09/02/2026
🏦 The Bank of Canada held its rate at 2.25% — again.
Seven consecutive holds. So, what does that actually mean if you’re thinking about buying or selling a home? 🏡
The short answer: don’t make your real estate decision based on trying to predict the next rate move.
For buyers, this is an opportunity to look at what you can comfortably afford today — and whether the right property makes sense for your goals.
For sellers, the conversation is different. Housing activity is showing signs of improvement, but pricing, positioning and strategy still matter.
And for homeowners approaching a mortgage renewal, this is a good reminder not to wait until the last minute to understand your options.
The market doesn’t need you to predict the future.
It needs you to have a strategy for today.
📩 Thinking about buying, selling, or renewing your mortgage? DM me “STRATEGY” and let’s look at what today’s market means for YOUR situation.
Don’t try to predict the market. Let’s build a strategy for the market you’re actually in. Farheen Imtiaz | Toronto Realtor RE/MAX Metropolis Realty REMAX Canada REMAX Bank of Canada
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