The Dan Card Real Estate Team

03/11/2026

A message from Dan Card:

After 11 wonderful years of selling real estate, I’ve made the difficult decision to give up my real estate license. This has been a default decision because even though I’m no longer able to sell real estate, being a real estate agent is a part of who I am. However, given my medical status it no longer makes sense for me to hold onto my license and continue paying to be a real estate agent.

It’s been an amazing 11 year career and I couldn’t imagine having done anything different. I’m so thankful to all of my clients, friends and family who helped me pursue my dream of being a real estate agent over the years. I’m also so thankful for all the friends that I made along the way. That was probably my favourite part of the job, meeting people and getting to know them, their families and their stories. It was truly a blessing getting to know the people that I did and making the friends that I did along the way.

I have officially passed my business over to Kevin Da Silva who will be taking over all operations of what was formerly The Dan Card Real Estate Team. I trust in love Kevin like a brother and there’s no one who I would rather leave in charge of my business than him.

Thank you again to everyone for everything and take care

03/25/2025

🔥🔥 HAWT NEW PRICE 🔥🔥

Now listed at: $899,999
Open House: Saturday, March 29 from 1-3 p.m.
20 8111 160 Street, Surrey

🎯 1,549 Square Feet
🎯 3 Bedroom, 3 Bathroom, 3 Parking (1 Car Garage and 2 out front)
🎯 Super Reasonable Strata Fees of $313.74
🎯 Renovated Only a Few Years Ago and Move-in Ready!
🎯 Huge, usable and private backyard!

Welcome Home to #20 at Coyote Ridge in Fleetwood, where modern upgrades meet classic charm. This beautifully updated two level, 3-bed, 3-bath, 1549 sqft townhouse boasts a spacious layout you just don't find in new builds.

With a gorgeous kitchen, extra-large bedrooms, a fully refreshed interior, flooring throughout, and a rare, expansive, fully fenced backyard that is perfect for kids & pets, this home is perfect for families and entertainers alike.

Enjoy the convenience of a single car garage, plus two additional parking spots on your very own driveway. Nestled in a prime location near schools, parks, shopping, and transit, this sought-after complex offers everything you need.

For more details contact:

Kevin Da Silva, Realtor at Royal LePage West Real Estate Services
Cell: 604-803-5266
Email: [email protected]

12/11/2024

This morning the BoC adjusted it's overnight rate once again, reducing it by .50% down to 3.25%.

This likely won't have much of an impact if you're looking at fixed rate mortgages, but it will impact anyone with a variable rate mortgage or line of credit.

12/08/2024

Add a new blog post about the state of the market as we head in to the New Year: https://dancard.ca/blog/state-of-the-market---december-2024

Sales and listings on the rise. Prices stable, demand increasing. Check out the post for more info!

The Metro Vancouver housing market is heating up as we close out 2024, with buyer demand continuing to rise in November after an October that saw buyer's begin to return to the market. Here's a simple breakdown of the key points:

11/11/2024

Lest we forget.

Today we honour those who have fought and continue to fight for our safety and freedoms. We honour those who have laid down their lives, so that we might continue to live ours.

Thank you to our veterans, and thank you to those who have fought and died. We will never forget.

10/24/2024

Just Listed, the best deal in New Westminster!

205-910 Fifth Avenue, New Westminster

Listed at $348,000

2 Bedroom
1 Bathroom
956 Square Feet

Spacious two bedroom home with large bedrooms and living space. Kitchen and flooring have been updated. Fantastic location on a quiet street that is just minutes from shopping, transit, parks and recreation.

This is an adult oriented building with a 40+ age restrictions, no pets and no rentals allowed. This is a "Purchase of Shares" in Aldercrest Developments and is an assignment of lease in an incorporated company.

Monthly maintenance fee includes your heat, hot water and your property taxes! One underground parking stall and one storage locked, as well as an in-suite storage space. Shared laundry.

Great home in a great location, at a great price! Please do be aware, due to the nature of the purchase of shares mortgages are not allowed and this home will require a cash purchase.

DM or call for more info or to schedule your viewing!

Dan Card
The Card Card Real Estate Team
Royal LePage West Real Estate Services
604-785-3340

10/23/2024

Great news today! On the back of inflation going down to 1.6% the Bank of Canada has dropped their overnight rate by .5% to 3.75%.

This is fantastic for anyone with a variable rate mortgage, as well as anyone with any kind of non-fixed rate credit (Line of Credit, for example). Honestly, it's great news for just about everyone and hopefully it will start to help to reduce the financial squeeze a lot of people are feeling.

