Ron Brownell Mortgages

Ron Brownell Mortgages Mortgage Agent Level 2 Mortgage Intelligence Broker Lic # 10428 Purchase. Refinance. Renewal. 2nd Mortgage. Debt Consolidation - Toronto, GTA

Helping finance home loans in Oakville. Knowledgable in new home ownership, refinance, self-employed, home equity, alternative mortgages, 2nd Mortgages

A smaller mortgage payment can feel like the obvious choice, but what is it costing you over time?A longer amortization ...
09/23/2026

A smaller mortgage payment can feel like the obvious choice, but what is it costing you over time?
A longer amortization may reduce your monthly payment while increasing the total interest paid. Fees, prepayment penalties and contract restrictions can also affect both the overall cost of your mortgage and your ability to make changes later.
We help you look beyond the monthly number and compare how each option could affect your budget today, your future plans and what you ultimately pay.
Before choosing the smallest payment, connect with me and uncover the full cost behind it.

Found yourself scrolling through listings already? A mortgage pre-approval may be a better place to start. Before you be...
09/14/2026

Found yourself scrolling through listings already? A mortgage pre-approval may be a better place to start.

Before you begin seriously house hunting, getting pre-approved can help you understand your potential mortgage budget and narrow your search to homes that make sense for your finances. It also gives you an opportunity to review your income, debts, down payment, and other factors that can affect mortgage qualification.

We can help you get the financial side organized before the home search takes over.

Ready to start looking? Connect with me today to get your mortgage pre-approval started first.

A new car might be tempting, but if you’re in the middle of buying a home, timing matters. Taking on a new car loan, fin...
09/12/2026

A new car might be tempting, but if you’re in the middle of buying a home, timing matters.

Taking on a new car loan, financing a large purchase, increasing credit card balances, or applying for new credit before your mortgage closes can change your debt obligations and credit profile. That could affect your mortgage qualification, even if you’ve already received a pre-approval.

We can help you understand what financial moves could impact your mortgage before closing, so you know what to consider before making any big changes.

Mortgage closing coming up? Connect with me before taking on new credit or making a major financed purchase.

The Bank of Canada is holding steady once again, keeping its policy interest rate at 2.25% for a seventh consecutive dec...
09/02/2026

The Bank of Canada is holding steady once again, keeping its policy interest rate at 2.25% for a seventh consecutive decision.

A rate hold doesn’t mean every mortgage option is standing still. Fixed and variable mortgages respond to different parts of the market, making it important to look beyond the headline when making a financing decision.

Connect with me to understand what the latest Bank of Canada update could mean for your mortgage options.

It’s easy to let a streaming subscription roll over without giving it much thought. A mortgage renewal is worth a closer...
09/01/2026

It’s easy to let a streaming subscription roll over without giving it much thought. A mortgage renewal is worth a closer look.

A lot can change over the course of a mortgage term, from financial priorities to future plans. Rather than automatically accepting a renewal offer, homeowners can use this time to compare their options and review the features and flexibility that matter to them now.

Connect with me before you renew to explore what your next term could look like.

Every dream home looks a little different. A condo in the city, a family home in the suburbs, a cottage by the lake or s...
08/27/2026

Every dream home looks a little different. A condo in the city, a family home in the suburbs, a cottage by the lake or something completely unique - whatever feels like home, there’s a mortgage solution to help make it possible.

We’ll explore the options and help find financing that fits the home you want and the goals you have.

Found a home you love? Reach out to me today and find the mortgage to match.

Self-employed income doesn’t always fit neatly into a traditional lending box. That doesn’t mean your mortgage options s...
08/22/2026

Self-employed income doesn’t always fit neatly into a traditional lending box. That doesn’t mean your mortgage options stop there.

Different lenders can assess self-employed income in different ways. We look beyond a single lender to explore solutions that better reflect your full financial picture.

Self-employed and wondering what’s possible? Connect with me today and explore your options.

Pre-qualification and pre-approval may sound similar, but they don’t provide the same level of insight when preparing to...
08/19/2026

Pre-qualification and pre-approval may sound similar, but they don’t provide the same level of insight when preparing to buy a home.

A pre-qualification can offer an early estimate of borrowing potential, while a pre-approval typically involves a more detailed review of finances and can provide a clearer picture of what a buyer may qualify for.

Planning to start house hunting? Connect with me to understand the difference and which step makes sense before the search begins.

How much you can qualify for is only part of the equation. How much comfortably fits your life matters too.A thoughtful ...
08/18/2026

How much you can qualify for is only part of the equation. How much comfortably fits your life matters too.

A thoughtful mortgage plan considers more than the purchase price - including your income, existing debts, ongoing housing costs and broader financial goals.

Ready to find the number that makes sense for you? Connect with me today and start planning with confidence.

Personalized mortgage advice starts with understanding the person behind the application.The right mortgage looks differ...
08/12/2026

Personalized mortgage advice starts with understanding the person behind the application.

The right mortgage looks different for everyone because financial goals, budgets, lifestyles, and future plans are different too.

Whether someone is buying a home, renewing a mortgage, or refinancing, the right solution can depend on much more than the interest rate. Mortgage terms, payment options, prepayment privileges, portability, and other features can all influence how well a mortgage fits over time.

Connect with me to explore mortgage options tailored to your needs and goals.

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5140 Yonge Street Suite 1410
Mississauga, ON
M2N6L7

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