Jake Chase Mortgage Associate

06/19/2026

Saving for a home is one of the biggest financial goals many Canadians take on. Between the down payment, closing costs, and ongoing expenses, having the right savings strategy is essential. The good news is that there are several savings products designed to help you build toward homeownership in a structured and efficient way.

Understanding how these options work can help you choose the right combination based on your timeline, income, and goals.

Explore the savings products that can help you buy a home, from TFSAs and RRSPs to the First Home Savings Account and other smart options.

06/17/2026

Owning a rental property is often seen as a strong way to build long term wealth. It offers the potential for steady income, property appreciation, and greater control over your financial future. At the same time, it comes with responsibilities and risks that are important to understand before getting started. If you are considering investing in a rental property, taking a balanced look at both the advantages and challenges can help you make a more informed decision.

Explore the pros and cons of owning a rental property, from steady income and appreciation to maintenance, vacancies, and landlord responsibilities.

06/12/2026

Summer is one of the best times of year to take on home renovations. Longer days, warmer weather, and easier access to outdoor spaces make it ideal for tackling projects that improve both comfort and value. Whether you are planning to sell in the future or simply want to enjoy your space more, the right home renovations can make a noticeable difference.

If you are looking to make the most of the season, these five projects are practical, impactful, and well suited for summer conditions.

Discover five home renovations perfect for summer to boost comfort, improve efficiency, and add value to your home with practical seasonal upgrades.

06/10/2026

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%.

The conflict in the Middle East is now in its fourth month. The resulting increases in energy prices and disruptions in global supply chains are weighing on global economic growth and pushing up inflation. At the same time, the US administration continues to propose new tariffs and trade policy uncertainty remains elevated.
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06/10/2026

A low appraisal can be frustrating, especially when you are in the middle of buying or refinancing a home. It can feel like a setback, but it is more common than many people think. When an appraisal comes in below the agreed purchase price or expected value, it can affect your financing and how the deal moves forward. The good news is that you have options.

Understanding what a low appraisal means and how to respond can help you stay in control of the situation.

Got an appraisal that came in too low? Learn your options, from renegotiating to covering the gap, and how to move forward with confidence.

06/05/2026

Buying or selling a home is one of the biggest financial decisions most people will make. While it is possible to go through the process on your own, working with the right real estate agent can make a significant difference in both the experience and the outcome. The key word here is right. Not all agents bring the same level of expertise, communication, or value.

Choosing the right real estate agent is not just about convenience. It is about protecting your interests and making confident decisions at every stage.

Learn why choosing the right real estate agent matters and how the right guidance can improve your home buying or selling experience.

06/03/2026

Today, we’re proud to be participating in the Mortgage Professionals Canada Habitat for Humanity Build Day in Saint John, New Brunswick.

We’re rolling up our sleeves alongside other dedicated industry volunteers to help make a meaningful impact in the community and support the creation of safe and affordable housing for Canadians. We’re grateful for the opportunity to give back and be part of such an important initiative.

06/03/2026

06/03/2026

If you are planning to buy a home, you have likely heard about mortgage pre-approval early in the process. It is often recommended as a first step, but many buyers still wonder whether it is actually required. The short answer is no, a pre-approval is not mandatory. However, skipping it can make the home buying process more difficult, less predictable, and in some cases, more stressful.

Understanding what a pre-approval does and how it fits into your home buying journey can help you decide how to move forward.

Is mortgage pre-approval mandatory? Learn why it is not required but still essential for budgeting, confidence, and making stronger offers when buying a home.

06/02/2026

Green energy upgrades have become a major topic for homeowners across Canada. From heat pumps to solar panels and improved insulation, many people are asking whether these investments are actually worth the cost. The answer is not always straightforward. Green investments can offer long term savings and environmental benefits, but they also come with upfront costs that need to be carefully considered.

If you are thinking about making your home more energy efficient, it is important to weigh both the financial and practical impact.

Are green energy investments worth it? Learn the costs, savings, and benefits of energy efficient upgrades to decide what makes sense for your home.