28/05/2026
Investing in 2026 | Opportunities in 2026
Since budget night we have fielded many calls from our existing clients & from those just getting started. The difference in the narrative varies from investing is no longer viable, to where is the opportunity now, to there is so much more opportunity now.
Firstly lets get one thing clear the new rules of the game have not been legislated yet, it most likely will be, however we haven’t seen the fine detail, so let’s take a step back and have a look at what history tells us. Having purchased my first property in 1984 (yes pre CGT) and then held during 18% interest rates we then saw CGT introduced which at the time many feared would stop property investors. During the late 1980’s the market was so heated that Paul Keating then famously declared “the recession we had to have”. CGT and negative has been tampered with several times since then & yet somehow the press is telling that this time is different!
We have seen the impacts of the GFC in 2008, several wars, interest rate fluctuations, COVID, rising petrol prices & now changing legislation. Those of you that have worked with us know that we do our own research & retain all our own data on how the market has performed historically, & whilst we don’t have a crystal ball we also invest for the future, based on real time information & also look at where the opportunities are.
Investing viability hasn’t changed, however, it is time to look at strategy. For most of our clients who have been manufacturing growth by way of multi dwelling housing, subdivisions & other value add strategies nothing changes, in fact we are seeing a few less buyers in the market which in itself opens up more opportunity. To quote Warren Buffet “Be fearful when others are greedy & greedy when others are fearful”. I am not sure when Jim Chalmers or Anthony Albanese last purchased their first property however it is evident from what we are seeing that the very people these policies are supposed to be helping are the ones that are now further than ever away from buying.
There gave been many assumptions made over the last two weeks, lets look at just one – Negative Gearing
Now we know that negative gearing helps to offset losses against income tax. What most people haven’t grasped yet is that it hasn’t been removed altogether, it will be accumulated & offset against future profits. For those interested we have now modelled the impacts of the new laws (should they be legislated) & can tell you that for the average property investor it makes very little financial difference assuming we see CPI at or around 3% and capital growth at or below 6%. There are also different implications if buying in personal name, companies or Trusts & with those implications come different opportunities.
Is it a minefield – yes if you are not fully informed.
Are there opportunities – absolutely.
Lets have a chat and discuss your goals & how you can reach them!
We offer our clients an end-to-end property investment strategy. We are the link between their property dreams and reality.
