Jake Chase Mortgage Associate

09/21/2026

Fantastic day supporting your realtor partners and a fantastic cause.

Getting to make s’mores for work was not a bad way to spend the day either.

09/18/2026

A mortgage renewal can be a good time to reset, not just a deadline to sign and move on. When your current term ends, your lender will offer a new rate and term, but that offer is not automatically your best option. Your payment may change, your goals may have shifted, and the mortgage market may look different than it did when you first signed.

The key is to treat your mortgage renewal as a planning opportunity. With the right preparation, you can understand your new rate, compare options, and choose a path that fits your budget.

Prepare for mortgage renewal with tips on comparing rates, reviewing your budget, checking prepayment options, and choosing your next term.

09/16/2026

Closing the cottage for the season is never the most exciting part of ownership, but it is one of the most important. A little extra effort in the fall can help prevent water damage, pest issues, surprise repair bills, and unnecessary utility costs over the winter. Whether your cottage is a small lakeside getaway or a family property you visit every summer, taking the time to close down your cottage properly can make spring reopening much easier.

Learn how to close down cottage life for the season with tips for water, cleaning, utilities, security, and winter property care.

09/11/2026

Finding out your mortgage was not approved can feel discouraging, especially if you had already started picturing yourself in the home. It can also be confusing if you had a pre-approval and thought everything was on track. The important thing to know is that a decline does not always mean your homeownership plans are over. It usually means something in the application, property, or financial picture needs to be reviewed and corrected before moving forward.

Learn why your mortgage was not approved and what income, credit, debt, documents, and appraisal issues may mean for your next steps.

09/10/2026

Time is running out...

We’re drawing tomorrow for our Back to School, Back to Reality Giveaway. A $5,000 grand prize is up for grabs!

To get your entry, all you need to do is enter the form below and tell us how you would spend the grand prize. Whether planning for a trip, paying some bills, or working on a home renovation, let us know how you would spend the cash!

It's time for our annual Back to School, Back to Reality giveaway. Be sure to enter for your chance to win great prizes!

09/08/2026

Our back to school, back to reality giveaway is on until September 11th!

We're giving away $5,000!
To get your entry, all you need to do is enter the form below and tell us how you would spend the grand prize. Whether planning for a trip, paying some bills, or working on a home renovation, let us know how you would spend the cash!

https://www.mortgagenb.ca/giveaway/

09/04/2026

Student debt can make the idea of buying a home feel more complicated, but it does not automatically take homeownership off the table. Many Canadians carry student loans while also working toward a down payment, improving their credit, and planning for a mortgage. The key is understanding how lenders view those payments and how they fit into your overall financial picture.

A student mortgage plan is really about balance. You need to show that your income, debt payments, credit score, and savings can support both your existing obligations and the new costs of owning a home.

Learn how student debt can affect mortgage approval, budgeting, credit, debt ratios, and home buying plans in Canada.

09/02/2026

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%.

The continuing conflict in the Middle East is keeping energy prices high. As well, new US tariffs and Canadian counter-measures have been announced following the breakdown of trade talks between Canada and the United States. Both situations remain fluid.

Automatically view the rate announcement the moment it is published.

09/02/2026

Deciding whether to build or buy your next house is about more than personal taste. It can affect your budget, mortgage options, timeline, stress level, and long-term comfort in the home. For many Canadians, buying an existing property is the more familiar route, but building can be appealing when you want more control over location, layout, materials, and finishes.

The right choice depends on how much flexibility you need, how patient you can be, and how prepared you are for the financing side of the process.

Compare build or buy options, including budget, financing, timelines, control, convenience, and mortgage planning for your next home.

09/01/2026

It's time for our back to school, back to reality giveaway!

We're giving away $5,000!

To get your entry, all you need to do is enter the form below and tell us how you would spend the grand prize. Whether planning for a trip, paying some bills, or working on a home renovation, let us know how you would spend the cash!

The back to school back to reality giveaway runs until September 11, 2026, at noon, so be sure to get your entry early!

https://www.mortgagenb.ca/giveaway/