Margaret Rajaram Century 21 Percy Fulton LTD

09/05/2026

# # # GTA MARKET SNAPSHOT — AUGUST 2026

The GTA market continues to rebalance, with fewer homes coming to market and slightly fewer sales, while prices remain below last year but have shown signs of stabilizing month-over-month. With new listings down 14.1% and sales down just 2.1%, buyers are facing less choice in some neighbourhoods, which could create more competition and put upward pressure on prices if inventory continues to tighten.

# # # 🏡 WHAT IT MEANS FOR SELLERS

* Less competition: New listings are down 14.1%, meaning fewer homes are competing for buyers.
* Pricing still matters: Prices remain below last year, so realistic pricing is key to attracting today's buyers.
* Conditions may be improving: The benchmark price was essentially flat month-over-month, suggesting the market may be stabilizing.
* Timing could matter: If inventory continues to shrink and buyer competition increases, sellers could see stronger conditions in the months ahead.

# # # 🔑 WHAT IT MEANS FOR BUYERS

* Less choice: There are fewer new listings entering the market compared with last year.
* Competition could return: If inventory continues to tighten, buyers may face more competition for desirable homes.
* There is still opportunity: The average price of $993,410 is 2.7% below last year, giving buyers more affordability than a year ago.
* Waiting has a trade-off: Buyers may want to wait for greater economic certainty, but doing so could mean purchasing later if prices begin to move higher.

# # # 📊 ECONOMIC OUTLOOK

The GTA economy is showing some positive signs, but uncertainty around trade, inflation and future borrowing costs continues to make both buyers and sellers cautious.

# # # 💡 DID YOU KNOW?

GTA new listings are down 14.1% year-over-year, while sales are down only 2.1% — meaning demand has held up considerably better than the supply of homes coming to market.

09/02/2026

Bank of Canada's held its benchmark interest rate steady at 2.25 per cent, as widely expected by economists. The Bank of Canada has been on hold since December 2025 —this latest announcement marks seven consecutive times it has left its trend-setting policy rate unchanged.

08/11/2026

GTA Market Update – July 2026
The GTA market is starting to tighten up! While home sales remained steady, new listings dropped by 17.8%, giving buyers fewer homes to choose from.

🏡 For Buyers: ✅ Home prices are still lower than last year. ✅ More opportunities to negotiate than in a hot market. ⚠️ Well-priced homes may start attracting more competition.

🏠 For Sellers: ✅ Fewer new listings means less competition from other sellers. ✅ Correct pricing is still key to attracting buyers. ✅ Market conditions may continue improving as we head into the fall.

📈 July Highlights: • Average GTA home price: $1,003,956 (-3.9% YoY) • Homes sold: 5,995 • Active listings: 26,098 • Average days on market: 32 • Inventory: 4 months
💬 Thinking of buying or selling this year? The market is shifting—reach out to learn what these changes mean for your specific situation.

08/11/2026

GTA Market Update – July 2026
The GTA market is starting to tighten up! While home sales remained steady, new listings dropped by 17.8%, giving buyers fewer homes to choose from.

🏡 For Buyers: ✅ Home prices are still lower than last year. ✅ More opportunities to negotiate than in a hot market. ⚠️ Well-priced homes may start attracting more competition.

🏠 For Sellers: ✅ Fewer new listings means less competition from other sellers. ✅ Correct pricing is still key to attracting buyers. ✅ Market conditions may continue improving as we head into the fall.

📈 July Highlights: • Average GTA home price: $1,003,956 (-3.9% YoY) • Homes sold: 5,995 • Active listings: 26,098 • Average days on market: 32 • Inventory: 4 months
💬 Thinking of buying or selling this year? The market is shifting—reach out to learn what these changes mean for your specific situation.
HomeSellers MarketUpdate RealEstateTips Century21 GTAHousingMarket

07/11/2026

05/07/2026

*GTA Market Update - April 2026: What It Means If You're Buying or Selling*

Just got the latest numbers for the Greater Toronto Area, and there are some interesting shifts happening.

*If you're a BUYER:*
- *Prices are down across the board*. Detached homes dropped 4.1%, semis 5.2%, townhouses 7.9%, and condos 6.3% compared to April 2025.
- *You have more breathing room*. Homes are sitting 29 days on average vs 25 days last year. Less pressure to make snap decisions.
- *But competition is still here*. Sales are actually up 7% year over year even with 6.4% fewer listings. Good homes priced right are still moving.

*If you're a SELLER:*
- *The market is adjusting*. With 4.2 months of inventory, we're balanced but leaning your way. Serious buyers are active.
- *Pricing strategy matters more than ever*. Buyers have seen the price drops. Overpricing means sitting longer than the 29 day average.
- *Activity is up*. 5,946 homes sold in April, up from 5,556 last year. Demand hasn't gone away.

*Bottom line*: This isn't the frenzy of 2021, and it's not a crash either. We're in a more balanced market where buyers get a fair shot and well-prepared sellers are still seeing results.

04/21/2026

Toronto Homeowners
Vacant Home Tax (VHT) declaration . If you own a home in Toronto, you’re required to declare your property’s occupancy status — even if it’s your primary residence.

⏰ Deadline: April 30th — don’t miss it to avoid penalties.
Need help figuring it out? Reach out anytime — happy to guide you through it!