Navjot Singh - Helping You Buy, Sell & Build Wealth Through Real Estate

Navjot Singh -  Helping You Buy, Sell & Build Wealth Through Real Estate He began his career as an electrical engineer before transitioning into the financial industry as a mortgage broker.
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About Navjot Singh
Born in Yamunanagar, India, Navjot Singh arrived in Canada in 2013, bringing a unique blend of technical expertise and financial insight to real estate. With an in-depth understanding of how economic factors like inflation, GDP, and interest rates impact real estate, Navjot helps buyers, sellers, and investors make informed, strategic decisions. What Sets Navjot Apart
Real estat

e isn’t just about finding a home—it’s about making the right financial and lifestyle decision. Navjot’s strength lies in his ability to break down complex financial details into clear, practical insights. He listens closely to his clients’ short- and long-term goals, creating a plan that ensures lasting value. His straightforward approach, strong negotiation skills, and financial expertise make him a trusted advisor at every stage of the process. What Drives Navjot
Beyond real estate, Navjot enjoys spending time with family, watching suspense and thriller movies, and staying active through badminton, soccer, and golf. He also enjoys target shooting, a skill that sharpens his focus and patience—qualities he brings to every client interaction. Why Mosaic
At Mosaic, collaboration and diversity drive everything we do. Our “Come Together” philosophy is about bringing different perspectives together to create the best solutions for our clients. Navjot values working with a team that shares his commitment to client success, ensuring every transaction is backed by expert knowledge, integrity, and care. Navjot Singh
REALTOR®, Mosaic
eXp Realty, Brokerage
519-505-5832
[email protected]

06/15/2026

If I came as an action figure, this might be pretty close. ⚽🇨🇦

Meet NAV: Striker Edition.

Accessories included:
✔️ Soccer ball
✔️ Cones
✔️ Water bottle
✔️ Unlimited determination
✔️ A Canadian work ethic
✔️ A sense of humour strong enough to survive Ontario winters

But the real superpower?

Helping people achieve goals, whether it’s scoring on the field or finding the right home.

Sometimes it’s fun to imagine ourselves as the heroes our kids already think we are.

What accessory would your action figure come with? 👇

KitchenerWaterloo CambridgeOntario OntarioRealEstate Striker MadeInCanada DadLife PersonalBranding

Looking for something to do around Kitchener, Waterloo & Cambridge this June? ☀️Here are some of the biggest events happ...
06/08/2026

Looking for something to do around Kitchener, Waterloo & Cambridge this June? ☀️

Here are some of the biggest events happening across the region:

🌎 Multicultural Festival
🎨 Celebration of the Arts
🌮 TacoFest
💃 Salsa & Bachata Festival
⚽ World Cup Watch Parties
🎬 Movies in the Park
🚗 Cruising on King
🛼 Roller Skating in the Square

One of the best things about living in Waterloo Region is how much there is to do close to home.

Which event are you most excited for?

KWAwesome OntarioEvents SupportLocal KitchenerWaterloo LocalGuide

🛑 BIG TRAFFIC UPDATE: Heads up, Waterloo Region drivers and pedestrians! 🚗🚶‍♂️The Region is launching a new 1-year pilot...
06/06/2026

🛑 BIG TRAFFIC UPDATE: Heads up, Waterloo Region drivers and pedestrians! 🚗🚶‍♂️
The Region is launching a new 1-year pilot project banning Right Turns on Red at 12 major intersections across Cambridge, Kitchener, and Waterloo.
Why the change? These specific spots were chosen because they have high volumes of vehicle and foot traffic, or a history of pedestrian collisions involving right-turning vehicles. The goal is simple: make our streets safer for everyone.
Over the next year, staff will be monitoring traffic flow and collision rates to see how the changes impact our roads.
Swipe through to see if your daily commute is affected! Here are the intersections where you’ll need to wait for the green:
📍 CAMBRIDGE:
Franklin Blvd & Glamis Rd/Robson Ave
Water St at Park Hill Rd
Ainslie St at Main St
Hespeler Rd at Eagle St / Pinebush Rd
📍 KITCHENER:
Fairway Rd at Wilson Ave
Fairway Rd at Lackner Blvd/Fairway Cres
Benton St / Frederick St at King St
Victoria St at Lawrence Ave
📍 WATERLOO:
Northfield Dr at Davenport Rd
Weber St at University Ave
University Ave at Albert St
University Ave at Phillip St/Commercial Access
Keep an eye out for the new signs popping up soon, and remember to drive safe! What do you think of this new pilot project? Let us know in the comments. 👇
RoadSafety VisionZero RegionOfWaterloo DriverUpdate PedestrianSafety

06/05/2026

The Region of Waterloo has a program that gives qualifying buyers 5 to 10 percent of their purchase price as an interest-free loan, forgivable after 20 years.

