Tristan Fairbarn Real Estate

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Tristan Fairbarn Real Estate Real Estate Sales Representative working to produce top of the line results using efficient and effective work tactics.

LTV = Loan-to-Value Ratio. It compares your mortgage amount with the value of the property. The lower your LTV, the more...
10/14/2026

LTV = Loan-to-Value Ratio. It compares your mortgage amount with the value of the property. The lower your LTV, the more equity you have in the property. Your LTV can also affect mortgage requirements and whether mortgage default insurance applies.

The takeaway: Your down payment and mortgage amount work together to determine your LTV.

More homes on the market doesn’t necessarily mean more homes in your price range.🙃Overall inventory can increase while t...
10/13/2026

More homes on the market doesn’t necessarily mean more homes in your price range.🙃

Overall inventory can increase while the number of homes that match your budget, location, size, condition and must-haves stays limited. And when a property checks most of your boxes, competition can still be strong — even in a market with more choice.

That’s why the headline number matters less than understanding the inventory that actually fits your search. If you’re struggling to find the right home, look beyond “how many homes are for sale” and ask: How many actually fit what I can afford and need?

Gratitude. Good food. Great people. That’s what today is all about. Happy Thanksgiving!🥧🍂
10/12/2026

Gratitude. Good food. Great people. That’s what today is all about. Happy Thanksgiving!🥧🍂

10/09/2026

Fall inspo for your gathering space!🍂

If you’re thinking about a move before the end of the year and want a clear action plan, we’d love to be your resource f...
10/08/2026

If you’re thinking about a move before the end of the year and want a clear action plan, we’d love to be your resource for practical, local advice.� Send us a message anytime!

Agreement of Purchase and Sale is one of the most important documents in a real estate transaction. It sets out the term...
10/07/2026

Agreement of Purchase and Sale is one of the most important documents in a real estate transaction. It sets out the terms agreed upon by the buyer and seller — including the purchase price, deposit, closing date, conditions, inclusions and exclusions. Once signed and accepted, those terms become part of the legally binding agreement.🏡

One home can have three different values — and each one answers a different question.🏷️ Listing price — What the seller ...
10/06/2026

One home can have three different values — and each one answers a different question.

🏷️ Listing price — What the seller is asking.
📋 Appraised value — What an independent appraiser determines the property is worth for the lender.
🏠 Assessed value — The value used by the local tax authority to calculate property taxes.

Don’t mix the lanes. These numbers can be different, and that doesn’t necessarily mean something is wrong. If the numbers don’t match what you expected, ask the right expert: your Realtor, lender, or local tax authority.

Start the week inspired. ✨
10/05/2026

Start the week inspired. ✨

10/02/2026

Fall inspo for your kitchen!🍂

10/01/2026

Hello October! 🍂🍁🥧🎃

Address

3-140 Holland Street West
Bradford, ON
L3Z2A5

Telephone

+19058065900

Website

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