broker loses 100% of their commission. Within two years, 50%. That financial incentive exists whether it gets acknowledged in the conversation or not.

None of this is an argument against using a broker. It's an argument for asking your broker to run a thorough comparison across multiple lenders before settling on a recommendation.

Full episode on S3 E7 of the Lazy Equity Podcast.

29/07/2026

Some Australian property markets may look appealing on the surface, but the underlying conditions still deserve careful attention.

Understanding borrowing capacity, suitable price points, ownership structures and market timing can help investors make more informed decisions.

Sydney and Melbourne often dominate the conversation, although Ben’s team is approaching both with caution right now. The stronger opportunities may be forming in markets receiving far less attention.

Full conversation of S3 E6 of The Lazy Equity Podcast out now.

28/07/2026

Ben Robinson from Flint Group is back with our host, Darren Venter on The Lazy Equity Podcast.

We go beyond the headlines to unpack what is changing in borrowing power, the property market and what it could mean for your next property move.

🎙️ Watch or listen to the full episode on YouTube, Apple Podcasts and Spotify. https://vist.ly/5cp77

26/07/2026

Belinda had spent years saving for one goal: to buy her first investment property before turning 25. She had the deposit and the borrowing capacity, but as a first-time investor, she also had plenty of questions about what to buy, how much risk she was comfortable with and how the property would support her longer-term goals.

She came to The Investors Agency through a referral and wanted to understand the numbers, the strategy and the reasoning behind each recommendation before making such a significant financial decision.

In April 2026, Belinda secured her first investment property in NSW, before her 25th birthday.

Now she is focused on her next goal: buying a second property before 30. Over time, she wants to build enough financial flexibility to have the option to stay home with her future children without relying entirely on one income.

For Belinda, this first property is the starting point for that goal.

24/07/2026

Price tells you what a market costs. Five other metrics tell you where it sits in its cycle.

Supply levels, days on market, vacant rental properties, total rental stock and historical price movement.

Together those five give you a picture of whether a market is in its growth phase, approaching its ceiling or already correcting.

Data shows that property markets typically don't sustain growth beyond seven years before a correction phase begins. The correction is a natural part of the cycle and it happens across every Australian market eventually.

When you identify where a market sits in that cycle before committing capital, the equity built during the growth phase can be released and redeployed into the next property purchase before the correction arrives.

That sequencing is what our 30 year RoadMap is built around. Each purchase is timed relative to where the market sits in its cycle, not just what the property costs today.

Watch the full episode: https://vist.ly/5cb7e

23/07/2026

A low entry price and strong yield only matter when the local economy can support them long term.

Port Augusta may stack up, but its reliance on a small number of industries means investors need to assess the economic drivers, risk and hold strategy behind the numbers.

Our Crystal AI flags these characteristics as part of every suburb profile. Knowing what's powering a market matters as much as knowing what it's doing.

Full episode on the Lazy Equity YouTube channel. Link in bio.

Have you ever invested in a single industry market?

22/07/2026

Munno Para West grew by 97% over four years.

That number sounds significant but the more interesting part is what was happening underneath the growth.

Looking at four key indicators: stock levels, days on market, rental pressure and affordability. Each one gives us a different view of what is happening, but the picture becomes much clearer when they begin moving together.

Strong price growth alone does not guarantee the market can keep growing.

For investors, the pressure underneath could be:
- prices rising faster than local incomes
- affordability getting stretched
- rental demand weakening
- stock starting to increase
- properties taking longer to sell

A suburb can have low stock and still be overpriced. It can have strong rental demand without the local incomes needed to support higher values. It can also grow quickly while becoming increasingly unaffordable for the people who actually live there.

In 2023, the affordability measure sat at 29%. By 2026, after significant price growth, it had moved to 36%.

The market became more expensive, but affordability did not deteriorate at the same pace as property values.

That suggests the local economy was still supporting the growth through income, employment and broader economic activity.

It is one of the reasons Adelaide’s outer metropolitan areas have been so interesting to watch.

When several indicators are pointing in the same direction, the growth story becomes much easier to understand.

Which indicator do you pay the most attention to when looking at a market?

Watch the full Lazy Equity YouTube episode here: https://vist.ly/5b2qc

The media keeps circling back to the same three property markets: Sydney, Melbourne and Brisbane.They are familiar, easy...
21/07/2026

The media keeps circling back to the same three property markets: Sydney, Melbourne and Brisbane.

They are familiar, easy to talk about and often dominate the national conversation.

But Australia is much bigger than three cities. There are around 110 statistical urban areas across the country, including employment hubs where population movement, wages, rental pressure, infrastructure investment and housing demand can all be measured.

Property growth is driven by measurable demand, not media attention.

When population movement, rental pressure, employment depth and infrastructure investment start to align, the data often tells a more important story than the media cycle.

Some of the strongest investment opportunities can sit quietly in established markets where the fundamentals are already forming and pressure is already beginning, long before the media catches on.

What market do you think gets overlooked too often?

20/07/2026

A new property can look great on day one, but the price you pay matters more than the finish.

New stock is often sold at a premium because you are paying for a brand-new product, construction costs and developer margins.

Once the property settles, the market starts comparing it with the established homes around it.

That premium can take years to be absorbed.

The question for an investor is whether that capital could have been working harder in an established market during the same period.

Full episode on the Lazy Equity YouTube channel. https://vist.ly/5bsb6

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