Tahir Joia / Urban Real Estate Services Ltd

Tahir Joia / Urban Real Estate Services Ltd Owing a home is a keystone of wealth...both financial affluence and emotional security. Let's make your Real Estate dreams a reality... Contact me today!

I have been in the real estate business for many successful years. Most of my experience and expertise has been assisting and educating my clients, through the Selling and Buying of Residential Homes & Condominiums. As a Real Estate Professional I do business with integrity, have in-depth community and market knowledge, and highly effective negotiation skills. Connected with high quality professio

nals in my network is also an asset to a smooth stress free process from beginning to end. As a Calgary real estate professional, I have also found that providing the very best service is essentially about putting my clients first. This means being accessible, listening and responding quickly to all the needs of my clients, as well as strong communication skills. I can Speak multiple languages fluently, English, Urdu, Punjabi and Hindi. I look forward to working with you and encourage any questions you might have!

New on the Market
02/10/2026

New on the Market

Price Reduction
11/24/2025

Price Reduction

New on the Market
10/20/2025

New on the Market

Next Open House
08/27/2025

Next Open House

Price Reduction
08/25/2025

Price Reduction

New on the Market
08/23/2025

New on the Market

Next Open House
08/21/2025

Next Open House

08/15/2025

The middle class uses debt to get poorer. The wealthy use debt to get richer. One buys cars, gadgets, and vacations. The other buys assets, never sells, and borrows tax-free for life.

Most people use debt to buy things that lose value:
• Cars
• Gadgets
• Vacations
You borrow → You pay interest → The asset depreciates → You’re poorer. This is called consumer debt... It bleeds wealth.

They don’t fear debt. They fear selling assets.

Why? Because selling triggers capital gains tax, instantly cutting their wealth. Instead, they borrow against their assets.

Here’s how it works:
They own stocks, real estate, or companies worth millions. Instead of selling, they use them as collateral. The bank lends them money at 2–4% interest. No asset sale = no capital gains tax.

While they pay 2–4% interest on the loan…Their assets are growing at 8–15% per year. Loan money isn’t taxable since it’s not income. Interest is tax-deductible, lowering their taxable income even further.

This is why the rich can be in debt on paper while living in luxury.

Next Open House
07/27/2025

Next Open House

New Listing Alert – Town house at 234 Christie Park Mews SW, CalgaryModern Living | Thoughtful Design | Move-In Ready📐 1...
07/27/2025

New Listing Alert – Town house at 234 Christie Park Mews SW, Calgary
Modern Living | Thoughtful Design | Move-In Ready
📐 1,345 sq.ft | 2 Bedrooms | 1.5 Bathrooms
🛋️ Featuring Two Large Bedrooms
Single Attached Garage
🗓️ Built in 1994 | Asking $470,000
Smart layout with contemporary style—ideal for Small families, professionals, or investors, The location truly sets this home apart. You're walking distance to C-train station, West Market Square, top-rated schools (including Ernest Manning High School), and so much more.
📲 Ready to make a move? Contact me today to book your private showing!

Address

34 Sherwood Plaza NW
Calgary, AB
T3R0N9

Telephone

+14038900065

Website

Alerts

Be the first to know and let us send you an email when Tahir Joia / Urban Real Estate Services Ltd posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Tahir Joia / Urban Real Estate Services Ltd:

Shortcuts

Featured

Share

Category