07/26/2026
DON’T MAKE THESE COSTLY MISTAKES WHEN BUYING A HOME!
Know Before You Buy
🚫 Avoid These Mistakes
❌ No Mortgage Pre-Approval
❌ Ignoring Closing Costs
❌ Poor Credit Preparation
❌ Skipping Home Inspection
❌ Large Purchases Before Closing
❌ Buying Beyond Your Budget
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🏡 What You Need to Buy a Home
1️⃣ Financial Ready
✔ Stable Income
✔ Good Credit
✔ Down Payment
✔ Closing Costs Savings
2️⃣ Required Documents
✔ Government ID
✔ Pay Stubs & T4s
✔ Employment Letter
✔ Bank Statements
3️⃣ Mortgage Pre-Approval
✔ Know Your Budget
✔ Stronger Offers
✔ Better Confidence
4️⃣ Find Your Home
✔ Search Properties
✔ Book Showings
✔ Expert Guidance
5️⃣ Make an Offer
✔ Negotiate Price
✔ Review Conditions
✔ Secure Your Home
6️⃣ Close the Deal
✔ Final Approval
✔ Lawyer Review
✔ Get Your Keys 🔑
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💡 First-Time Buyer?
You may qualify for rebates, incentives, and home buyer programs.
👩💼 Bernadeen David, Realtor®
📞 416-908-8993
📧 [email protected]
🌐 berniedavidrealty.ca
📍 Serving the GTA & All of Ontario
🗣️ I Speak Tamil | நான் தமிழ் பேசுவேன்
Let’s Make Your Homeownership Dream a Reality! 🏡✨