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🏠 **Thinking of Buying a Condo in Quebec? Know the Essentials First!** 🔑Condos are a popular choice, offering a simpler ...
11/19/2025

🏠 **Thinking of Buying a Condo in Quebec? Know the Essentials First!** 🔑

Condos are a popular choice, offering a simpler lifestyle than a house, but it's crucial to understand how **divided co-ownership** works.

Here’s what you need to know:
* **Divided Co-ownership:** You own your private unit + a share of the common areas (yard, pool, etc.).
* **The Syndicate:** The **syndicate of co-owners** manages the common portions, maintenance, and enforces the rules in the **declaration of co-ownership**.
* **Condo Fees:** These mandatory monthly fees cover maintenance, the **contingency fund** (for major repairs), and insurance. Factor them into your budget!
* **Legal Obligations:** As a co-owner, you must respect the building’s use, maintain your unit, and comply with the syndicate's decisions.
* **Bill 16:** New rules (in effect since August 14, 2025) require a **contingency fund study** and a **maintenance log** for better long-term financial stability.

**Pro-Tip:** Always read the Declaration of Co-ownership and the syndicate’s financial statements *before* you sign!

Ready to invest in your future? Dive into the details to ensure your condo purchase is a successful one! 👇

🏡 Buying a House in a De Facto Union: What Every Couple Needs to KnowBuying property with your partner is a big step, bu...
11/19/2025

🏡 Buying a House in a De Facto Union: What Every Couple Needs to Know

Buying property with your partner is a big step, but did you know that de facto spouses in Quebec do not have the same legal protections as married couples?

Since **June 30, 2025**, the parental union regime automatically applies to couples who have a child born or adopted after that date. This regime offers several protections: sharing of the family patrimony, rights over the residence, and even an inheritance share in the event of death.

For couples without children or with a child born before this date, nothing is automatic — you must plan for protections:
* ✔️ **Cohabitation agreement** (contrat de vie commune)
* ✔️ **Indivision agreement** (convention d’indivision)
* ✔️ **Will** (testament)
* ✔️ **Protective mandate** (mandat de protection)

# # # đź’ˇ Important:

* If your name is not on the **notarized deed**, you are **not the owner**, even if you are paying for the house.
* In the event of separation, the law does **not** provide for the automatic sharing of patrimony: everything depends on what you have planned together.
* In the event of death without a **will**, your de facto spouse does **not** automatically inherit.

# # # To protect yourself:
* ➡️ Determine your shares (down payment, expenses, etc.)
* ➡️ Plan for a contract between partners
* ➡️ Consult a **notary** or advisor to avoid unpleasant surprises

Buying a house as a couple is about building a future together — but a better protected future is even better. ❤️

🏡 Acheter une maison en union de fait : ce que chaque couple doit savoirAcheter une propriété avec votre partenaire est ...
11/19/2025

🏡 Acheter une maison en union de fait : ce que chaque couple doit savoir

Acheter une propriété avec votre partenaire est une grande étape, mais saviez-vous que les conjoints de fait n’ont pas les mêmes protections légales que les couples mariés au Québec?

Depuis le 30 juin 2025, le régime d’union parentale s’applique automatiquement aux couples ayant un enfant né ou adopté après cette date. Ce régime offre plusieurs protections : partage du patrimoine familial, droits sur la résidence et même une part d’héritage en cas de décès.

Pour les couples sans enfant ou avec un enfant né avant cette date, rien n’est automatique — il faut prévoir des protections :
✔️ contrat de vie commune
✔️ convention d’indivision
✔️ testament
✔️ mandat de protection

đź’ˇ Important :

Si votre nom n’est pas sur l’acte notarié, vous n’êtes pas propriétaire, même si vous payez la maison.

En cas de séparation, la loi ne prévoit pas le partage automatique du patrimoine : tout dépend de ce que vous avez prévu ensemble.

En cas de décès sans testament, votre conjoint de fait n’hérite pas automatiquement.

Pour vous protéger :
➡️ Déterminez vos parts (mise de fonds, dépenses, etc.)
➡️ Prévoyez un contrat entre partenaires
➡️ Consultez un notaire ou un conseiller pour éviter les mauvaises surprises

Acheter une maison en couple, c’est construire un avenir ensemble — mais un avenir mieux protégé, c’est encore mieux. ❤️

Studio for rent, FULL FURNISHED, $1350/month, at place de l'Acadie. Available July 1. Includes gym, rooftop terrace, whi...
06/21/2025

Studio for rent, FULL FURNISHED, $1350/month, at place de l'Acadie. Available July 1.
Includes gym, rooftop terrace, whirlpool bath, hot water. every furniture is included.

$1460/month : Studio fully fursnished for rent in Montreal, Available July 1, gym, whirlpool bath, roopftop terrace, 100...
05/09/2025

$1460/month : Studio fully fursnished for rent in Montreal,
Available July 1, gym, whirlpool bath, roopftop terrace,
10050 Place de l'Acadie, Montréal (Ahuntsic-Cartierville),

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Plymouth Avenue
Montreal, QC
H4P1B4

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