Sun Ming Chiu - Sunny Chiu - SMC homes

08/23/2026

First-time buyer rules can differ across Canada
Down payment requirements, provincial taxes, rebates, and buyer incentives can all affect how much you need to purchase your first home.

If you're buying in Toronto or Ontario, knowing the rules before you start house hunting can save you money and prevent surprises.

Are you a first-time buyer? 👇

08/23/2026

Learn about historical mortgage rates.

Here are historical mortgage rates since 1971. Seeing home interest rates over time can help you understand today's rates and decide if it's a good time to buy a house.

08/22/2026

Is your family waiting for the “perfect time” to upgrade or buy in the GTA? 🏡
Here is what you need to know right now: average prices have softened to around $1M, but new listings just took a massive 17.8% dive.
Fewer homes on the market means the window for maximum choice is shrinking fast. If you want to find that perfect space for your family before the competition heats up again, let’s chat.
📲 DM me “MOVE” and let’s build your game plan!

08/22/2026

GTA overbidding is now concentrated in just 10 areas
While some neighbourhoods are seeing stronger competition, many GTA buyers still have room to negotiate. The key is knowing where demand is strongest—and where sellers may be more flexible.

Would you like to know which 10 areas are seeing the most competition? 👇

08/22/2026

Explore these modern architectural marvels around the world.

Around the world, visionary architects have pushed boundaries to create modern masterpieces that defy both gravity and imagination. And although ancient pyramids or crumbling coliseums remain marvels in their own

08/21/2026

Ontario's new housing market is showing signs of optimism
New construction activity could create more choices for buyers, while incentives and changing market conditions may open doors for those who know where to look.

Thinking about buying new in the GTA? Comment "NEW" below. 👇

08/21/2026

From sad shelf to storage hero. Your closet can thank you later.

If your closet feels more like a game of Tetris than a helpful storage space every time you open the door, it’s not working for you. Most of us are working with builder-grade rods and one sad shelf…

08/20/2026

Toronto's housing market is moving toward balance
Buyers are gaining more choice and negotiating power, while sellers need smart pricing and strong marketing to stand out.

For both buyers and sellers, 2026 is about strategy—not hype.

Are you planning to buy or sell in Toronto? 👇

08/20/2026

A glowing centerpiece adds character to a modern residential tower.

MVRDV has unveiled its design for the Inaura skyscraper in Dubai, UAE, which incorporates a "jewel-like orb" on its upper floors.

08/19/2026

Toronto is edging toward a more balanced housing market
Buyers may be gaining more choice and negotiating power, while sellers need to price strategically and stand out from the competition.

In a changing market, the right strategy matters more than ever.

Are you buying or selling in Toronto this year? 👇