08/21/2026
Buying the home is one thing. Affording everything that comes with it is another.
The down payment and mortgage payment are usually the big numbers buyers focus on, but there are quite a few other expenses worth planning for:
• Home inspection
• Legal fees
• Property tax adjustments
• Moving costs
• Utility set-up
• Condo document review, if applicable
• Home insurance
• Immediate repairs or maintenance
• That first slightly alarming trip to the hardware store 🔨
Every purchase is different, and not every cost applies to every buyer. The important part is knowing what could be coming before you write an offer — not discovering it when you're already committed.
That’s a big part of how we work with our buyers. We help you look beyond the purchase price and understand what the whole move is likely to cost, so you can budget accordingly.
Thinking about buying in Calgary or the surrounding area? Send us a message. We’re happy to help you figure out what the numbers could actually look like.
Tania King & Tina Hansen | REALTORS®
CIR Realty