Vanessa McLarty Real Estate

02/18/2026

01/28/2026

Stunning 6 1/2 for rent located in the Sud-Ouest. 4 closed bedrooms, 2 full bathrooms, a private balcony and sleek modern finishes.

12/21/2025

The market slowed slightly as we head toward winter, but prices stayed strong.
🏠 Single-family homes saw fewer sales, while the median price climbed to $685,000.
🏢 Condos also experienced a dip in activity, yet prices rose to $417,000, showing continued buyer demand.

With fewer active listings and homes still selling in just over a month on average, the Longueuil market remains balanced as we close out the year.

12/09/2025

Thinking of expanding your real estate portfolio in the next year or two? Heads up 2026 is bringing some serious mortgage rule changes in Canada. And if you're an investor, this directly affects you.

Starting early 2026, lenders will no longer be allowed to double-count rental income across multiple mortgage applications. So that rental income from your duplex? You won’t be able to reuse it to qualify for your next property. It’s all part of a national move to reduce financial risk in the lending system.

Here’s what else is changing: many residential rental mortgages will now be classified as higher-risk. That means higher down payments, stricter loan terms, and lower qualifying amounts across the board.

It’s not just about having good credit anymore. Smart investors will need a real strategy. Whether that means restructuring your finances, refinancing before the changes kick in, or adjusting your growth plans preparation is everything.

2026 could slow down casual investors. But those who plan ahead? They’ll be in a position to thrive.

If you're serious about staying ahead of the curve in real estate, follow me for more updates, insights, and smart strategies to navigate the market with confidence.

Vous pensez à agrandir votre portefeuille immobilier dans les prochaines années? Attention en 2026, de nouvelles règles hypothécaires entreront en vigueur au Canada. Et si vous êtes investisseur, cela vous concerne directement.

Dès le début de 2026, les prêteurs ne pourront plus compter deux fois le même revenu locatif pour appuyer plusieurs demandes hypothécaires. Donc, le revenu de votre duplex? Il ne pourra plus être utilisé pour qualifier un autre prêt. C’est une mesure nationale pour réduire le risque financier.

Autre changement majeur : plusieurs prêts hypothécaires résidentiels locatifs seront désormais considérés comme plus risqués. Résultat? Des mises de fonds plus élevées, des conditions plus strictes, et des montants d’emprunt plus faibles.

Ce n’est plus juste une question de bon crédit. Les investisseurs avisés devront adopter une vraie stratégie. Restructurer vos finances, refinancer avant les changements, ou ajuster vos plans de croissance.