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Tony Yau Realtor, Markham, ON (2026)

04/11/2024

🏡 Exciting Rental Alert! 🌟 Captivating spacious 1+Den 750+ sqft w/balcony with unobstructed view at Station Condo E509-555 Wilson Ave ✨

✨ Prime Location: Allen/Wilson - Heart of Yorkdale! 🏙️

🛏️ 1+1 Beds | 🛁 1 Bath | 🚗 1 Parking

This stunning suite features:

✅ 5min walk to Wilson Subway Station 🚈
✅ 5min Yorkdale Shopping Centre 🛒
✅ Right next to 401 highway 🚗🚙
✅ Unobstructed Views - Enjoy breathtaking sights! ⛅️
✅ Modern & Spacious - Perfect for cozy living! 😎
✅ Top-notch Amenities - Elevate your lifestyle! 💪

📍Location Location Location! Don't miss out on this incredible opportunity to make this your new home sweet home. Contact us now to schedule a viewing! 📞📩

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🏡 令人興奮的公寓出租! 🌟 在 Station Condo E509-555 Wilson Ave 的寬敞1+Den 750+ 平方英尺的陽台,視野無阻 ✨

✨ 黃金位置: Allen/Wilson - Yorkdale之心! 🏙️

🛏️ 1+1 床 | 🛁 1 浴室 | 🚗 1 停車

這個令人驚嘆的套房特色:

✅ 步行5分鐘到 Wilson地鐵站🚈
✅ 5分鐘Yorkdale購物中心 🛒
✅ 就在401公路旁 🚗🚙
✅ 無阻的視野 - 享受美妙的景象! ⛅️
✅ 現代和寬敞 - 非常適合舒適的生活! 😎
✅ 頂尖的設施 - 提升你的生活方式! 💪
✅ 便利最佳 - 探索充滿活力的社區!

不要錯過這個令人難以置信的機會,讓這個成為你的新家甜蜜的家。立即聯繫我們安排觀看! 📞📩

#多倫多租屋 #多倫多地產 #多倫多公寓 #回流 #買屋 #賣屋 #上車盤 #工簽 #搵屋 #公寓出租

02/21/2024

Diving into the incredible opportunity of the First-Time Home Buyer Incentive, a game-changer in the journey to homeownership in Canada! 🏡💸 This Government of Canada initiative aims to empower eligible first-time homebuyers by offering additional financial support for that crucial down payment.

Here's the breakdown:
🔹 Extra Boost:

5% additional funds for a resale home.
5% or 10% for a newly constructed home.
🔹 Shared-Equity Mortgage:

Beyond your down payment, this incentive takes the form of a shared-equity mortgage with the Government of Canada.
Resulting in reduced monthly mortgage payments, easing the financial burden for qualifying first-time homebuyers.
🔹 How It Works:

Government contributes 5-10% of the home price, acting as a second mortgage.
Interest-free and repayable at any time without penalties.
Repayment, triggered by the sale or after 25 years, is calculated based on the original incentive percentage and your home's market value.
🔹 Qualification Criteria:

Canadian citizenship, permanent residency, or authorized work status.
Annual qualifying income under $120,000 (or $150,000 in Toronto, Vancouver, or Victoria).
Total borrowing no more than 4 times your qualifying income (4.5 times in specified cities).
First-time homebuyer status defined broadly to include those who've never owned, experienced a significant life change, or haven't occupied a home owned in the last 4 years.
Ready to explore the possibilities? Visit the CMHC website for more details and let's turn your homeownership dreams into reality! 🗝️✨

#首次置業 #置業夢 #買屋 #首次購房優惠 #房地產投資

02/19/2024

Unlocking doors to endless memories and cherished moments – Happy Family Day! 🏡❤️ Home is where the heart is, and I'm here to help you find the perfect place for your family to create lasting memories. Let's make your dream home a reality! 🏡👨‍👩‍👧‍👦

02/16/2024

Celebrating another successful closing! 🏡🔐 Grateful to have represented these amazing buyers, referred by a valued client. From the first showing to the final signatures, it's been a pleasure guiding them through this journey. Here's to new beginnings and a heartfelt thank you to those who trust me with their real estate dreams. 🌟🤝

#多倫多買屋 #多倫多地產經紀 #移民加拿大 #買樓 #賣樓 #買賣房屋 #投資首選 #多倫多地產

02/14/2024

Sending love and warmth your way this Valentine's Day from your dedicated real estate guide! May your hearts be as full as the homes I help you find. 💖🏡️

02/12/2024

Thrilled to share another success story! 🏡✨ Just leased a perfect space for my returning clients who've now moved closer to their workplace. Here's to a seamless transition and the start of new chapters in their upgraded location. Cheers to finding home where work is just a step away! 🌟🔑

#多倫多租房 #多倫多出租 #多倫多公寓 #回流 #租屋 #移民加拿大 #移民 #多倫多地產

02/10/2024

Welcoming the Year of the Dragon with open arms and heart full of hope! 🐉✨ May this Lunar New Year bring boundless joy, fierce determination, and the courage to soar to new heights. Wishing you all a year filled with prosperity, good fortune, and unforgettable moments! 🎊🧧

02/08/2024

Embarking on the exciting journey to homeownership? 🏡💼 Let's dive into the details of the First-Time Home Buyers’ Tax Credit (HBTC) in Canada, designed to ease the path for aspiring homeowners.

🔍 Understanding the Credit:
Many Canadians face challenges in purchasing their first homes. The HBTC comes to the rescue, allowing eligible first-time homebuyers to claim a $10,000 non-refundable income tax credit. Initially introduced in 2009 with a $5,000 limit, the credit doubled in 2022.

