Bosco D'Couto, Realtor

09/25/2026

GTA Homes More Affordable as Prices Dip Below $1M
Noticing some shifts in the GTA real estate scene this August: sales slid by 2.1% year-over-year, with just over 5,000 homes changing hands. The average price dipped 2.7%, coming in at $993,410, and benchmark prices were down 4.5%. While some of this slowdown is likely seasonal—everyone needs a break!—there’s a silver lining for buyers: affordability is showing signs of improvement. Whether you’re weighing your options, curious about how these numbers could affect your next move, or just want to talk real estate over coffee (or a round of golf!), I’m always happy to share what 11 years in the business has taught me.


https://www.housing-trends.com/agent-news/bosco-mario-dcouto/1974029-GTA-Homes-More-Affordable-as-Prices-Dip-Below-%241M

09/24/2026

Canada Housing Could Look Very Different in 2027 | www.boscodouto.ca
Looking ahead to 2027, we could see some interesting shifts in the Canadian housing landscape. According to CMHC, as our economy and household incomes gradually pick up, housing conditions are expected to improve. While home sales should bounce back, they’ll likely stay a bit quieter than what we saw over the last decade. The CREA is predicting only modest growth in national prices, pointing towards a more stable market rather than another dramatic surge. With higher inventory and softer demand in certain areas, buyers may have more room to negotiate. After 11 years helping clients navigate everything from first homes to investment properties, I always keep an eye on these trends so I can answer your questions—whether you’re just starting to explore or ready to make a move. Let’s keep the conversation going, whether it’s over coffee or a round of golf!

09/23/2026

Canada’s Housing Market Eyes 2027 Recovery | www.boscodouto.ca
If you’ve been following Canada’s housing market as closely as I do, you’ve probably noticed some early signs of a shift: resales are picking up, inventory is holding steady, and prices are starting to level out. It’s encouraging to see how improving affordability and steady employment are giving buyers a bit more confidence. A lot of folks who put their home search on pause are now in a stronger financial position, thanks to better savings and job security.

Here’s what the numbers are saying: in 2026, we might see resales dip about 4% to 453,000 and benchmark prices ease by around 2% to $794,000. But the picture brightens in 2027, with modest gains expected as buyers return. Borrowing costs are sitting close to their lows and the central bank seems set to keep rates steady—though, as always, we have to keep an eye on trade tensions and energy prices, which could shake things up.

The forecast suggests that every province should see resales and prices rise in 2027, but it’s unlikely to be a dramatic turnaround. After 11 years in real estate, I’ve seen the ups and downs, and I know how important it is to keep perspective and plan ahead. If you’re thinking about buying, selling, or investing, this is a good time to start weighing your options and asking questions. I’m always here to help—no pressure, just honest advice when you need it.

09/22/2026

Ontario Housing Market | 2026 Home Prices
For those keeping an eye on Ontario’s housing market, here’s what’s happening as we look ahead to 2026: sales are down 1.3% and new listings have dropped by 10.8%. We’ve also seen home prices slip between 3.6% and 6.9%, making affordability a little less of a hurdle for many buyers. Inventory is holding steady at 4.5 months, rents are down 4.5%, and buyers are finding themselves with more room to negotiate. After 11 years as a Realtor, I know the market ebbs and flows, but right now, it’s all about options and opportunity—whether you’re searching for your first home, considering a change, or exploring investment possibilities. As always, I’m here to help you navigate what these numbers mean for your own real estate goals.