On a $550,000 home, that is $27,500 you do not need to save.

Requirements: household income under $109,000, purchase price under $600,000, currently renting.

Average rent in Waterloo Region is $1,467 per month. That money is gone every single month you wait.

Apply before you start house hunting. Not after.

Three steps before any offer in 2026:

1. Confirm your water service area
2. Verify four-plex approval eligibility
3. Apply for the Affordable Homeownership Program

What neighborhood are you looking at? Drop it in the comments and I will give you a straight answer on what applies to your situation.

navjotchahal.ca/appointment to get into the market the right way.

affordable housing ontario | down payment help canada | waterloo region real estate | first time home buyer ontario | kitchener homes 2026

06/05/2026

Kitchener opened four-plex conversions to 41,451 lots in March 2024. Most buyers saw it as the ultimate house hack opportunity.

Live in one unit. Rent the other three. Cover your mortgage with $4,200 to $5,400 per month.

Then the water capacity crisis hit.

New multi-unit conversions are now blocked in the Mannheim service area, which covers most of Kitchener and Waterloo.

If you are buying to convert, you need a property that is already a legal four-plex, or written confirmation from city staff that your permit can proceed.

This is not the kind of thing you discover at closing.

Part 3 has the one thing most buyers have never heard of, and it could put $27,500 toward your down payment for free.

navjotchahal.ca/appointment to review properties before you commit.

house canada | four plex | waterloo region | real estate #2026 | first time buyer

06/05/2026

Most buyers in Waterloo Region don’t find out about this until after they close.

As of January 2026, the Region confirmed a water supply capacity crisis that has paused new development approvals across Kitchener, Waterloo, and Cambridge.

Thinking about adding a basement suite, converting to a four-plex, or building an addition? Your permit could be denied even after you own the home.

One call to the Region before your offer could save you from a six-figure mistake.

Part 2 drops next. It gets worse before it gets better.

navjotchahal.ca/appointment to talk through your specific situation before you make a move.

estate | waterloo region homes | first time tips | kitchener waterloo real estate | housing #2026

06/04/2026

Nearly half of everything listed in in May never sold.
Not because buyers disappeared. Because sellers mispriced.
Here is what the actual data is showing right now across , , and .
375 houses expired without selling.
160 out of 212 condos never found a buyer.
The only price corridor where buyers are actually writing offers is $500K to $700K, which closed 220 sales in a single month.
Houses are the only product type selling above asking, at 100.9% of list.
Condos are closing at 96.7%, and that is only the ones that made it to a deal.
Three cities. One market reality. Pricing is everything right now.
If you want to know exactly where your home sits in this data before you make a move, link in bio to book a call.

🏡 OFFER ACCEPTED… NOW WHAT?Many buyers think the hard part is over once their offer gets accepted.In reality, some of th...
06/02/2026

🏡 OFFER ACCEPTED… NOW WHAT?

Many buyers think the hard part is over once their offer gets accepted.

In reality, some of the most important steps happen after the offer is signed.

From submitting your deposit and completing inspections to financing, legal reviews, and closing day, there are several milestones that need to happen before you get the keys.

A missed deadline, financing issue, or legal problem can delay — or even jeopardize — a transaction.

That’s why understanding the process is so important.

In this carousel, I’ve broken down the key steps that typically happen between an accepted offer and closing day so you know what to expect and can move forward with confidence.

👉 Swipe through to learn the process.

If you’re thinking about buying your first home, upgrading, downsizing, or investing, having a plan can make all the difference.

Questions about the home-buying process? Send me a message.

— Navjot Singh
REALTOR® | eXp Realty

05/04/2026

Most investors stop at NOI and think the deal works. That’s where they go wrong.
NOI doesn’t include your mortgage, so you can still lose money every month.
Real analysis follows a sequence: income → expenses → NOI → debt → actual cash flow. Miss a step, and the deal can quietly drain you.
Video 11 next: ROI has 4 parts, most investors only track 1.
Follow .ca

Admire singers, actors, politicians, and business leaders.  Study their grind, not just their glory. Let their stories p...
05/02/2026

Admire singers, actors, politicians, and business leaders.
Study their grind, not just their glory. Let their stories push you higher, but remember: your job isn’t to worship them, it’s to build your own legend.

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675 Riverbend Drive
Kitchener, ON
N2K3S3

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