💰 Financial Impact:
Calculated by applying Canada’s lowest personal income tax rate (15%) to $10,000, the HBTC results in a non-refundable tax credit of up to $1,500. For those owing taxes, this credit can potentially bring their tax payable down to zero.

🏠 Qualifying Homes:
Wondering what homes qualify? A qualifying home, whether existing or under construction, includes single-family houses, semi-detached houses, townhouses, mobile homes, condominium units, and apartments in various settings.

👥 Eligibility Criteria:
There are two avenues to qualify for the HBTC:

1️⃣ First-Time Homeowner:

You or your partner must have bought a home that qualifies.
You haven’t owned a home for the past four years.
2️⃣ Person with a Disability:

Eligible for the Disability Tax Credit (DTC).
Buying a home for the benefit of a qualified relative with a certified serious and prolonged physical or mental impairment.
The home is purchased to provide a safe and comfortable residence.
The disabled person must occupy the home as their principal residence within a year of acquisition.

🚀 Your Homeownership Journey:

Whether you're a first-time buyer or navigating the path for a person with a disability, the HBTC is here to support your dream of homeownership. Let's work together to turn those keys and open the door to your new home! 🗝️✨

🏡🗝️ #房地產交易專家 💼 #置業專業人士 🗝️ #買賣與我同行 💰 #房屋銷售達人 🏡 #交易成功故事 📈 #房屋交易專業人士 🏠 #房地產內行

02/06/2024

Leased with love! 💙 Thrilled to have helped my returning clients secure a space that's perfect for their growing family. Here's to the next chapter of laughter, love, and happy memories! 🏡✨

🏡🔑 #多倫多租房 #多倫多出租 #多倫多公寓 #回流 #租屋 #移民加拿大 #移民 #多倫多地產

02/02/2024

🏡💼 Toronto's RRSP Home Buyer Plan: A Game-Changer for Your Homeownership Journey! 💰✨ Did you know that the Home Buyers' Plan allows first-time homebuyers to use a portion of their RRSP contributions for a down payment? Here's the lowdown on how it works:

🔐 Unlocking Financial Freedom: Withdraw up to $35,000 tax-free per individual (or $70,000 for couples) from your RRSP for that dream home. 💑💵

📅 15-Year Repayment: Pay it back over 15 years into an RRSP account, ensuring financial responsibility and minimal impact on your cash flow.

💡 Tax Benefits: Normally, RRSP withdrawals are taxed, but HBP withdrawals meeting conditions aren't considered income. A portion is due annually for repayment, ensuring tax efficiency.

🤔 Eligibility Check: Are you eligible to participate? Here's the checklist:

🇨🇦 Resident of Canada during application and up to home purchase.
🏡 First-time homebuyer under the Income Tax Act (Canada).
📝 Written agreement to buy or build a home for personal or disabled-related purposes.
🕒 Home as principal residence within 1 year of purchase.
🏡 Reside in Canada during fund withdrawal.
📆 Closed on a home purchase within the last 30 days.
🚨 Note: Even if you or your spouse owned a home before, you may still qualify as a first-time homebuyer under specific conditions.

🤓 Digging Deeper: Other factors to consider include buying for a related person with a disability and what happens in case of separation from your partner.

Ready to turn your homeownership dreams into reality? 🌟🏡 Plan strategically with Toronto's RRSP Home Buyer Plan!

#首次置業 #首次置業 #置業夢 #買屋 #首次購房優惠 #房地產投資

01/31/2024

From our initial meeting to the anticipation of turning the key, this journey is more than a transaction—it's a tale of trust, dreams, and discovering a place to call 'home.' 🏡✨

Grateful to guide a returning client through this significant chapter in Toronto, eagerly awaiting the day when the keys officially unlock a world of warmth, joy, and countless beautiful moments in their new abode. Congratulations on reaching this special milestone! 🌟🔜

❤️ #多倫多買屋 #多倫多地產經紀 #移民加拿大 #回流 #買樓 #投資首選 #首次置業

01/17/2024

🏡💸 Explore the amazing GST/HST New Housing Rebate for homebuyers in Canada! 🇨🇦✨ As your trusted real estate advisor, here's the lowdown:

The Deal:

This rebate lets you get back some of the GST or federal HST you paid for your new or extensively renovated home. But there's a catch—it must be your primary residence or a relative's.

The Details:

The government checks factors like the time you spend living there and your address on public records.

Eligibility:

Owner-Built House:

-Built or had someone build on owned/leased land.
-Substantially renovated (90% of the house) by you or someone engaged by you.
-Added a significant addition or converted a non-residential property.
-Bought a new or significantly renovated floating home.
Note: Mobile or floating home buyers can choose between owner-built or builder rebate.

House Purchased From A Builder:

-Bought a new or significantly renovated house or mobile/floating home.
-Acquired co-op stock for a new or significantly renovated house.
-Purchased from a builder leasing land for 20 years or more.

Renovated House:

-Existing house substantially renovated.
-Converted from a non-residential property.
-Added a major addition like a second story.

Remember, for personalized advice, consult your accountant. 📊💼 They'll help navigate the nitty-gritty details and ensure you maximize your savings.

#首次置業 #置業夢 #買屋 #首次購房優惠 #房地產投資

Tony Yau Realtor

04/11/2024

02/21/2024

02/19/2024

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02/14/2024

02/12/2024

02/10/2024

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02/06/2024

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01/31/2024

01/17/2024

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