David Dodic Real Estate Team

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David Dodic Real Estate Team

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David Dodic Real Estate Team The Voice of Canadian Real Estate, we are the single most quoted real estate company in Canada.

Realtor at Royal LePage Realty Centre, Brokerage, specializing in residential resale and investment real estate, with targeted expertise in the Mississauga, Erin Mills and Port Credit real estate markets. Highly skilled in real estate investment opportunities, relocations and working with first time buyers and seasoned homeowners and investors to achieve their real estate goals. For more information on my real estate services, please visit my website at www.daviddodic.com

For the most up-to-date GTA Market Stats and the latest Toronto Real Estate Board market insights, visit my Marketnews microsite at www.daviddodic.info. Connect with me on LinkedIn: https://www.linkedin.com/in/daviddodic

Circle me on Google+: https://plus.google.com/108133919919060528999

View my latest video tours on Youtube:
https://www.youtube.com/channel/UCWMQF-odEHDd5qxE0mfy5-g/feed?view_as=public

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Royal LePage is Canada's largest national real estate company. From real estate pricing trends to innovative ways to market your property, we deliver valuable information to help
you make smart real estate decisions. We are proudly 100% Canadian - Canadian employees, Canadian owners and Canadian values. From coast to coast, buying Canadian means choosing Royal LePage.

10/28/2026

The Bank of Canada raised its policy rate to 2.50% today. That’s a 0.25 percentage point increase and the first hike in over three years. 🏦

But what does that actually mean for you?

🏠 If you have a variable-rate mortgage:
If your lender raises its prime rate, your mortgage rate will generally rise too. With adjustable payments, your payment could increase. With fixed payments, more of your payment may go toward interest and less toward paying down your mortgage.

🔒 If you have a fixed-rate mortgage:
Your rate stays the same for the rest of your current term. If renewal is approaching, review your options early. Fixed mortgage offers are influenced by bond yields, so they don’t automatically move by the same amount as today’s increase.

🔑 If you’re planning to buy:
Check in with your mortgage professional to confirm your budget and pre-approval. The Bank’s 2.50% policy rate isn’t the mortgage rate lenders offer you, and a quarter-point increase doesn’t mean your payment rises by 25%.

📍 If you’re planning to sell:
Higher borrowing costs can put pressure on buyers’ budgets, but one announcement doesn’t determine your home’s value. Recent local sales, competing listings, and buyer demand still matter.

Your next step? Understand how this affects your own numbers before changing your plans.
Have questions about buying or selling in this market? Send me a message. Let’s talk through your next move.

10/28/2026

I would rather lose the listing than mislead a seller about the price. 🛎️

I have sat at kitchen tables and delivered pricing opinions that were lower than the number the homeowner hoped to hear.

Those are not easy conversations.

When sellers interview multiple agents, the highest suggested price can understandably feel like the best answer. But an agent does not determine what a buyer will pay. The market does.
Pricing a home too high can have a real cost.

The most motivated buyers may pass it over. Days on market begin to accumulate. Price reductions follow. The listing can lose the attention and leverage it had when it was new.
That does not mean every home should be priced low. It means the pricing strategy should be supported by evidence, not optimism.

A thoughtful pricing conversation should include:
• Recent comparable sales
• Current competing listings
• Buyer activity in the area
• The home’s condition, layout, and location
• A clear plan for evaluating the market’s response

When interviewing an agent, do not only ask, “What can you list my home for?”

Ask, “What evidence supports that price, and what is the strategy behind it?”

I may not always give a seller the number they want to hear. But I will give them the advice I believe protects their position.

Thinking about selling in Erin Mills or elsewhere in the GTA? Let’s have an honest conversation about your home and the current market.

10/28/2026

This one caught my eye, and I wanted to share it.

Three acres in Burlington, backing onto a conservation area, with Scandinavian-inspired design and 22-foot cathedral ceilings. There’s a lot to like here.

The open kitchen and great room would be a great spot to host friends and family. And that two-tiered deck overlooking the property? That’s where I’d be having my morning coffee.

