Jayne Flaig, Trilogy Mortgage Corp

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Jayne Flaig, Trilogy Mortgage Corp Trilogy Mortgage | B.Comm

Think of me as your mortgage financing coach - sharing tips, advice, & simplifying mortgages

10/15/2026

Quick PSA for the ladies …

Hehehehe - little humor on a sick day!

10/14/2026

Biggest purchase of your life - build yourself a team that’s not only going to help you cross the finish line but protect your interests along the way.

Licensed mortgage brokers in Alberta have a legal requirement to act in your best interest - it’s part of our licensing.

Buyers real estate agents are working for you to draft the contract.

Home inspector
Lawyer
Insurance agent

Your team of professionals that are here to protect your best interests in the transaction - buying real estate is complex and is a legal binding contract that exposes you to risk.

Don’t cut corners - what seems attractive can hurt you in the long run. Use the valuable assets you have available and some of them don’t even cost you $$.

Questions? DM me

Should you break your mortgage before renewal? Sometimes, the numbers say yes.If you’re moving or considering mortgage r...
10/14/2026

Should you break your mortgage before renewal? Sometimes, the numbers say yes.

If you’re moving or considering mortgage refinancing in Alberta, leaving your current mortgage early may be worth exploring. The key is knowing what it will cost.

A lower mortgage rate can look appealing, but the cost of ending your mortgage early could outweigh the savings. Compare the full cost of switching with keeping your mortgage until renewal.

Not sure where to start? If you’re in Medicine Hat or anywhere in Alberta, send me a message and let’s walk through your options.

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10/13/2026

Work with the professionals - got your preapproval? Time to contact a realtor…my recommendation - get your own representation. A buyers agent is working for you in the process & you want to engage with them early!

Do you need a recommendation on who to call? I’m happy to connect you with the perfect agent for you.

Let’s connect!

There’s a lot to be thankful for, and the people I get to work with are a big part of that.To my clients, referral partn...
10/12/2026

There’s a lot to be thankful for, and the people I get to work with are a big part of that.

To my clients, referral partners, and everyone who has recommended me to a friend or family member, thank you for your trust. It means so much to be part of your homeownership journey.

However you’re spending Thanksgiving, I hope there’s good food, a little rest, and time with the people who matter most.

Happy Thanksgiving from my family to yours.

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10/09/2026

Have a wonderful weekend! 🫶🏽

The Bank of Canada hasn’t changed its rate. So why might fixed mortgage rates go up?If you’ve wondered this, you’re not ...
10/09/2026

The Bank of Canada hasn’t changed its rate. So why might fixed mortgage rates go up?

If you’ve wondered this, you’re not alone! Fixed and variable rates respond to different things.

Fixed mortgage rates are closely linked to bond yields. When those yields rise, lenders may increase their fixed-rate offers, even when the Bank of Canada holds steady.

Variable mortgage rates are tied to your lender’s prime rate, which generally moves with the Bank of Canada’s policy rate.

That’s why the gap between fixed and variable can change. But choosing between them is about more than the rate you see today.

Your budget, your future plans, and how comfortable you feel with rate changes all help determine what fits your situation.

Not sure what that looks like for you? Send me a message and let’s walk through your options together.

10/07/2026

Expect the unexpected in a real estate transaction.

When planning a purchase it’s important to realize that costs can add up and unexpected cost can also come up. As professionals we do our best to help you through budgeting for these items but buying a property isn’t the same as buying milk…there isn’t a guaranteed total cost “number”.

Ensuring you have a buffer for closing costs and costs to facilitate the transaction helps avoid added stress - don’t push your limits to the top of your budget.

Things that can come up:
- appraisals
- home inspections
- property tax adjustments
- title insurance
- other closing related items depending on the transaction

Questions? Let’s connect

Thinking about paying extra toward your mortgage? How you do it can depend on how that extra money fits into your budget...
10/07/2026

Thinking about paying extra toward your mortgage? How you do it can depend on how that extra money fits into your budget.

A lump-sum payment puts extra money toward your mortgage balance without changing your regular payment. Increasing your payments means adding a little more each time, which may work well if you have consistent room in your budget.

Both can help you save on interest and pay off your mortgage sooner. Just check your lender’s prepayment limits first to avoid penalties.

Not sure where to start? Send me a message and let’s look at your options.

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10/06/2026

“Good Guy, will pay” is an industry joke for mortgage brokers…

Gone are the days that our mortgage submission applications can have this statement and that is all.

With technology comes more fraud, money laundering and terrorist activity. Not only do lenders want to get paid back but they are federally mandated to help prevent the above when lending money and dealing with money in Canada.

It’s important to remember that your personal fingerprint is out there on the interweb and sometimes a quick google search can reveal a lot about a person.

Character is one of the 5 c’s of credit & it is important to remember that when asking someone to lend you 100’s of thousands of $$$.

Address

1/675 3rd Street SE
Medicine Hat, AB
T1A0H4

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