Hardeep Chandhoke

02/16/2024

At a time when people are paying more at the grocery store, more at the pump, more in rent, more in interest rates, this council and the mayor just passed the largest tax increase that will not make life more affordable. It will make it more expensive to live here in Toronto.”

01/19/2024

06/07/2023

✨Just Listed✨

Bright And Spacious 1 Bedroom + Den, 1 Bath Strata Condo in Burlington Featuring Open Concept Layout, Kitchen With Granite Countertop And Stainless Steel Appliances, Walk In Closet In Primary Bedroom And ensuite Laundry. Enjoy All The Amenities The Strata Has To Offer: Rooftop Pool And Hot Tub, Gym And Yoga Studio, Bbq Lounge, Party Room, Games Room, Billiards And 24 Hr Security. Walking Distance To The Downtown And Spencer Smith Park. Close To Hwys 403, Qew And 407.

📌551 Maple Avenue, #803
📌Locker/Parking included
📌asking: $2,800/mo
📌available July 1, 2023

Listed by Hardeep Chandhoke with Royal Lepage Your Community Realty

Contact me for more details.
☎️ 416-399-3149
📧 [email protected]

04/11/2023

✨SOLD✨

Saying goodbye to 77 Harbour Square, 2005, but thrilled for the seller.

A beautiful waterfront lakeview condo is officially sold.
Congratulations to the client and the new owner.

Are you thinking about buying your home, send me a message and will be happy to help find your dream home.

📧[email protected]
416-399-3149

03/22/2023

✨Just Listed✨

Waterfront Living in the city!
Sunfilled with breathtaking south east lake views! A great apartment layout and recently renovated including new kitchen and floors!
and More!

📌 77 Harbour Square, unit 2005
📌 Bachelor / Studio
📌 Listed $549,900

For more details or a showing send ma DM! Or call me 416-399-3149
📧[email protected]

11/30/2022

Your House could be the # 1 Item on a Homebuyer’s Wish List During the Holidays

Each year, homeowners planning to make a move are faced with a decision: sell their house during holidays or wait.

There’s still gap between demand and supply because we were under building for many years….. So now we see demand is slowing but it still outpaces supply.

Millennials will continue to age into their prime home-buying years, creating a demographic tailwind for the housing market.

Rents have skyrocketed in recent years, and first time buyers are looking to escape rising rents. The desire to own a home doesn’t stop during the holidays.

Your home could be renters ticket to leaving renting behind for good.

10/22/2022

Autumn is not just about letting go.

Metal element season has two primary organs associated with it: the lungs and large intestines. Through the lungs we “breathe in the pure qi of heavens.”

As the leaves turn their glorious cathedral colours we can look around and see what is lighting us up. What is inspiring us ?

The rich jewel tones of autumn season bring so much inspiration.

What is inspiring you right now?

🍁

10/16/2022

Factors that affect the housing market
Toronto home prices level off due to Low Inventory. Sellers are becoming more patient and are less willing to take a dramatic reduction in the sale price of their home, while some taking their home off the market. If this trend continues, we are likely ti continue to see some stability in house prices in the months ahead.
High interest rates alone are not why Toronto home prices are down 23 %. The answer lies in the sudden nature of Housing market downturn with prices and sales hitting a record peak in Feb after which prices started to tumble down. Sellers were quick to adjust their price expectations down to ensure their current home sold so as not to default on their other home purchase.
Inflation rate influences interest rates. Interest rats matter because they are a key factor that influences the demand for real estate.

Condos have held the best. Rental market is strong.
Rising rents are keeping investors optimistic for now.

09/26/2022

Apple season!!!
I really wanted to go pick apples from the apple orchard. Today I went to an organic apple farm in Markham. I was really excited to see trees laden with delicious apples. It was so much fun picking up apples!

09/20/2022

For Sellers

Wll My House Still Sell in Today’s Market?

If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak intensity we saw over the past two years.

What That Means for You When You Sell
The key to selling in a changing market is understanding where the housing market is now. It’s not the same market we had last year or even earlier this year, but that doesn’t mean the opportunity to sell has passed.

While things have cooled a bit, it’s still a sellers’ market. If you work with a trusted realtor to price your house at the current market value, the demand is still there, and it should sell quickly.

Buyer demand hasn’t disappeared, it’s just moderated this year. If you’re ready to sell your house today, lean on a trusted real estate professional to understand how the market has shifted and how to plan accordingly for your sale.

09/08/2022

What The Bank Of Canada Rate Hike Means to Homebuyers

The Bank of Canada’s move to hike its policy rate by 75 basis points Wednesday will be quickly noticed by variable-rate mortgage holders and those anxious to get off the homeownership sidelines, but if inflation persists and rates have to rise more quickly.

The series of rapid interest rate increases this year has fuelled concerns that homeowners will eventually begin to have trouble handling their increased mortgage payments.

Most buyers were taking a variable rate. After the most recent rate announcement, the most popular rate will become a five-year fixed.

If you’re a buyer out there, you arguably have a little bit more certainty with what is going to happen with your payments. At least I know what my borrowing costs are so now I can be a little more confident to go out and buy.

What impact will this have on your buying power to purchase a home
Contact me or DM me to chat!

09/06/2022

Owning a home is a major financial milestone and an achievement to take pride in. One major reason: the equity you build as a homeowner gives your net worth a big boost. And with high inflation right now, the link between owning your home and building your wealth is especially important.

If you’re looking to increase your financial security, here’s why now could be a good time to start on your journey toward homeownership.

Financial Success

Equity Gains Can Substantially Boost a Homeowner’s Net Worth
The net worth gap between owners and renters exists in large part because homeowners build equity. When you own a home, your equity grows as your home appreciates in value and you make your mortgage payments each month. As a renter, you don’t have that same opportunity. A recent article from CNET explains:

“Homeownership is still considered one of the most reliable ways to build wealth. When you make monthly mortgage payments, you’re building equity in your home . . . When you rent, you aren’t investing in your financial future the same way you are when you’re paying off a mortgage.”

But on top of that, your home equity grows even more as your home appreciates in value over time. That has a major impact on the wealth you build, as a recent article from Bankrate notes:

“Building home equity can help you increase your wealth over time, . . . A home is one of the only assets that have the potential to appreciate in value as you pay it down.”

In other words, when you own your home, you have the advantage of your mortgage payment acting as a contribution to a forced savings account that grows in value as your home does. And when you sell, any equity you’ve built up comes back to you. As a renter, you’ll never see a return on the money you pay out in rent every month.

Bottom Line
Owning a home is an important part of building your net worth. If you’re ready to start on your journey to homeownership, connect with a trusted real estate advisor today.