05/06/2026
Your car payment is quietly shrinking your mortgage approval.
A $400/month car payment can reduce what a lender will give you by $80,000 or more. Not because you're a bad borrower, because lenders look at your total debt load, not just your income.
Car loans, student debt, lines of credit. It all counts against you.
Then let's talk about what your numbers actually look like.
Link in my bio.
