Steve Ryan Realty

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Moncton, NB
Steve Ryan Realty

The Direct Marketing Difference in Real Estate: "I don't wait for my phone to ring, I make the call!"

01/19/2025

In the world of real estate, safety and preparedness are key factors that can influence property values. With regional cooperation like the collaborative firefighting initiative between California, Mexico, and Canada, it's more important than ever to understand how effective emergency management can make communities more appealing to homebuyers.

In New Brunswick, being informed about local safety initiatives can give you a competitive edge in the market. Check out resources from the New Brunswick Emergency Measures Organization to stay updated on safety measures in your area: https://www2.gnb.ca/content/gnb/en/departments/public-safety/emergency_measures.html.

Communities with strong disaster response strategies are often more attractive to buyers, boosting property interest and potentially increasing your investment's value. Prioritize community preparedness and make more informed decisions whether you’re buying or selling your home!

01/17/2025

Mortgage renewal shock is real, especially here in New Brunswick where interest rates are significantly higher now than what they were if you locked in 3-5 years ago (though they are coming back down!) If you're a homeowner, here are some key insights to help you navigate this crucial time:

1. Understand your current rate. Is it below the market average?

2. Prepare for higher payments. Use a Mortgage Payment Calculator to estimate what your future monthly costs could look like: https://www.nerdwallet.com/ca/mortgages/mortgage-calculator.

3. Shop around! Don’t just settle for your lender's renewal offer. Compare options from different banks and credit unions to snag the best deal.

4. Fixed vs. variable rates: weigh the stability of fixed rates against the potential savings of variable ones. Each has pros and cons, so choose wisely!

5. Consult a mortgage broker. They can provide personalized advice and may unearth better mortgage products tailored to your needs.

Stay proactive about your mortgage renewal to minimize financial impact and make informed real estate decisions in our beautiful province!

01/16/2025

Worried about rising interest rates? You don’t have to be. Locking in your mortgage rate can safeguard your financial future from unexpected increases. As your real estate expert, I’m here to help you navigate this market with confidence. Let’s move forward together. Reach out to me, Steve Ryan, at [email protected] or (506) 377-8456 today.

01/15/2025

Concerned about overpaying for a property in the Moncton area? You're not alone. The right market analysis can provide you with the insights needed to make an informed offer based on current values. Don't leave money on the table; let me help you secure a fair deal. Reach out at [email protected] or (506) 377-8456 today!

10/22/2024

Looking to Lower Your Monthly Mortgage Payments? 🏡💸

If you're feeling the pinch of high mortgage payments, there are a few strategies that can help ease the burden:

① Refinance to a Lower Interest Rate: Interest rates fluctuate, and refinancing at a lower rate can significantly reduce your monthly payments, saving you money in the long run.

② Extend Your Loan Term: Extending your loan term (e.g., from 15 to 30 years) can lower monthly payments, but keep in mind you'll pay more in interest over time.

③ Eliminate Private Mortgage Insurance (PMI): Once you’ve built up enough equity (usually 20%), you can cancel PMI, which will lower your overall payment.

Want to know which option works best for you? I’m here to provide tailored advice based on your situation. Let’s find the best way to help you save on your mortgage! 🙌

📞 Reach out today: (506) 377-8456
📧 [email protected]

10/21/2024

Just Listed! 🏡
📍 50 Baldwin Street, Riverview, NB
💲 $319,000
🛏 3 Beds | 🛁 2 Baths | 📏 957 Sq. Ft.

Welcome to 50 Baldwin Street, a charming bungalow in West Riverview that’s ready for its new owners! Step inside and be greeted by beautiful hardwood floors and a bright picture window in the living room. The kitchen boasts hardwood cabinets and a cozy dining area with pantry. Down the hall, you’ll find an updated bathroom and three spacious bedrooms.

The finished basement offers extra space, including an office, family room, and a freshly repainted laundry room with an upgraded 200 AMP panel. Enjoy year-round comfort with an oil furnace and a ducted heat pump system for heating and A/C. Step out to the back patio and enjoy the large backyard with a baby barn equipped with electricity—perfect for storage or a workshop!

Don’t miss out on this lovingly maintained home that could be yours before the holidays! 🎄

10/20/2024

Equity is the difference between your home’s current market value and the remaining balance on your mortgage. In other words, it represents how much of your home you truly own. As you pay down your mortgage or as your property value increases, your equity grows! 💰🏡

Quick Tips to Grow Your Equity:

• Make Extra Payments: Even small additional payments on your mortgage can help reduce the principal faster.
• Home Improvements: Strategic upgrades can increase your home's market value, growing your equity.
• Let Time Work for You: As property values rise over time, so does your equity.

