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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

HTCapital

Name: HTCapital
Address: 201-340 Ferrier Street, Markham, ON, L3R2Z5, CA
Telephone: +14165056543

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Markham, ON
HTCapital

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Alternative mortgage financing & investment opportunities built on stability, trust, and experience.

10/28/2026

Write-offs, uneven months, a business that's still growing. Traditional lenders often see risk where we see a working business.⁠
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We look at the full picture of how you earn, not just one line on a tax return.⁠
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htcapital.ca⁠
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10/26/2026

Short terms. Conservative loan-to-value. Defined exits. None of it is flashy, and that's the point.⁠
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In a market that moves both ways, structure is what keeps capital working.⁠
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10/23/2026

A credit score is one data point. ⁠
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Here's what else shapes our decision:⁠
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1. The property and its value⁠
2. Your equity position⁠
3. Your exit strategy⁠
4. The full story behind the application⁠
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We lend on character, not just criteria.⁠
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htcapital.ca⁠
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10/21/2026

To the mortgage brokers we work with: ⁠
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When a strong client doesn't fit the bank's box, we want the whole picture. The income history, the property, the plan.⁠
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We review files with logic, not legacy systems, and we get back to you quickly.⁠
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Connect with our funding team at htcapital.ca⁠
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10/19/2026

Every loan we make has a defined way out: ⁠
a refinance, a sale, or a clear path back to a traditional lender. ⁠
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Planning it early protects the borrower, the investor and the deal.⁠
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10/16/2026

Renewing next year? ⁠
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The rate you signed may not be the rate you're offered. Start looking at your numbers now, not the week before your renewal date.⁠
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If the bank's offer doesn't fit your situation, you have options. We're here to walk through them.⁠
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htcapital.ca⁠
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10/14/2026

In private markets, predictability is the product. ⁠
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The HTCapital MIC pays monthly dividends from a portfolio of short-term, real estate-secured mortgages. ⁠
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Steady, considered, and built around protecting capital first.⁠
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Learn more at htcapital.ca⁠
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10/12/2026

Asked & Answered: ⁠
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What happens when my private mortgage term ends?⁠
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Private financing is short-term by design, so the end of the term is planned from day one. Most borrowers take one of three paths: refinance with a traditional lender once their situation improves, sell the property, or renew for another term when it still makes sense.⁠
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That's why we ask about your exit strategy up front. It keeps the plan clear for everyone.⁠
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Have a question? Send it our way.⁠
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10/09/2026

This Thanksgiving, we're grateful for the borrowers who trust us with their next step, the brokers who bring us their clients' stories, and the investors who make it all possible.⁠
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From our team to yours, Happy Thanksgiving.⁠
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10/07/2026

The final quarter is here.⁠
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Whether you're renewing, refinancing, or planning a purchase in the new year, the best time to review your options is before you need them.⁠
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Good borrowers deserve more than a box to check. Let's talk about what's possible.⁠
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htcapital.ca⁠
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Address

201-340 Ferrier Street
Markham, ON
L3R2Z5

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+14165056543

Website

http://htcapital.ca/

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