Lisa Johnson Mortgage Services

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Lisa Johnson Mortgage Services Lisa Johnson is a licensed mortgage broker with DLC White House Mortgages - brokering since 1991

Reality: Self-employed borrowers qualify for mortgages every day.The key is working with someone who understands: • How ...
10/08/2026

Reality: Self-employed borrowers qualify for mortgages every day.

The key is working with someone who understands:
• How different lenders assess self-employed income
• What documentation is required
• Which lending options best fit your business structure

If you’re self-employed, don’t assume the answer is “no” before exploring all your options. Let’s talk! [email protected] | 250-617-2229

You own a home with plenty of equity, yet you’re juggling high-interest debt every month. The numbers don’t make sense. ...
10/01/2026

You own a home with plenty of equity, yet you’re juggling high-interest debt every month.

The numbers don’t make sense. Your home has value, but your monthly cashflow is under pressure.

In situations like this, a private mortgage may provide access to your home’s equity to consolidate debt into one manageable payment while creating a plan to move back to traditional financing.

Sometimes the solution is already sitting inside your home. Let’s chat about your options. [email protected] | 250-617-2229

Whether you’re looking to consolidate high-interest debt, fund a major renovation, help with your children’s education o...
09/24/2026

Whether you’re looking to consolidate high-interest debt, fund a major renovation, help with your children’s education or cover another significant expense, refinancing your mortgage may give you access to the equity you’ve built in your home.

But refinancing isn’t the right solution for everyone. It’s important to consider the costs, your current mortgage terms, your financial goals and how the new payment may affect your budget.

I can help you look at the bigger picture, compare your options and determine whether refinancing makes sense for your situation.

Have questions about using your home equity? Let’s talk [email protected] | 250-617-2229

After weeks of home searching, you finally find the home that checks all the boxes – only to discover it’s priced slight...
09/17/2026

After weeks of home searching, you finally find the home that checks all the boxes – only to discover it’s priced slightly above your budget. This happens a lot.

While it can be tempting to stretch your finances, it’s important to consider the bigger picture. Homeownership should still leave room for savings, unplanned expenses and the lifestyle you want to maintain.

Sometimes there are financing strategies that can help, and often the best decision is sticking to your budget and continuing the search.

The goal isn’t just to buy a home – it’s to buy one you can comfortably afford long after the excitement of moving in has passed.

Let’s chat about your budget before you begin home shopping [email protected] | 250-617-2229

Not every lender looks at self-employed borrowers the same way. One lender may decline an application that another is ha...
09/10/2026

Not every lender looks at self-employed borrowers the same way. One lender may decline an application that another is happy to approve.

That’s because each lender has different guidelines for evaluating business income, retained earnings, commissions, seasonal income and alternative forms of income verification.

Instead of applying to one institution and hoping for the best, I can compare multiple lending options to help find the right fit for your unique situation. Let’s talk! [email protected] | 250-617-2229

Imagine opening a letter from your lender expecting a routine mortgage renewal… only to find out they won’t renew your m...
09/03/2026

Imagine opening a letter from your lender expecting a routine mortgage renewal… only to find out they won’t renew your mortgage.

Maybe your income changed. Perhaps your credit took a hit after an unexpected life event. Whatever the reason, you’re suddenly left wondering what happens next.

This is where a private mortgage can become a bridge instead of a dead end. It can provide the time needed to improve your financial situation before transitioning back to a traditional lender.

Sometimes the best solution isn’t permanent, it’s simply the one that helps you move forward. Let’s chat about your mortgage options [email protected] | 250-617-2229

Running your own business often means your income doesn’t fit neatly into a standard lending box.Perhaps you pay yoursel...
09/01/2026

Running your own business often means your income doesn’t fit neatly into a standard lending box.

Perhaps you pay yourself through dividends and you write off legitimate business expenses to reduce your taxable income. Maybe your income fluctuates from year to year.

These are all common for self-employed Canadians, but they can make getting a traditional bank mortgage more complicated.

I understand how different lenders assess self-employed income and can help match you with financing that reflects your full financial picture, not just a single number on your tax return.

If you’re self-employed and thinking about buying, refinancing or renewing, it’s worth having a conversation before you apply [email protected] | 250-617-2229

When you first bought your home, your mortgage fit your life. But life changes.Maybe you’ve:• Started a family• Changed ...
08/27/2026

When you first bought your home, your mortgage fit your life. But life changes.

Maybe you’ve:
• Started a family
• Changed careers
• Received a promotion
• Become self-employed
• Paid off other loans
• Started planning for retirement

If your financial situation has changed, your mortgage strategy may need to change too.

A refinance isn’t about replacing your mortgage. It’s about making sure your mortgage continues to support where you’re headed next. Let’s review your mortgage needs. [email protected] | 250-617-2229

One unexpected event. A few missed payments. Suddenly, your credit score tells a story that no longer reflects your curr...
08/25/2026

One unexpected event. A few missed payments. Suddenly, your credit score tells a story that no longer reflects your current reality.

You're back at work, your finances are improving, but the bank only sees the past.

A private mortgage can provide breathing room while you rebuild your credit and get back on track. It's designed to solve temporary challenges – not define your future.

Financial setbacks don't have to become permanent roadblocks. Let’s discuss your mortgage options [email protected] | 250-617-2229

Reality: Having student loans doesn’t automatically mean homeownership is out of reach.Many Canadians assume they need t...
08/20/2026

Reality: Having student loans doesn’t automatically mean homeownership is out of reach.

Many Canadians assume they need to pay off their student debt before they can qualify for a mortgage, but that’s not necessarily the case. Lenders look at your overall financial picture – not just whether you have student loans.

They’ll consider factors like your income, monthly debt payments, credit history and overall ability to manage your financial obligations. If your student loan payments fit comfortably within your budget, you may still qualify for a mortgage.

In fact, many first-time homebuyers purchase their first home while still repaying their student loans.

The key is understanding how your debt affects your borrowing power and developing a strategy that works for your financial situation. I can help you determine what you qualify for and identify lenders that are the best fit for your circumstances.

Don’t let student loans stop you from exploring your options. You may be closer to homeownership than you think. Let’s talk! [email protected] | 250-617-2229

Address

7628 Street Mark St
Prince George, BC
V2M4B8

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm
Saturday 7am - 7pm
Sunday 7am - 7pm

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