03/02/2026
📉🇨🇦 Canada mortgage delinquencies just made a rare historic jump (CBA data).
🚨 Arrears rate (90+ days past due): 0.26%
⬆️ Highest since Jun 2020
📌 Dec 2025: +1 bp MoM | +4 bps YoY
🏦 Mortgages in arrears: 12,900
📈 +520 MoM (+4.2%)
📈 +1,941 YoY (+17.7%)
🔎 Why it matters: even small rate moves can signal rising stress.
🏠 Potential housing impacts:
✅ Tighter lending / fewer approvals 💳
✅ More distressed listings in renewal-heavy pockets 🏘️
✅ Longer days on market + more negotiation 🤝
DM me if you want a local read on how this could affect your area (buy/sell/rent). 📩
Name: Geoffrey Li
Phone: 647 209 4260
Email: [email protected]
Website: https://geoffreyli.baystreetgroup.ca