Shelley Smith Real Estate

04/10/2025

Winter 😘

04/10/2025

09/27/2024

E4405624

05/12/2024

Here’s to all the Moms and caregivers, who know how to make a house feel like a “home.” 💐❤️

05/12/2024

Happy Mother's Day to all the incredible moms, aunts, close friends, and mother figures! 🌸💖 Thank you for your endless love and support! Show your favorite some love by tagging them in the comments below!

03/31/2024

4 crucial tips for Canadian homeowners considering renewing their mortgages in 2024
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Negotiating a mortgage renewal can be challenging due to increased rates. Canadians are facing higher payments as many mortgages are up for renewal. It's important to compare rates and read the fine print. Tips include starting early, considering life changes, opting for a new amortization, and bein...

03/31/2024

Happy April Fool’s Day

03/30/2024

2024 - What do we do with the mortgage surge?
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Due to inflation and rising interest rates, the mortgage interest cost index has surged by 44% since January 2021. The Bank of Canada's key rate has increased from 0.25% to 5%, leading to higher mortgage rates. It is now recommended to consider a 5-year variable rate mortgage as interest rates may h...

03/28/2024

Navigating Canada's 2024 Property Taxes

03/27/2024

Variable or short-term fixed mortgage? Where experts see the 'sweet spot'
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Canadian mortgage rates are decreasing, making it a good time for homebuyers to consider variable-rate mortgages. Fixed rates have also dropped, with some terms below five percent. Experts suggest weighing the risks and benefits of fixed versus variable rates, considering potential Bank of Canada ra...