Josh Holland

02/27/2025

**📢🍻 Pints & Properties: First Home Buying Seminar! 🍻📢**

Thinking about buying your first home but not sure where to start? Join me, **Lara Rockefeller – Mortgage Agent**, and **Josh Holland – Realtor with Garden City Remax**, for a FREE seminar where we’ll break down the home-buying process over a pint! 🍺🏡

✅ **When?** Wednesday, March 12 | 6:30 – 8:30 PM
✅ **Where?** Lock Street Brewery | 15 Lock Street, St. Catharines
✅ **What’s in it for you?** Expert advice, key first-time buyer tips, and yes – your first beer is on us! 🍻

**📍 Registration is required – spots are limited!** Secure yours today and take the first step toward homeownership.

📩 DM me for details or sign up now!

02/21/2025

02/18/2025

If you or your family is deal with the loss of a loved one that owned real estate in their name only, it is very likely that the property sale will be subjected to probate.

If your loved one did not have a Will or has a Will that did not name an executor, then any family member or any person with interest to the property can apply for probate and the court will determine the most appropriate individual to hadle the sale.

Here is the government of Ontario full instructions on applying for probate.

Learn how to apply for probate of an estate.

01/17/2025

Represented the tenant on this lease. A masters student at Brock University. I Was able to negotiate 10% off the listed value.

With the international student cap, many rentals are sitting partially or fully vacant. There’s much room for negotiation.

Now this Masters student gets a 3 bedroom 2 bath house with a garage in St. Catharines to herself for just about the same as a “shoe box condo” rents for in TO.

01/16/2025

Full asking price in about 35 hours on the market. Closing in less than 30 days.

01/15/2025

In a volatile market, having your sale close is just as, or more critical than having it sold on paper. Sellers who are nimble will reap the reward of a fast sale. Sellers who won’t budge will usually end up with less money in the end and more importantly, lost time.

12/16/2024

Merry Christmas Friends , Clients and Colleagues

I normally try to mail my Christmas communication but we all know what is going with that.

2024 brought a lot of changes for everyone. Globally, Nationally and locally. Political, economic and socially. It seems like 2025 is shaping up to have similar changes . Looming Tarriff threat, unrest in Ottawa, contracting Canadian economy. The bank of Canada has dropped rates, but Mortgage rates went up? And Changes to lending rules?

There is a lot of uncertainty and a lot of noise. How do we find peace through it all? There is no one-size-fits-all answer but for me time with family, in prayer and reflection always help. I meditated on how to improve at home so I am strong when I walk out the door every day. Leading my family makes me want to be a better leader in the workplace. I cannot cut corners in my marriage or in fatherhood, because it is a reflection of who I am in the world.

I've developed distrust for our leader(s), a distrust for the "experts" and a distrust for the headlines. How do I manage myself, my family and a business through all this internal and external change? In my reflection time, I conclude, I have to trust something that never changes, I have to trust the Lord...and ultimatly I have to have trust in myself, everything else has lead me to failure.

What I learned in 2024:

1)My A-type personality is not conducive to toddlers----- My reflection: " we gotta work through the messes, even if we cause them"

2) Everyone has a different standard of what is "normal" ----- My reflection: "don't let minor differences create major barriers. Work with people where they are at"

3) You catch more fly's with honey than vinegar ----- My reflection: "don't let the world's anger and uncertainty become yours. Keep Being good to each other"

I believe 2025 will be packed with joy and opportunity for those looking for joy and opportunity.

My affirmation to myself for 2025 " I will do the work. I will work with people where they are at. I will be kind."

Wishing you a very Merry Christmas and Happy New year!

12/11/2024

Great news for buyers.

Starting Monday, 30 year amortization kick in as well.

If you plan to buy in the spring, getting a mortgage pre approved with a 120 day rate hold, will mean you’ll be all set to start house shopping for the spring market.

The Bank of Canada today reduced its target for the overnight rate to 3¼%, with the Bank Rate at 3½% and the deposit rate at 3¼%.

10/31/2024

Awesome starter home or for a growing family!!

75 CROWLAND Avenue, Welland, Ontario L3B 1X1
$499,900

3-Bed, 2-Bath Gem - Perfect for First-Time Buyers or Growing Families! Welcome to your future home! This charming 3-bed, 2-bath, 2-story house is a dream come true for first-time buyers and growing families alike. Spacious Living: Enjoy ample living space with 3 bedrooms and 2 baths, spread over two stories. Location, Location, Location: Nestled in a prime area, just minutes from shopping centers and a major highway exit ramp. DEEP Lot: Boasting a 205-foot deep lot, perfect for kids to play and for hosting unforgettable gatherings. Man Cave/All-Year Hangout: The garage features a cozy wood stove, making it the ultimate man cave or year-round retreat. This home is ready for you to move in and make memories. Don’t miss out on this fantastic opportunity—schedule your viewing today!