Allan Congo, Mortgage Agent

Allan Congo, Mortgage Agent For over 15 years, I've helped my clients secure the best mortgage rates and close on their homes.

First-time home buyers, repeat home buyers, mortgage refinancing — no matter your type of home loan, I can help.

Entering my 16th year as a licenced mortgage agent and realtor. If you are thinking of making a move or buying, selling ...
11/25/2025

Entering my 16th year as a licenced mortgage agent and realtor. If you are thinking of making a move or buying, selling refinancing, building, I can help you!

11/13/2025

🏠 Ontario Housing Market Update

Tightening Supply • Distressed Sales • Confidence Gap

🏦 Rates & Policy

Rates near 3-year lows (~3.6%)

Ben expects up to 3 more cuts to support the economy

Key barrier? Buyer confidence, not affordability

📉 Market Snapshot

Active listings down 1.1% in September

Total supply down 5% since May

Sales-to-new-listings ratio low 40s% → still a buyer’s market

Consumers hesitant despite lower rates

💬 Broker Insight:

“Affordability is improving, but sentiment isn’t. Confidence is the missing ingredient.” – Ben

🏗️ Construction & Supply

Ontario housing starts at lowest level since 2009

Fewer completions → tight inventory in 2026

Pent-up demand + population growth → prices could snap back

🧭 Key Takeaways

Market Stage: Late-stage correction, near bottom

Next move: Depends on confidence, not rates

Outlook: Tighter, faster market expected by mid-2026

⚠️ Quick Recap:
✅ Rates low (~3.6%)
✅ Supply shrinking
⚠️ Confidence & job sentiment weak
🌅 Recovery likely mid-2026

Have you worked with a mortgage agent before?It's easier than you think! Mortgage agents do all of the heavy lifting for...
11/03/2025

Have you worked with a mortgage agent before?

It's easier than you think! Mortgage agents do all of the heavy lifting for you. When you are ready to apply, we take your applicant profile and "shop" around our large network of lenders for the best rate and mortgage terms. Once we find you the best home loan for your lifestyle and financial situation, we help you complete the application and close on the property.

Save yourself the effort of finding a mortgage and avoid missing out on rates that only a mortgage agent has access to. Contact me today to discuss how I can help: https://www.allancongomortgages.ca/

I'm excited to announce that my new website is live!For over 15 years, I've helped countless people across Southwestern ...
10/30/2025

I'm excited to announce that my new website is live!

For over 15 years, I've helped countless people across Southwestern Ontario find mortgages at the best possible rates. This new website — along with my new social media accounts on Facebook and Instagram — will give me new ways to connect with my clients. As your mortgage agent, I'm here to teach, inform, and guide you through the mortgage application process, making it as painless as possible while helping you secure the right home loan for you.

If you're ready to talk about your mortgage, you can contact me or start your application here: https://www.allancongomortgages.ca/

Address

768 Maitland Street
London, ON
N5Y2W3

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