📈 Ready to take the next step? Whether you’re buying your first home or looking to maximize your equity, I’m here to help guide you through the process.

📞 (506) 377-8456
📧 [email protected]

Feel free to reach out today for personalized advice on how to make the most of your home’s potential!

10/19/2024

Just Listed! 🏡✨

📍 148 Gagnon Drive, Moncton, NB
💲 $289,900
🛏 3 Beds | 🛁 1.5 Baths | 📏 1160 Sq. Ft. Total

Welcome home to this bright and modern semi-detached split entry in the sought-after Moncton East District! Built in 2010, this 3-bedroom, 1.5-bath gem offers year-round comfort with a ductless mini-split system. Enjoy a spacious living area, a stylish kitchen with stainless steel appliances, and a dining space perfect for family dinners. Step outside to your fully fenced backyard—ideal for kids, pets, or relaxing evenings.

Mike Espiritu

10/18/2024

Your home isn’t just where you live—it’s a cornerstone of your future. Beyond finding a place that suits your lifestyle, choosing the right property can be a strategic move towards building long-term wealth and financial stability. Here are a few tips to help you make the best decision:

• Location is Key: Look for areas with growth potential, good schools, and access to amenities. This boosts your property's future value.

• Think Long-Term: Even if it’s your starter home, consider its resale value or potential as a rental property down the line.

• Do Your Homework: Research market trends, neighborhood developments, and consult with a trusted realtor to ensure you're making a wise investment.

• Budget Smart: Factor in all costs—not just the mortgage, but taxes, maintenance, and possible renovations.

By being mindful of these tips, you're not just buying a house—you’re securing a future filled with opportunity. Ready to take the next step? Let’s chat about how we can find the perfect home for your goals!

10/17/2024

Just Listed! 🌲🏡

📍 2468 Route 114, Weldon, NB
💲 $385,000
🛏 3 Beds | 🛁 1 Bath | 📏 1120 Sq. Ft.

Escape the hustle and unwind in this beautiful, turn-key bungalow on over 5 acres of pristine landscape! 🌿 Featuring 3 bedrooms, 1 bathroom, a full heat pump, and stunning hardwood floors, this home is a hidden gem just 20 minutes from Moncton! The double wired, heated garage and propane backup add convenience, while the massive backyard with gardens and plenty of wooded space offers endless possibilities. 🌸

Looking for your perfect country retreat? Don’t miss out!

Dunfield Real Estate

10/15/2024

Just Listed! 🏡✨

📍 139 Melanie, Dieppe, NB
💲 $424,900
🛏 4 Beds | 🛁 3.5 Baths | 📏 1,420 Sq. Ft.

Welcome to this stunning semi-detached home with a spacious finished basement and a bright, open-concept living space! Highlights include a cozy shiplap fireplace wall, a modern white kitchen with stainless steel appliances, and a primary bedroom with ensuite and walk-in closet. Step outside to a private backyard that backs onto a peaceful walking trail, perfect for morning strolls. Plus, enjoy the comfort of 2 mini split heat pumps and the convenience of nearby amenities and the Moncton Airport.

Interested in making this beautiful home yours? Contact me today!
📞 (506) 377-8456
📧 [email protected]

10/14/2024

Good news for future homeowners! With new properties being added regularly and a $500 million fund to purchase more land, affordable housing opportunities are expanding across Canada. Here’s what you should know:

• More Homes, More Options: The government is continuing to add properties, ensuring more affordable homeownership options in the coming years. 🏘

• $500 Million Boost: A major investment in public land means more opportunities for you to buy a home at a price you can afford. 💸

• Ongoing Developments: New properties will be available in major cities and growing communities, making homeownership possible for more Canadians. 🌆

Key Takeaways: If you’re thinking about buying, now’s the time to get ready! With more homes on the way, you’ll have plenty of opportunities to find an affordable option that fits your needs.

Let’s chat about how to position yourself for future housing opportunities!
📞 (506) 377-8456
📧 [email protected]

Address

150 Edmonton Avenue, Suite #4B
Moncton, NB
E1C3B9

Telephone

+15063778456

Website

http://steveryanrealty.ca/

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