Tom Murdoch - Coldwell Banker Ronan Realty Brokerage

Tom Murdoch - Coldwell Banker Ronan Realty Brokerage Real Estate agent serving Simcoe County, Dufferin County and surrounding areas for the past 16 years.

If buying a home is one of your goals, knowing what to look at before you start making offers can help you feel a lot mo...
08/23/2026

If buying a home is one of your goals, knowing what to look at before you start making offers can help you feel a lot more confident about your decision.

If buying a home is on your horizon, doing some homework before you start seriously searching can make the process easier. This guide walks through eight factors to consider before purchasing a house, helping you think beyond first impressions and take a more practical look at such an important deci...

Ontario’s new-home market is still fragile, but more proposed homes and warranty enrolments since March are giving the i...
08/21/2026

Ontario’s new-home market is still fragile, but more proposed homes and warranty enrolments since March are giving the industry a few reasons to feel cautiously optimistic.

Ontario’s new-home sector has been through a sharp slowdown, with warranty enrolments falling from more than 75,000 units in 2022 to 25,000 in 2025. Tarion says there are now some early positive signals, including increases in proposed homes and new warranty enrolments since March, although it cau...

If you’ve been priced out of new construction, Ontario’s HST relief could change the math enough to make some homes wort...
08/20/2026

If you’ve been priced out of new construction, Ontario’s HST relief could change the math enough to make some homes worth another look.

If you’ve been considering a newly built home in Ontario, recent tax changes could make the numbers more appealing. The enhanced HST rebate lowers the effective cost for eligible new-home purchasers, and builders say the change has already helped thousands of sales move forward. In the GTA, low-ri...

More housing choices don’t appear overnight, but investing in the infrastructure needed to build them is an important st...
08/18/2026

More housing choices don’t appear overnight, but investing in the infrastructure needed to build them is an important step toward giving Ontario buyers more options.

If you’re hoping for more housing choices in Ontario, this is one development worth watching. The Ontario and Canadian governments have announced $1 billion for infrastructure that supports new housing, helping communities prepare for future residential growth. Building more homes takes more than ...

If buying a home is on your radar, getting your finances organized before you apply for a mortgage can make the whole pr...
08/09/2026

If buying a home is on your radar, getting your finances organized before you apply for a mortgage can make the whole process a lot less stressful.

If you’re hoping to buy a home in Canada, some of the most useful preparation happens before you ever submit a mortgage application. REALTOR.ca’s guide walks through four things to consider ahead of time so you can approach financing with a clearer picture of where you stand. It’s a practical ...

If you’re considering a second property, start by deciding whether it will be a family retreat, rental, or part-time hom...
08/06/2026

If you’re considering a second property, start by deciding whether it will be a family retreat, rental, or part-time home because financing requirements can differ.

Buying another property in Canada requires a close look at how you’ll use it, how much equity you have, and whether your income can support both homes. A rental property may require a larger down payment, while accessing equity through refinancing or a home equity line of credit adds another payme...

Before becoming a co-signer, take time to review how the mortgage could affect your own borrowing power and future finan...
07/30/2026

Before becoming a co-signer, take time to review how the mortgage could affect your own borrowing power and future financial plans.

Co-signing a mortgage can make homeownership possible for someone who doesn't qualify on their own, but it also creates legal and financial responsibilities for the co-signer. Understanding how co-signing affects credit, debt obligations, and future borrowing can help everyone involved make an infor...

Small details like bathroom safety, doorway width, and easy outdoor upkeep may not feel urgent today, but they can help ...
07/29/2026

Small details like bathroom safety, doorway width, and easy outdoor upkeep may not feel urgent today, but they can help you stay independent longer.

Choosing a home for retirement means thinking beyond today’s needs. A manageable layout, main-floor living, accessible bathrooms, convenient laundry, and lower maintenance can make everyday life easier over time. Location matters too, especially when you consider healthcare, shopping, transportati...

A vacant home doesn’t take long to become vulnerable to leaks, break-ins, or power issues, so a simple pre-trip checklis...
07/28/2026

A vacant home doesn’t take long to become vulnerable to leaks, break-ins, or power issues, so a simple pre-trip checklist is worth it.

Summer travel season is here, and this is a useful reminder that protecting your home starts before you leave the driveway. From preventing water damage to making your home look occupied, a few simple steps can reduce stress while you’re away. If you’re leaving town for a weekend or a longer tri...

Homeownership starts with a sustainable financial plan. A larger down payment isn't always possible, but understanding y...
07/26/2026

Homeownership starts with a sustainable financial plan. A larger down payment isn't always possible, but understanding your options can help you make a more informed decision.

While traditional zero down payment mortgages are no longer available in Canada, some buyers may still use borrowed funds for a down payment if they meet lender and insurer requirements. That approach increases the amount of debt you'll carry and may affect your mortgage qualification, monthly payme...

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