Kiruja Homes

Kiruja Homes Providing Real Estate Service in the GTA. Residential or Commercial.

Thank you once again to my clients, friends, family, and Remax Royal Properties for your continued support. I’m endlessl...
02/24/2023

Thank you once again to my clients, friends, family, and Remax Royal Properties for your continued support. I’m endlessly grateful and will continue to deliver my best. 🎉🙏🏻

The GST/HST New Housing Rebate is available to Canadians who purchase a newly constructed home, extensively repair an ex...
08/30/2021

The GST/HST New Housing Rebate is available to Canadians who purchase a newly constructed home, extensively repair an existing home, or rebuild a home that has been devastated by fire. A person's purchase will be subject to GST/HST in all three cases. The GST component of a new home purchase or renovation can be returned to all Canadians who qualify.

Get in touch today:
[email protected]
www.kirujahomes.com
416-464-3757

The First-Time Home Buyers Tax Credit, introduced in the federal budget of 2009, allows first-time home buyers in Canada...
08/27/2021

The First-Time Home Buyers Tax Credit, introduced in the federal budget of 2009, allows first-time home buyers in Canada to recuperate a percentage of their purchase costs. It can help you save money on legal fees, inspections, and other closing charges. The $750 First-Time Home Buyer's Tax Credit is a non-refundable tax credit for first-time home buyers.

Get in touch today:
[email protected]
www.kirujahomes.com
416-464-3757

If price wasn’t an option, what would your dream home look like? Would you be looking for a penthouse somewhere in the c...
08/25/2021

If price wasn’t an option, what would your dream home look like? Would you be looking for a penthouse somewhere in the city, or a single-family home in the suburbs? Let me know in the comments! ⬇️

Get in touch today:
[email protected]
www.kirujahomes.com
416-464-3757

Have Kids?Here Are 3 Things You Should Consider When Buying A Home For Your Family! 1) SchoolsAre there schools nearby? ...
08/24/2021

Have Kids?
Here Are 3 Things
You Should Consider When Buying A Home For Your Family!

1) Schools
Are there schools nearby? If so, what are their reputations/ratings?
2) Transit Options
Are there frequent bus routes or public transportation options nearby?
3) Playgrounds and Recreation Centres
Are there parks nearby for your kids to play at? What about recreation centres or other sports facilities?

Get in touch today:
[email protected]
www.kirujahomes.com
416-464-3757

Some Canadian provinces charge a land transfer tax when you buy a house. This is generally between 0.5% and 2.0% of the ...
08/20/2021

Some Canadian provinces charge a land transfer tax when you buy a house. This is generally between 0.5% and 2.0% of the purchase price of the property, and represents the largest closing cost you'll have to pay. In an effort to help first-time home buyers, several provinces rebate some or all of this tax if you're eligible.

You can receive a rebate on some of the land transfer tax you pay if you live in British Columbia, Ontario, or Prince Edward Island. Homebuyers in the City of Toronto are also eligible to receive a rebate on the city’s land transfer tax, in addition to the provincial rebate.

Get in touch today:
[email protected]
www.kirujahomes.com
416-464-3757

If you haven’t purchased a home within the last four years (or lived in a spouse’s home in the same timeframe), you may ...
08/18/2021

If you haven’t purchased a home within the last four years (or lived in a spouse’s home in the same timeframe), you may qualify for the RRSP Home Buyer’s Plan. With this plan, you may borrow up to $35,000 tax-free from your RRSP to fund your down payment. Just keep in mind that the money must be in your RRSP at least 90 days before the purchase of your house. Let Kiruja Homes help you with buying your home.

Get in touch today :
[email protected]
www.kirujahomes.com
416-464-3757

Mortgage default insurance, also known as CMHC Insurance, is relatively straightforward. If you have a down payment of l...
08/16/2021

Mortgage default insurance, also known as CMHC Insurance, is relatively straightforward. If you have a down payment of less than 20% of the home’s value, you must purchase mortgage default insurance. But this doesn’t act as insurance for you. Rather, it protects your lender in case you don’t make your mortgage payments. It’s designed to make financial institutions comfortable with lending to individuals who don’t have a large down payment. CMHC insurance isn’t available for homes with a purchase price of more than $1 million. Let Kiruja Homes help you secure your mortgage.

Get in touch today :
[email protected]
www.kirujahomes.com
416-464-3757

Address

7595 Markham Road
Markham, ON
L3S0B6

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