06/18/2026
Torn between a fixed and variable mortgage? Here’s a third option.
When you look at your overall financial well-being, a mortgage is so much more than just a single transaction—it’s about your family, your home, and your long-term peace of mind. With all the recent headlines about interest rates, the question I'm hearing most often right now is: "Should I lock in a fixed rate, or ride the variable wave?" 🌊
But here’s a strategy many homeowners don't know about: You don't have to choose just one. Through select lenders, we can actually look at a "hybrid" strategy that splits your mortgage into multiple components under a single charge. That means you can place a portion into a stable fixed rate for budget security, and the rest into a variable rate to take advantage of future market drops. It’s the ultimate way to diversify your risk!
True mortgage advice means looking at your unique situation . Whether you want to mix your rates, or use a renewal to consolidate high-interest debt and improve your monthly cash flow, I am here to coach you through it.
As an independent Broker, I have access to over 50 lenders across Canada, giving you more choices, more flexibility, and truly objective coaching.
Let’s take the stress out of the numbers and build a custom strategy that works for your future.
📧 [email protected]
📞 (519) 372-5135
💻 deannaharvie.com
