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RateShop Canada Find the best mortgage rates & solutions in Canada & US from Top Rated Lenders tailored to you. We've got you covered.
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First-time buyer, Mortgage Renewals, refinancing or home equity loans?

10/26/2026

That renewal letter is a starting point — not the end. Look beyond the rate: payment flexibility, penalties, and whether the term fits your plans. Stay, switch, or refinance — compare before you sign.

Switching or refinancing may require qualification. Costs and conditions vary.

Compare your renewal options: https://rateshop.ca/mortgage-renewal/

05/07/2026

POV: Life in Canada. Economic impact on govt policies. Are you in the kill zone? thanks to 🇨🇦

05/07/2026

🇨🇦Accredited Investors & Seasoned builders of our Greatly Taxed Nation! We're building and scaling in Texas & Florida. Limited Opportunities for 3 New Upcoming Projects. Why You Ask? 1. $0 state Taxes 2. 100% Loan To Cost 3. No City B.S.

invest with us under Reg D Funds / LPGP and earn upto 24% Returns Annual.

05/07/2026

Liberal Govt. explained in 30 seconds.
2016 — Top federal income tax bracket increased from 29% to 33% for high-income earners.
2016 — Elimination of several income-splitting tax strategies for families and business owners.
2017 — New mortgage stress test rules indirectly increased borrowing qualification costs.
2018 — Small business passive investment tax changes introduced for corporations holding investment income.
2019 — Federal Carbon Tax introduced in provinces without equivalent systems.
2019–2025 — Gradual increases to Canada Pension Plan (CPP) contributions began.
2020 — Digital sales tax/GST applied to foreign digital companies and streaming services.
2021 — Luxury tax announced on high-end vehicles, boats, and aircraft.
2021 — Vacant property and foreign ownership housing tax measures expanded.
2022 — Underused Housing Tax (UHT) implemented on vacant/underused residential properties.
2022 — Luxury Tax officially came into force on vehicles and luxury goods.
2022 — Additional taxes and regulations introduced on va**ng and to***co products.
2023 — Anti-home flipping tax rules enacted for properties sold within 12 months.
2023 — Clean Fuel Regulations increased fuel compliance costs nationwide.
2024 — Digital Services Tax (DST) introduced on large technology companies operating in Canada.
2024 — Proposed capital gains inclusion rate increase from 50% to 66.7% on gains above $250K and corporations.
2024 — New denial of expense deductions for non-compliant short-term rental properties (Airbnb-style rentals).
2024 — 2% tax introduced on public company stock buybacks.
2025 — Consumer carbon tax portion removed federally while industrial carbon pricing remained.

05/07/2026

Is a reverse mortgage the right choice for you after 65? Reverse mortgages are offered in Canada by lenders like equitable bank, bloom financial, Home Equity Bank, all of which can backfire if you don't have a retirement fund in place. Customers aged 55 plus can qualify for up to 55% LTV off the home value, but in an age where household incomes don't support the lifestyle, families rely on home equity resulting in Canada's highest household debt and mortgages.

Second mortgage behind a reverse is hard enough to place, if you are stuck at a 75% LTV, with a first reverse mortgage in the first position means extreme high risk to the second lender squeezing them out of equity every month. Your second lender can call the mortgage, not renew or start with legal proceedings leaving you homeless.

Always got a second opinion when entering into a reverse mortgage option


05/07/2026

We have the land.
We have the labour.
We have the Demand.
And NOW We have the financing with Private Capital Markets.

hosted Mississauga's Largest Land buying event hosting land, development and preconstruction opportunities over $800M.

Start building with Private Capital, Don't rely on Banks to bring your project home. We're raising $200Million for REITs and MICs.

Data from Altus Group shows 191 "distressed sale" transactions in 2024, totaling over $1.5-billion primarily in development land.

The too big to fail builders cancelled their projects and filed bankruptcies disrupting stability for smaller builders not at fault. Builders & Developers need solutions and Private Market Capital has the answer. Raise capital for your project legally under NI 45-106 and grow bigger.

Exempt Market Dealer/ Drake Financial
Commercial Mortgage Funds / RateShop Mortgage
Residential Financing/ Lendmax Capital MIC

05/07/2026

Takes 2 to Tango. You set Your Own Value before the world. Diplomacy only goes so far when the other party is a brute.
Protect Yourself. No one else will.

05/07/2026

RateShop Mortgage Canada & US created an organic growth of its own through learning the mortgage industry, lending thresholds, understanding risk and brokering over $1B in funded deals. We did what many others found hard to achieve, we became an administrator, a lender, a developer, and invested millions in infrastructure, licensing and complaince to offer a wholesome solution. We show Canadians how to create an income from their properties, using mortgages to leverage growth and I am the perfect definition of what the banks hate, an alternative option that's designed to give you better returns and pay off your mortgage faster.

I am Ali Zaidi, and I'm the founder of RateShop Mortgage Canada & US, Lendmax Capital, Greencrest Homes, Mortgagebids.ca, Nanoqode Technologies and Instasure.ca.

We're in a mission to help Canadians realize their true financial potential.

05/07/2026

EXPLORE ONTARIO SHOPS. Greencrest Developments is investing Millions in the backbone of growing towns and cities destined for double digit growth. If you're an investor, from $80k own a retail/office core commercial prime location that gives you positive cash flow from day one. DM commercial for our projects and secure your units.

Address

6 Indell Lane
Brampton, ON
L6T3Y3

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+1 800-725-9946

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