08/22/2026
That advertised builder price may come with an important catch. 👀
Some builders advertise prices that already assume certain HST rebates will be credited or assigned to the builder.
⚠️ If the builder’s price assumes a rebate and you later turn out to be ineligible, you could be responsible for the difference.
And remember: HST new housing rebates generally apply to new or substantially renovated homes, typical resale homes generally exempt from GST/HST.
📌 The takeaway:
Don’t just look at the sticker price. Understand what’s included, what’s assumed, and what you could owe at closing.
Buying new in Ontario? Know the HST details before you sign.
General information only. Rebate eligibility depends on your circumstances. Confirm current requirements with the CRA and your qualified tax or legal professional.