Steve Benson Team

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Ottawa, ON
Steve Benson Team

📍Ottawa, Ontario
🏠 REALTOR®
🏢Real Broker Ontario Ltd., Brokerage
🐾 Friend to Animals Helping you and your friends buy and sell real estate.

05/28/2026

Open House this weekend!!! Sat & Sun 2-4pm @ 25 Steel St.

This place will not disappoint, see you this weekend!

05/26/2026

Who’s in for type 2 fun this summer?

Lots of races coming up!

05/25/2026

Mortgage approval is about more than your income or a home’s price, it’s about the whole financial picture. 🏡

When growing families in Ottawa start thinking bigger, there’s a lot more to weigh than just whether you can technically qualify. The type of home, neighbourhood, and expected monthly costs all shape the real impact on your day-to-day. It pays to look at how mortgage rates, property taxes, and even seasonal utility bills add up over the years.

I always start by modelling different scenarios, factoring in local living costs, possible tax changes, and both short- and long-term expenses, so families see where the comfort zone really is, not just what a lender might approve. Using official financial tools and planning out each phase can help you make decisions confidently, instead of guessing at the real cost.💡

For those mapping out a move, what’s your top question about mortgage approval or the true costs of upsizing? Drop it below or send a message anytime, happy to share insight that fits your situation! 👇

Steve Benson
REALTOR®
Real Broker Ontario LTD.
613.863.8794

05/20/2026

Thinking about expanding your living space? There’s more to consider than just the sticker price. 🏡

When evaluating the cost of upgrading or expanding your home in Ottawa, it’s smart to look beyond the initial numbers. The true expense comes from the total cost of ownership, think maintenance, long-term upkeep, insurance, and the impact of interest rates or inflation over time. Factoring in these pieces gives you a more complete view of what your investment really means for your future. ✨

Many families find that a bigger space feels like an obvious next step, but a structured financial framework can reveal important tradeoffs. Bringing in expert guidance, or using online tools and government resources, can help ensure your next move aligns with your financial goals and stays sustainable as life changes.

If you’ve been considering a larger home or an expansion, what’s one extra cost you’re curious or unsure about? Let me know below! 💬

Steve Benson
REALTOR®
Real Broker Ontario LTD.
613.863.8794

05/18/2026

The true cost of moving up in Ottawa can look very different depending on whether you stay close to the city centre or head for the suburbs. 🏡

Location matters, but there’s more to the story than listing prices. The overall financial picture is shaped by everything from utility costs and property taxes to your mortgage terms. Families weighing an upgrade, especially those looking for more space or a change in lifestyle, quickly see how these factors add up differently in central Ottawa compared to outlying neighbourhoods. 🌳

It pays to look beyond the sticker price. Structured financial planning helps you compare the day-to-day costs, model potential shifts in monthly bills, and factor in things like future tax changes or seasonal expenses. Using official government tools and carefully reviewing your past spending makes each scenario more real, no guesswork required.

If you’re thinking about moving up, would you pick city vibrancy or more suburban space? Let me know what matters most to you!

Steve Benson
REALTOR®
Real Broker Ontario LTD.
613.863.8794

05/15/2026

Ontario is offering up to $130,000 off the HST on new home purchases.

That’s a big number. And the headlines are everywhere right now.

But before you get excited, here’s what most people aren’t talking about.

The rebate only applies to new builds, not resale homes. It runs from April 2026 to March 2027. Not every project qualifies. And even with the savings, new builds in many areas are still priced well above what a comparable resale home would cost you.

Some industry professionals are calling it a win for buyers. Others are saying it’s more of a lifeline for builders sitting on unsold inventory.

The truth? It depends on your situation.

For some buyers, this could genuinely make a new build pencil out. For others, resale is still the smarter move.

If you’re trying to figure out which side you’re on, that’s exactly the conversation I can help with. Send me a message and let’s look at your numbers.

05/14/2026

Spring’s housing rebound is shifting the balance for Ottawa buyers and sellers. 🌱

This season, inventory is on the rise and homes are taking longer to sell, giving buyers more breathing room and a stronger position than in recent fast-paced markets. First-time buyers and move-up families can now be more selective, with a range of new builds and established neighbourhoods offering real options. Investors are seeing the effects too, as market maturity calls for a sharp eye when evaluating opportunities. 🏡

Those ready to buy now are finding a window where stable prices and added choice make for practical, confident decisions.

How are you navigating Ottawa’s changing spring market, are you waiting, searching, or ready to act? Tell me below! 👇

Steve Benson
REALTOR®
Real Broker Ontario LTD.
613.863.8794

05/14/2026

Ottawa’s spring market is picking up — and it’s balanced.
That word gets misread a lot. People hear “balanced” and think it means nothing is happening. It’s actually the opposite.
Balanced means buyers have more time to think. More homes to choose from. Less pressure.

It also means sellers are still selling. Over 1,300 homes sold in April alone.

If you’ve been waiting for a good time to make a move in Ottawa, this is worth paying attention to. Not too hot. Not too slow. Just room to make a smart decision.

Thinking about buying, selling, or both? Comment “market” or send me a message. Happy to walk you through what it looks like for your situation.

05/12/2026

Thinking about a home upgrade? Long-term financial planning can simplify those big decisions. 🏡✨

Treating your home upgrade the way businesses approach major projects, by setting a multi-year plan, means every choice gets weighed for its impact down the line. This approach encourages you to look beyond just upfront costs, factoring in ongoing expenses, market conditions, and how your needs might evolve.

In Ottawa, families considering moving up or renovating benefit when they compare the true cost of owning a bigger place with their personal goals and financial comfort. Tools, advisor guidance, and even remote planning services can help make those big choices feel less overwhelming and more tailored to your future.

This is the process I trust before green-lighting any major move, making sure each decision fits not just today, but for years ahead. 🔑📊

How do you map out the long-term impact of your own home decisions? Let’s swap ideas below!

Steve Benson
REALTOR®
Real Broker Ontario LTD.
613.863.8794

05/12/2026

🌟 Discover Your New Home in Carleton Place! 🌟

Imagine living in a cozy 3-bed, 2-bath home that's surrounded by schools, parks, and everything you need! 🏫🌳 This charming corner lot house has a sunny vibe, perfect for morning coffee in the sunroom or dinner on the wrap-around deck. 🏞️

Whether you're a family, a first-time buyer, or an investor, this place has it all! With nearly 1,000 sq ft of space, it’s designed for comfort and functionality. Located in a friendly neighborhood, you'll love the convenience and warmth of this community.

Don't wait! Homes like this are going fast. Check the link in bio for more details and book a tour today! 🔑

What's your favorite spot in this home? Let us know below! 👇

131 McDonald Street, Carleton Place, Ontario, K7C3R4
3 Beds | 2 Baths
Price: $449,900

Address

1 RIDEAU Street UNIT 7TH FLOOR
Ottawa, ON
K1N8S7

Website

http://Stevebensonteam.com/

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