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Bushell Braeuer Mortgages - Powered by Invis Strategic mortgage planning for life’s next chapter.

There's no one-size-fits-all mortgage, and there are many different ways we can support you as mortgage brokers:🏑 Buying...
10/12/2026

There's no one-size-fits-all mortgage, and there are many different ways we can support you as mortgage brokers:

🏑 Buying your first place or your next one? We look at the full picture, not just a rate, and find the mortgage that actually fits your situation and your goals.

🏑 Thinking about accessing your equity? Refinancing isn't one-size-fits-all, and we'll walk you through what makes sense for you specifically.

🏑 Renewal coming up? It's more than a date on the calendar, it's a chance to actually re-evaluate your financial situation instead of just signing whatever your lender sends you.

🏑 Self-employed and told by your bank it's "complicated"? We deal in complicated. Being your own boss shouldn't be the thing standing between you and a home.

However you're looking to move forward, this is exactly what we're here for. Send us a message.

Happy Thanksgiving from our family to yours.This time of year always gets us thinking about what home actually means, no...
10/11/2026

Happy Thanksgiving from our family to yours.

This time of year always gets us thinking about what home actually means, not the walls and the mortgage payment, but the table you gather people around and the people who show up to fill the chairs.

Whatever your table looks like this weekend, we hope it's full of good food, good people, and a little extra gratitude.

Wishing you and yours a wonderful Thanksgiving. πŸ‚

We're Jacquie and Lisa, the team behind Bushell Braeuer Mortgages.Jacquie became a mom at 17 and learned early what it m...
10/09/2026

We're Jacquie and Lisa, the team behind Bushell Braeuer Mortgages.

Jacquie became a mom at 17 and learned early what it means to build something on your own with the right support behind you. That's shaped how she works with every client who walks in carrying a situation that feels complicated. Lisa was born and raised right here in Kelowna and knows this city inside and out, from the neighbourhoods to the lenders who actually want to work with local buyers.

Between us, we have access to over 50 lenders, which means options the big banks won't always offer. First-time buyers, self-employed income, credit that's been through it, families of every shape, we've worked with all of it and we don't judge any of it.

If you're thinking about a purchase or a renewal send us a DM 🏑

September, in a few pictures.Some months are quiet, this one wasn't. Between clients closing on new homes, conversations...
10/07/2026

September, in a few pictures.

Some months are quiet, this one wasn't. Between clients closing on new homes, conversations that turned into plans, and everything in between, it's the kind of month that reminds us why we love this work.

Here's a little look back before we head into fall. πŸ‚

Evan and Sarah came to us thinking they only had one option left.They wanted to retire without carrying debt that had bu...
10/06/2026

Evan and Sarah came to us thinking they only had one option left.

They wanted to retire without carrying debt that had built up over the past few years. Someone had already told them a consumer proposal was the path forward, and from where they were standing, it looked like the only one.

We started with a different conversation. Not about mortgage products, about their actual life: income, retirement plans, monthly expenses, home equity. Turned out they had significantly more equity than anyone had accounted for, enough to wipe out the debt and still set up an emergency fund.

Then came the hiccup. Sarah's credit had taken a hit, and with both of them on the application, a higher-cost mortgage was the likely outcome.

So we refinanced with Evan as the only borrower. Since it was the matrimonial home, Sarah's ownership rights stayed completely unchanged, but that one decision let them qualify with an A lender instead, saving thousands in fees and interest.

Here's what it gave them: debt paid in full, a competitive mortgage with lower monthly costs, an emergency fund for home maintenance, and a realistic retirement plan without the financial pressure hanging over it. Sarah was also connected with professionals to start rebuilding her credit.

Most people think they only have one option. A good conversation can turn up a few more.

If this sounds like your situation, or someone you know, send us a DM or book a chat through the link in our bio. Judgment-free, always. 🏑

Today is the National Day for Truth and Reconciliation.We're taking time to listen, to learn, and to acknowledge the har...
09/30/2026

Today is the National Day for Truth and Reconciliation.

We're taking time to listen, to learn, and to acknowledge the harm caused by residential schools and the ongoing impact on Indigenous communities across this country, including here in the Okanagan, on the traditional territory of the Syilx Okanagan people.

This is a day for reflection, not promotion. We'll be wearing orange and holding space for that.

We all experience financial challenges.Job loss, divorce, a business that didn't go as planned, credit that took a hit y...
09/28/2026

We all experience financial challenges.

Job loss, divorce, a business that didn't go as planned, credit that took a hit years ago and never fully recovered. None of that makes someone irresponsible or bad with money. It makes them human.

We've built our whole practice around this. No judgment on how you got here, just a real conversation about what's possible from where you're standing right now.

If your situation feels complicated, that's exactly the kind of file we want to see. 🏑

Fall is when a lot of people start looking at their finances again. Here are 5 moves worth making before the year winds ...
09/25/2026

Fall is when a lot of people start looking at their finances again. Here are 5 moves worth making before the year winds down.

🏑 Splurge, just a little. Set aside a few dollars each month for something intentional. Guilt-free spending is still spending on purpose.

🏑 Revisit your budget. Go line by line through your bills with your coffee in hand. Small unexplained charges add up faster than people think.

🏑 Maintain your credit. Pay on time, keep your usage under 50% of your limit, and don't collect store cards you don't need. Two or three that actually benefit you is plenty.

🏑 Focus on high-interest debt. If it's piling up and you have home equity, rolling it into your mortgage can mean one lower payment and a lot less stress.

🏑 Remember what actually matters. Time with people you love is worth more than anything you could buy them. If your budget is tight, give your time instead.

Want to talk through where you stand? Send us a DM or grab a spot on our calendar.

Last week I hosted a neighbourhood barbecue.By the time I got home I was wiped out. Planning it came together easily eno...
09/24/2026

Last week I hosted a neighbourhood barbecue.

By the time I got home I was wiped out. Planning it came together easily enough, but standing there for hours, meeting people, keeping conversations going, that takes real energy for me. I'm an introvert. Most people don't guess that about me, but it's true.

And still, surrounded by neighbours talking and laughing and sharing food, I felt genuinely happy. Being social drains me. Connection fills me back up. Both things are true at the same time.

I keep coming back to this idea that a lot of the anxiety people carry these days comes from not having enough community. When you're disconnected, it's easy for uncertainty to turn into fear. Get people in a room listening to each other's stories, and that fear tends to lose some of its grip.

So here's my invitation: go to the neighbourhood thing. Talk to someone you don't know yet. Share a meal. Volunteer for something. Sit and actually listen to someone's story.

You might come home exhausted. I did. But you might also come home more hopeful than when you left.

🏑 Want the whole story?https://jacquiebushell.ca/stepping-back-into-community

09/23/2026

If you're wondering whether it's too late to be settled before the holidays, it's not, but the window to start is now.

Four months, start to finish:
🏑 August: started your home search
πŸ“ September: firm sale
πŸ”‘ October: closing month
πŸŽ„ November: enjoying the holidays in your new home
πŸ’° December/January: first mortgage payment

Let's map out what your timeline actually looks like.

Address

1435 Water Street
Kelowna, BC
V1Y 1J4

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