01/28/2026
The Bank of Canada announced today that it’s holding the policy interest rate at 2.25%.
What does that mean for buyers and homeowners?
➡️ Borrowing costs remain stable for now
➡️ Inflation continues to trend closer to the 2% target
➡️ The Bank is watching economic uncertainty closely, but sees current conditions as appropriate
For anyone thinking about buying, selling, or refinancing, rate stability can bring a bit more confidence to planning your next move. As always, real estate decisions are about more than just rates — timing, lifestyle, and local market conditions matter too.
If you’re wondering how today’s announcement affects your goals, I’m always happy to chat. 🏡📞
Bernice Ishmael
Sales Representative
Century 21 Heritage Group Ltd
D: 647-283-8592
O: 905-883-8300
email: [email protected]
site: berniceishmaelhomes.com
