Housen.ca

07/08/2024

To qualify for a loan or HELOC, most lenders require a credit score in the mid-to-high-600s.

You may be eligible for a home equity loan or HELOC, depending on your credit score and other factors. Learn more about the requirements for this type of loan.

07/07/2024

Cluttered junk drawer got you down? Here's how to turn your frown upside down.

Organize your junk drawer in these 4 simple steps that professional declutterers always use

07/04/2024

If you plan to use gift money as a house , this article is a must-read.

Down payment gift rules vary by mortgage type. Here's what you need to know about giving and receiving home down payment gifts.

07/01/2024

we stand on guard for thee.

07/01/2024

Get in the know about how loan payments are calculated.

Monthly payments for home equity loans include interest and other costs that can add up. Here’s how to calculate monthly payments and avoid fees.

06/30/2024

Depositing money into someone else's account is about to become easier.

There are several ways that you can deposit money into someone else's account, including P2P apps, online transfers and writing a check.

06/27/2024

Take note of the one-of-a-kind elements that fill this home.

Completed in 2022 in Riebeeck Kasteel, South Africa. Images by Paris Brummer Courtesy of VISI Magazine. An art collector’s residence in Riebeek-Kasteel - Our clients are art enthusiasts who, over many years, built up a notable collection of South...

06/26/2024

Determine which situations can benefit from a mortgage refinance.

Homeowners often refinance to get a lower interest rate, change their loan term, or remove mortgage insurance. But it’s not the right choice for everyone.

06/24/2024

For those who are looking into buying mixed-use property, here's how an FHA can help.

A common reader question about FHA mortgages has to do with purchasing mixed-use property with an FHA loan. Here is a variation on the theme: "I want to buy a 4-unit building with a store front. Is there any type of loan that I can apply for to make this purchase?"

06/23/2024

Here's help for building without the help of a debit card.

Traditional debit cards won't typically allow you to build credit. Here are some alternative ways that you can improve your score.

06/20/2024

The thrift store is a great place to find furniture that you can . Here are some ideas to try.

Looking for some easy thrift store furniture makeovers? Here are 11 of my favorite pieces with all the befores and afters.

06/19/2024

Ensure your items are stored properly if looking to stage your house.

Let’s take a closer look at some of our favorite home staging storage ideas and tips for where to store your clutter when selling a house.