Lowell Harding - Compass Mortgage Group

10/29/2025

Choosing between a fixed and variable mortgage? Let’s break it down:

Fixed Rate: Steady interest rate and predictable payments, great for peace of mind in a changing rate environment.

Variable Rate: Tied to the Bank of Canada’s benchmark rates; you could save when rates drop but pay more if they rise.

Not sure which is right for you? Let’s assess your comfort level and financial goals!

10/24/2025

Planning to buy a home? Start with your credit score! A higher score can unlock lower rates and better mortgage terms. Check your report, settle those bills on time, and keep those balances low. Need tips on boosting your score? DM us today! 🏡💳

10/22/2025

Whether you’re just starting with 5% or aiming high with 20%, saving doesn’t have to be daunting! Automate your savings, tap into tax-advantaged accounts like a TFSA or RRSP, and trim those everyday expenses (goodbye, daily double-double!). Ready to speed up your savings and grow your down payment fund? Let’s discuss your strategy.

10/17/2025

Before diving into weekend house-hunting, take a moment to breathe and visualize your future home. Picture a cozy reading nook, a garden, or that perfect backyard retreat. A calm mind now leads to better decisions later.

10/15/2025

Just like kids grow, your financial needs can change too! Whether you're looking to:
✔️ Upgrade to a bigger home
✔️ Tap into your home equity
✔️ Secure a better rate

Your mortgage should grow with you. Let’s explore your options and ensure your mortgage fits your goals today and in the future.

📲 Contact me to get started!

10/13/2025

10/10/2025

The Ultimate Movie Night Setup 🍿🎬

A perfect movie night at home needs…
📽️ A big screen
🛋️ Cozy blankets
🍕 Unlimited snacks
✨ Mood lighting
What’s your go-to movie night must-have?

10/08/2025

Closing day brings more than just keys—you might encounter appraisal fees, legal charges, and a little something extra for the GST/HST in new builds. Knowing what to expect means fewer surprises and more celebrating when you cross that threshold! Let’s break down the numbers so you can walk into your new home with confidence.

10/03/2025

Navigating the mortgage maze? 🏡 Understanding the stress test can make all the difference! It ensures you can handle higher rates, shaping how much you can borrow. Do you have questions? Drop them below! 👇

10/01/2025

🏡 Building your dream home starts with the right team!

From architects to builders, every professional plays a crucial role in bringing your vision to life. But don’t forget one key player: a mortgage professional! 💼

Here’s why:
✔️ Find the perfect financing solution for your custom home
✔️ Navigate construction loans and mortgage options with ease
✔️ Stay on budget while creating the home you’ve always imagined

Let’s make your dream home a reality—together! 📲 Contact me to explore your financing options today.