The Joshua Group

11/12/2024

Contact me for Details

11/04/2024

🔥🔥Assignment sale🔥🔥🔥
30 Elm dr W. Mississauga. 27th Floor. 2 Bed 2 Bath
$619,000.00. 🔥🔥

11/01/2024

There has been some confusion around the reforms to mortgage rules that are starting on Dec 15th.

The biggest misnomer being that they are only for First Time Buyers.

These changes are meant to help more people buy homes by giving them more flexible payment options and increasing the price limits for insured mortgages.

And they apply to anyone who qualifies for an insured mortgage, with one exception regarding amortization on resale homes.

Call me if you have any questions about how these changes may benefit you.
Sajan Joshua
416-857-6480

Here's a quick breakdown:

03/13/2023

🏡 If you’re in the market to buy a new home, be sure to read the list below to prepare yourself for the financial commitment ahead.

1. Changing the locks
Even if you’re not worried about that, you may simply want to upgrade simple hardware for something that’s more secure and modern.

2. The cost of moving
From renting a moving truck and buying packing supplies to hiring professional movers to do it all for you, you’ll need an extensive budget, too.

3. An increase in property taxes
When creating a budget to buy a new home, it’s important you consider not only the loan amount but also the property taxes for that home.

4. Hazard insurance
If you live in an area that often sees the devastation from acts of nature such as these, don’t be surprised when your lender mentions hazard insurance.

5. Disconnect, transfer and reconnect fees
If you don’t plan on taking a service with you and cancel, then change your mind once you’ve moved in, there will likely be a reconnect fee.

6. The last payment at your old residence
If you rent your old place, you may be able to terminate your lease early by finding a new tenant to ensure your landlord won’t lose out on the monthly rent.

The Joshua Group | Homelife Broadway Realty
[email protected] | (416) 857-6480

The Joshua Group

03/09/2023

💻 Being a landlord takes a fair amount of time. If you have a full-time job in addition to being a landlord, it can be difficult finding time to do it all.

💡 Here are three ways you can automate some of your landlord responsibilities to free up some time.

3 Steps To Automating Your Landlord Responsibilities

1. Automate the tenant-finding process. Take plenty of pictures that showcase your rental and the surrounding neighborhood.

2. Automate the lease and rent collection
For your first lease, you’ll want to hire an attorney to create it so it meets all the legal aspects required by your state. From there, you can customize it to suit each tenant.

3. Automate the tenant onboarding process. When a new tenant moves in, it’s almost like a new employee starting a job. There is a certain amount of onboarding to be done. For instance: a move-in inspection – make a walk-through of the rental with the tenant and note any issues. Have the tenant sign it.

The Joshua Group | Homelife Broadway Realty
[email protected] | (416) 857-6480

The Joshua Group

03/06/2023

✨ Since your rental property belongs to your landlord, your lease probably includes rules for how you should leave the unit when you move. If you’re not sure what they are, the list below should give you a good starting point.

👇Tips To Consider About Cleaning Your Rental When You Move Out

1. Consult your lease

2. Repair any damage

3. Be honest about damages you can’t fix

4. Hire a cleaning crew

5. Know the laws on security deposit withholdings

The Joshua Group | Homelife Broadway Realty
[email protected] | (416) 857-6480

The Joshua Group

03/02/2023

🤔 If you think all trim should be white, think again.

🤩 Contrast trim is trending now, and you’ll be amazed at what a difference it makes!

The Joshua Group | Homelife Broadway Realty
[email protected] | (416) 857-6480

The Joshua Group

02/27/2023

😋 The kitchen is the heart of most homes, and as such, it should convey an inviting atmosphere. If you’re looking to make your kitchen more welcoming, consider remodeling it.

🧰 Below are several ideas you might want to try in order to create the kitchen of your dreams.

5 Ideas On How To Remodel Your Kitchen

1. Cabinetry. Reface the old cabinets to freshen their look, and then rearrange their placement to give your kitchen a whole new feel.

2. Make greener choices. Choose things like recycled glass or concrete countertops, which are available in an array of designs and colors or opt for something a little more maintenance-free by choosing quartz instead.

3. Open kitchen concept. Open, airy spaces are very appealing to homeowners, and the open kitchen concept is one of the most popular

4. Kitchen islands. Adding a kitchen island is a great way to increase usable space in your kitchen as well as increase the value of your home.

5. Add backsplashes. If your kitchen sink doesn’t already have a backsplash, consider adding one. Not only are they a great way to add pizzazz to your kitchen décor, they are quite functional as they protect the wall behind the sink from moisture.

The Joshua Group | Homelife Broadway Realty
[email protected] | (416) 857-6480

The Joshua Group