10/27/2026
Things every first-time home buyer needs to know.
First of all, on God’s green earth, please don’t start with a house. 😂
You’ve got to start with your budget, your finances, your credit, and your debt ratio. That’s where we begin.
Number two: your down payment is NOT the only cost.
You’ve got land transfer tax, legal fees, home inspection fees, moving costs, maintenance, and a whole lot of other little expenses that can sneak up on you.
Number three: get pre-approved.
It tells you what you can realistically afford and gives you a much better idea of what your actual home-buying budget should be.
And last but definitely not least...
If you’re thinking about buying a home in the next 4 to 12 months, make sure you’ve got the right people in your corner.
And if you choose to work with me, I’ve got some of the best lawyers and mortgage professionals in my network to help you navigate the process and put yourself in the best position to secure your home.
That’s it. Now go get pre-approved before you start scrolling through houses you can’t afford. 😂