4 bedrooms | 5 bathrooms
Offered at $2,399,000
ROYAL LEPAGE REALTY CENTRE

Want a closer look? Send me a message and I’ll arrange a showing.

10/19/2026

Mark your calendar 🗓️ The Bank of Canada’s next interest rate announcement is coming October 28.

Thinking about buying or selling? Stay tuned as we follow the decision and what it could mean for your real estate plans.

Have questions about your next move? Let’s connect.

10/19/2026

09/07/2026

🏡 JUST LISTED IN ERIN MILLS

Warm, welcoming, and move-in ready, this beautifully updated semi-detached home offers bright living spaces, a functional layout, and plenty of room to enjoy both inside and out.

3+1 bedrooms | 2 bathrooms | Walkout basement | Generous 125.8 ft deep lot

The carpet-free interior features an updated kitchen with stainless steel appliances, a bright living room with a bay window, and a spacious primary bedroom. Outside, the deep backyard offers plenty of space for entertaining, relaxing, and enjoying the warmer months.

Located in a desirable Erin Mills neighbourhood close to parks, schools, shopping, transit, and everyday amenities.

📩 DM for the price, full listing details, or to arrange a private showing.

09/02/2026

🏦 The Bank of Canada held its policy rate at 2.25%.

So, what does that actually mean?

A hold means the Bank doesn’t believe the economy needs another rate change right now. Inflation has been moving closer to its target, but economic growth remains uncertain especially with ongoing tariff discussions, changing trade conditions and global events still affecting costs and business confidence.

In simple terms, the Bank is choosing to wait, watch the data and avoid moving too quickly in either direction.

For homeowners, buyers and sellers, today’s decision brings some stability but it doesn’t mean every mortgage rate will stay exactly where it is. Variable rates are more directly affected by Bank of Canada decisions, while fixed rates are influenced by the bond market and can still move independently.

The bigger message is that the Bank remains cautious. It’s trying to balance two risks: keeping inflation under control without putting unnecessary pressure on an already-soft economy.

If you’re thinking about buying, selling or renewing a mortgage, don’t make your decision based on one announcement. Look at the full picture; your timeline, budget and long-term plans and make the move that works for you.

As always, I’m happy to talk through what this means for your real estate plans.

— David

09/01/2026

Let me tell you about Carl.

That is not his real name, but the lesson from his transaction is one I have seen more than once during my years in real estate.

Carl received a strong offer shortly after listing his home. It was a serious offer, but it was not quite the number he had hoped to see.

He decided to wait. 🙅🏼‍♂️
He believed another buyer would come along and offer more. Instead, buyer interest slowed, more competing properties entered the market, and the next serious offer was lower.

By the time the home sold, Carl had also taken on additional carrying costs and more uncertainty. ⏱️

Is the first offer always the best offer? No.
But in my experience, the first serious offer is often the strongest. Early buyers are frequently the most prepared, the most motivated, and among the first people watching for a property like yours.

That does not mean accepting an offer without negotiation. ➡️ It means evaluating it carefully based on the market in front of you.

Price matters, but so do the conditions, deposit, closing date, competing inventory, buyer activity, and the cost of waiting.

A strong offer deserves a strong conversation. 🗣️

If you are thinking about selling in Erin Mills or elsewhere in the GTA, let’s build the strategy before the first offer arrives.

08/14/2026

An older kitchen can be replaced. A great lot, practical layout, and desirable Erin Mills location are much harder to recreate.

When I walk through an older home, I look beyond the finishes and consider:
The layout and room sizes
Visible structural warning signs
Evidence of moisture
The age and condition of the major systems
The lot and exterior

Dated does not necessarily mean defective. At the same time, a fresh renovation does not guarantee that the important work was completed properly.

A walkthrough is never a substitute for professional advice. Always have a qualified home inspector evaluate the property before you buy.

Would you rather purchase a renovated home or find one with good bones and update it yourself?

Considering an older home in Erin Mills? Send me a message.

Address

2150 Hurontario Street
Mississauga, ON
L5B1M8

Telephone

+14166062158

Website

http://www.DodicTeam.com/

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