Hanan Keliny.Right At Home Realty Brokerage.,

11/01/2025

🌟 New Flex Program for Self-Employed Buyers! 🌟
Tired of being told “you don’t qualify” just because you’re self-employed?
This NEW program is designed just for you!
✅ Up to $2,000,000 mortgage
✅ 40-year amortization
✅ 65% GDS / 65% TDS
✅ 3–6 months of business bank statements accepted
✅ 80% LTV
✅ 1-year term
✅ Contributory income considered
💼 Perfect for business owners, freelancers & contractors!
💰 Current Rates Snapshot
“A” Lending
🏠 Fixed: 3.84% (insured) | 3.94% (conventional)
💡 Variable: 3.65% (insured) | 3.90% (conventional)
🏢 Rental: 4.79% (fixed) | 4.45% (variable)
“B” Lending
📆 1–3 years: 4.79%–5.29%
💼 Stated income | 20% down | 3–12 months bank statements
“C” Lending / 2nd Mortgage
💸 Fully open starting from 5.80%
🔹 Up to 65% LTV
🔹 2nd mortgages starting at 9.99%
📆 Next Bank of Canada rate announcement: Dec 10, 2025
📲 DM me today to find out what you qualify for — even if you’re self-employed!
Call me to refer you to the right mortgage broker and start the process of buying a house!

10/22/2025

Looking for amazing builder deals in Cobourg City?
Now is your chance to own a beautiful home and receive $10,000 cash back ! 💰

📍 Available Inventory:

🏠 30 Ft Lots

Annabel Model – Elev. C | 2,219 sq. ft | 4 Bedrooms | Walk-out Basement | Backing onto greenspace | Premium lot (30x134 ft) — $909,000

Jasmine Model – Elev. B | 1,712 sq. ft | 4 Bedrooms | Walk-out Basement | Premium lot (30.18x141 ft) — $829,000

Jasmine Model – Elev. C | 1,702 sq. ft | 4 Bedrooms | Standard lot (30x111 ft) — $799,000

🏡 38 Ft Lots

Cape Model – Elev. B | 2,669 sq. ft | 5 Bedrooms | Double Garage | Walk-out Basement | Premium lot (38.71x131.23 ft) — $999,000

Cape Model – Elev. B | 2,669 sq. ft | 4 Bedrooms | Double Garage | Walk-out Basement | Includes A/C Unit (39.04x131.23 ft) — $979,000

🏘️ Townhomes

Victoria Model – Elev. B | 1,532 sq. ft | Single Garage | 140 ft deep lot — $679,000

💬 Don’t miss this opportunity — limited units available!
📞 Call me today to reserve your home and get $10,000 CASH BACK !
for more information, floor plans and details, call:

Hanan Keliny
Real Estate Sales Representative
Right at Home Realty Brokerage
📱 Cell: 416-970-3610
☎️ Office: 905-665-2500

10/16/2025

10/16/2025

� أسعار المنازل نزلت؟ مش عارف تبيع ولا تشتري؟ اسمع الجملة دي كويس!

💬 “هتبيع بالرخيص، هتشتري بالرخيص – هتبيع بالغالي، هتشتري بالغالي.”

يعني إيه؟
في سوق العقارات، كل حاجة ماشية مع بعض:

• لو السوق نازل، صحيح هتبيع بسعر أقل… لكن برضو هتشتري بسعر أقل.
• ولو السوق طالع، هتبيع بسعر أعلى… بس هتشتري بنفس الغلا ويمكن اكتر .

✅ المهم مش السعر، المهم القرار الصح في الوقت الصح.

سواء بتفكر تبيع شقة، تشتري قطعة أرض، أو تستثمر في وحدة سكنية — انا معاك خطوة بخطوة.

📊 معايا هتلاقي:
✔️ تقييم حقيقي لعقارك
✔️ فرص مميزة للشراء أو الاستثمار
✔️ دعم كامل من أول خطوة لحد التعاقد

📞 كلّمنى دلوقتي وخد قرارك وانت مطمّن!

🏠 “Have house prices dropped? Not sure if it’s the right time to buy or sell? Listen to this!”

💬 “If you sell cheap, you’ll buy cheap – if you sell high, you’ll buy high.”

What does that mean?

In the real estate market, everything moves together:
• If the market is down, yes — you might sell for less… but you’ll also buy for less.
• If the market is up, you’ll sell for more… but you’ll be buying at the same higher prices too.

✅ So the key isn’t just the price — the key is making the right move at the right time.

Whether you’re thinking of selling an apartment, buying land, or investing in property — I’m here to guide you every step of the way.

📊 With me, you get:
✔️ An honest, accurate property valuation
✔️ Access to top deals for buyers & investors
✔️ Full support from start to finish

📞 Call me now and make your next move with confidence

10/16/2025

Big thanks to

Mary Andraws

for all your support! Congrats for being top fans on a streak 🔥!

09/29/2025

As your realtor, I’d like to remind you that obtaining a mortgage pre-approval is the first and most important step toward purchasing your own property.
It helps you understand your budget, gives you confidence when making an offer, and shows sellers that you’re a serious and qualified buyer.

Hi Hanan,
Current Mortgage Rates:
"A" Lending Rates:
Fixed 3.89% (insured) | 4.14% (conventional)
Variable 3.95% (insured) | 4.30% (conventional)

Rental 4.79% (fixed) | 4.70% (variable)
Prime Rate 4.70%
Next Bank of Canada rate announcement: Oct 29, 2025

"B" Lending Rates:

1 year 4.99% to 5.29%

2 years 4.79% to 5.09%

3 years 4.79% to 5.09%

20% down payment required

Stated Income

Self-Employed (12 month bank statements)

"C" Lending Rates:*
Fully Open

50% LTV 5.80%

60% LTV 5.90%

65% LTV 5.99%

"2nd Mortgage"

Starting at 9.99%