Derek Endicott, Mortgage Broker

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Canada
Calgary, AB
Derek Endicott, Mortgage Broker

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Purchases, Refinancing, Renewals, Pre-approvals, HELOC. Derek is licensed to complete mortgages throughout Alberta & Saskatchewan with a focus on Calgary.

You want to get the most from your mortgage - now and in the years to come. As a professional Mortgage Consultant, I can do just that. From competitive rates to flexible options, I'll work with you to find solutions that suit your needs. With access to over 50 competing lenders - including major banks, credit unions, life insurance companies, trusts and other national and regional lenders, I have the tools to get you the best mortgage, with the features and rate that meet your needs, whether you are:
- purchasing your first or next home
- considering a vacation property;
- new to Canada;
- investing in property;
- considering a large renovation project;
- refinancing to boost monthly cash flow and save on interest costs;
- looking at options for your mortgage renewal; or,
- interested in repairing your credit so you can qualify for mortgage financing. My business is built primarily through referrals from satisfied customers, which means your positive mortgage experience is essential! It's worth a call to schedule a free, no obligation review of your situation. Because the right mortgage can build your wealth and save you thousands of dollars! I look forward to helping you achieve your dreams for homeownership.

587.224.3636
www.derekendicott.ca

10/14/2026

Buying your first home comes with a lot of questions. How much can you afford? How much do you need for a down payment? What about pre-approval, mortgage rates, and closing costs?

The good news? You don’t have to figure it all out on your own.

I’m here to answer your questions, explain the process, and help you navigate the financial side of buying your first home, from our first conversation to getting the keys.

A million questions? Start with one conversation.

Message me today. Let’s talk about your first home!

10/07/2026

Pumpkin spice? Easy decision. Your mortgage renewal, on the other hand, deserves a bit more thought.

When your term is coming up, renewing with the same lender may be convenient, but that doesn’t mean the renewal offer is automatically the best fit for you. Your finances, plans and the mortgage options available to you may have changed since your last term.

That’s where I come in. I can review your renewal offer, compare other lender options, look at what’s changed since your last term and help you decide whether renewing as-is, negotiating or switching makes the most sense for you.

Renewal coming up? Message me today and let me do the comparing before you commit to another term.

09/30/2026

A down payment is more than a savings goal. For many homebuyers, it represents years of planning, saving and working toward a home purchase.

CMHC’s 2026 Mortgage Consumer Survey found that homebuyers took an average of 4.4 years to save for a down payment, up from 3.4 years in 2025. Among first-time buyers, 51% said savings were the largest part of their down payment.

Reaching that point takes a lot of work, and what comes next deserves the same level of thought and effort. Your mortgage should be approached with that same attention and intention.

You put years into building your down payment. Message me today and let’s make sure the same effort goes into what comes next.

09/23/2026

Fall home shopping? 🍂 Before you start scrolling through listings and planning weekend showings, I recommend starting with the financing.

I can help you understand what you may qualify for, what fits comfortably within your budget, and which mortgage options are available to you. Getting those details sorted out early means you can head into your home search with a much better idea of what makes sense for your finances.

I’ll review your financial picture, explore mortgage options from multiple lenders, and help you get prepared before the right home catches your eye.

Make financing your first stop this fall. Message me today and let’s get you ready for your home search.

09/16/2026

It’s easy to fall in love with a home. It’s much better when you already know whether it fits your budget.

Getting a mortgage pre-approval before you start seriously house hunting can give you a better idea of how much you may qualify to borrow and help set a realistic price range for your search. That way, you can focus your attention on homes that make sense for your finances before the dream kitchen, perfect backyard, or ideal neighbourhood wins you over.

I can help you get the financing side organized first, so when you find a home you love, you’re better prepared for what comes next.

Before you fall for the house, message or give me a call, and get your mortgage pre-approval started.

09/09/2026

Summer may be winding down, but if buying a home is still on your 2026 list, there’s plenty you can do now to get ready. 🏡

Before you start scrolling through listings and booking showings, I can help you get a better picture of your potential mortgage budget, down payment, credit profile, and financing options. Knowing where you stand financially can make your home search more focused and help you understand what’s realistic for you.

I’ll answer your mortgage questions, walk you through your options, and help you build a financing plan around your homeownership goals.

Still hoping to buy a home in 2026? Message me today and let’s get you started.

09/02/2026

No cut. No hike. Another hold.

The Bank of Canada has maintained its 2.25% policy rate, marking the seventh consecutive hold. For anyone buying a home or approaching a mortgage renewal, the decision offers another reason to take a closer look at current financing options.

Message me to see how today’s rate decision fits into your mortgage plans.

08/26/2026

Fixed or variable? There isn’t one rate type that’s right for every homeowner.

A fixed mortgage can offer greater payment predictability, while a variable mortgage may provide different flexibility and rate opportunities. The better fit depends on budget, goals, risk tolerance and plans for the years ahead.

Renewal approaching? Message me today to compare fixed and variable options before making the next move.

08/19/2026

The path to homeownership can start long before you begin house hunting.

Talking to me early gives us time to look at your financial picture, discuss your mortgage options and identify steps that may help you prepare for when you’re ready to buy.

Thinking about buying a home? You don’t have to wait until you’re ready to make an offer. Let’s start the conversation today.

08/12/2026

Mortgages come with a lot of moving parts, but understanding them doesn’t have to become your full-time job.

From mortgage rates and terms to pre-approvals, lender requirements, renewals, refinancing, and everything in between, I’m here to explain the details, compare mortgage options, and help you understand what matters for your specific situation.

Whether you’re buying a home, renewing your mortgage, or refinancing, I can help make a complicated process feel a whole lot simpler.

Message me today to get the answers you need and explore mortgage options that fit your goals.

Address

#3/1010 1 Avenue NE
Calgary, AB
T2E7W7

Website

http://www.endicottmortgage.com/, http://www.derekendicott.com/

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