07/07/2026
Did you know that the open lines of credit you already have can impact your ability to buy a home?
When lenders look at an application, they don't just check current balances. They also look at total available credit limits. Having multiple open credit cards or large credit lines, even with a zero balance, can sometimes affect overall borrowing capacity.
Reviewing your credit profile early is one of the best steps you can take to ensure a smooth path to homeownership.