09/22/2026

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09/21/2026

Canada Fee Cuts Could Unlock Supply | www.boscodouto.ca
Development fees are a big factor behind the price tag of new homes across Canada. According to a national housing agency, trimming these fees could make about 14% more residential projects possible—something that could really shift the landscape for anyone dreaming of a new home or investment property. Cities like Toronto and Vancouver stand to benefit most: in Toronto, removing these charges could actually help meet half the city’s stated housing supply goals. The difference in fees is striking—Calgary’s range is about $4,000 for a one-bedroom high-rise and up to $9,000 for a detached home, while in Vancouver, those same units rack up $20,000 to $33,000 in fees. It’s important to remember that these fees go toward essentials like roads and sewers, so zero isn’t necessarily the answer. But finding the right balance could make a big difference, especially for families looking at larger homes—where new builds often cost more than comparable resale options. In my 11 years as a Realtor, I’ve seen how these details can affect your choices, whether you’re buying, selling, or simply considering your next move. If you have questions about what this could mean for your plans, I’m always happy to chat—over coffee or even a round of golf!

09/20/2026

'The program is working': Ontario home sales surge 130% after HST rebate
Big changes are happening in Ontario’s real estate market—new home sales have soared 130% in Q2 2026, thanks to a 13% tax cut on new homes. We’ve seen sales jump from 3,645 to 8,410, with single-family homes leading the way. For those of you considering a new home under $1.5 million, the current rebate could mean up to $130,000 back, but keep in mind it wraps up in March 2027. With over a decade helping clients navigate these shifts, I know how much a well-timed move can impact your journey—whether you’re curious about buying, investing, or just want to chat about the impact of these changes over coffee (or a round of golf!).


https://www.housing-trends.com/agent-news/bosco-mario-dcouto/1926325-%27The-program-is-working%27%3A-Ontario-home-sales-surge-130%25-afte

09/19/2026

Low-rise new home sales in the GTA continue to reap the benefits of the HST rebate program in July
It’s always interesting to see how market incentives like the HST rebate can shape trends in our GTA housing market. This July, low-rise new home sales didn’t just hold steady—they exceeded the 10-year average for the fourth month running. In fact, we saw 1,018 new home sales, with single-family homes selling at a rate 50% higher than the average, and condo sales up 40% compared to last year. If you’re curious about what these numbers might mean for your own real estate plans—whether you’re considering a new home, an investment property, or just have questions—my 11 years of experience are here to help you navigate the options. I’m always happy to chat over coffee (or even a round of golf) and share what’s happening in our market.


https://www.housing-trends.com/agent-news/bosco-mario-dcouto/1953546-Low-rise-new-home-sales-in-the-GTA-continue-to-reap-the-bene

09/18/2026

Condo Market Report
The latest on the GTA condo market: In Q2 2026, condo sales jumped by 8.8%, even as both new and active listings dropped by 19.0% and 15.4% respectively. With average prices dipping 7.5% to $634,972, there’s a bit of breathing room for buyers—and that’s spurring more activity in the market. If you’ve been thinking about getting into a condo, or just curious about how these shifts might affect your next move, this is a great time to keep an eye on things. My focus is always on making sure you have the information you need, whether you’re exploring your first place, considering selling, or just want to chat about investments over coffee (or a round of golf!). As the numbers hint, stronger sales may help steady prices in 2027, so it’s worth following these trends closely.


https://www.housing-trends.com/agent-news/bosco-mario-dcouto/1967514-Condo-Market-Report

09/17/2026

Will Canada’s Rates Rise Again in 2027? | www.boscodouto.ca
With all the talk about where interest rates are headed, I’m hearing a lot of questions about what could be next for Canada’s rates in 2027. Right now, the Bank of Canada sits at 2.25%, but some of the big banks are already hinting that gradual increases could be on the horizon that year. If our economy keeps gaining strength and inflation doesn’t cool off, policymakers may feel there’s room to move rates higher. For anyone thinking about buying a home, selling, or even considering an investment property, it’s important to remember that higher rates could mean increased borrowing costs—but they might also lead to better returns on savings and fixed-income investments. As always, my focus is on helping you navigate these shifts and making sure you’re prepared for whatever comes next. Whether you’re just curious or ready to make a move, I’m here to share my 11 years of real estate experience and help you weigh your options.