The next rate announcement is December 11. Personally I am expecting another similar drop. Although I've given up on predicting the housing market in any way, I am hopeful that this will lead to a busier Spring market as buyers come back to the market with the reduced rates. It's a great time to look to buy and upsize right now.

This is also a fantastic time to look at pre-sale opportunities. Many developers are running promos until the end of the month (and likely the end of the year). It's a great opportunity to buy something at today's prices but not have to start your mortgage until sometime in the future.

If you want to chat about today's change, the real estate market, or really anything (I mean I'm a pretty friendly dude, I like to talk), feel free to give me a call or reach out by other means anytime!

10/20/2024

This past week I had the pleasure of selling a wonderful family into a pre-sale townhouse in Langley at by . Yesterday we went into the presentation center (despite the weather) as they were having a free pumpkin event.

The really cool thing was that, despite the weather, a bunch of neighbours/neighbours to be came out. We got to meet a few people who have already moved in, and some who will be getting possession at the same time we my client's do. It ended up being an incredible community building event that gave my clients a ton of confidence in the decision they had made and the neighbourhood they were moving into.

StreetSide and Qualico are doing right now. They aren't just building homes, they're building communities, and that's exactly the way that it should be.

Check out a few photos of their beautiful show home. They have 2 bedrooms starting in the low $800s and 3 bedrooms in the high $800s/low $900s.

Right now you can secure one with 5% down, and they're running promos for free AC and EV Upgrades. What's also incredible is they are offering the first Net Zero Ready homes south of the Fraser. Completions for this phase are expected in March/April, but there are more phases coming.

If you've been thinking about getting into a townhouse in Langley I would love to chat with you about whether this development would be a fit. If you're looking for a sense of community, a central location and a beautiful home, then this just might be for you!

This is also a great opportunity to secure something now, at today's prices, while also benefiting from the upcoming interest rate drops!

Feel free to reach out anytime by DM, phone or email!

09/17/2024

Stats Can announced today that inflation hit 2% in August, finally coming back down to the Bank of Canada's target rate for inflation.

Crazy how mortgage interest rates are one of the largest contributors to inflation, and as they start to come down so too does inflation...

Anyways, likely we could see a 50 basis point decrease in the Bank of Canada rate in October. Current forecasts are that there is a 100% change of a 50 basis points drop in December.

So, buckle up for a busy Spring market. If you have been putting off buying a home I'd strongly encourage you to get in touch and chat. Especially if you've been considering pre-sales. There are a ton of great pre-sale deals and incentives out there still, but I suspect by the end of the year we will see many of those disappear.

As always, you know where to find me (or you should, because that info is below).

Never hesitate to reach out, I'm always happy to chat about whether a move/purchase makes sense for you or not.

Dan Card
The Dan Card Real Estate Team
Royal LePage West
604-785-3340
[email protected]

09/16/2024

Several big announcements today from the finance minister.

1. Increase the cap on Insured Mortgages from $1,000,000 to $1,500,000 effective December 15, 2024. Prior to this change you would need 20% down over $1,000,000 (a minimum of $200,000 on a $1mil purchase). As of Dec 14 you would be able to purchase a $1.5 million dollar home with $125,000 down (5% of the first $500,000 and %10 of the balance), if your income, credit, etc. support the mortgage amount.

2. 30 year amortization for First Time Home Buyers. This will allow people who are purchasing their first home to extend the duration of the mortgage from 30 years, where it was previously capped at 25.

3. 30 year Amortization on New Construction Homes. If someone is purchasing a newly built home, whether they are a first time home buyer, or this is their 5th home purchase, they will now be able to do so under a 30 year amortization.

Overall these changes are great and will help a lot of people whether they are looking to purchase a home for the first time as well as those looking to move up who do not quite have that 20% in equity they need to purchase that next home.

This, combined with expected interest rate changes coming in the later part of this year are likely to throw fuel on a busy Spring market in 2025. If you're looking to purchase your first home, or if you're looking to make a move up, give me a call! Now is a really good time to look into doing so.

Dan Card
The Dan Card Real Estate Team
Royal LePage West Real Estate Services
604-785-3440
[email protected]

09/04/2024

For the third time in a row the BoC has reduced the key overnight rate by .25%. We've seen the rate now drop from 5% to 4.25% since June.

Inflation remains higher than the BoC would like to see, but perhaps more importantly, the Canadian economy continues to struggle, and the BoC has said they do not want to drop rates too fast for risks of what that would do to the economy.

With that said, expect another rate drop in October and in all likelihood another in December as we build up towards the Holidays.

The next rate announcement is set for October 23. I expect we will see a busy Spring 2025 in real estate as rates continue to drop.

Have any questions about what this means for you? Feel free to reach out any time!